Jason Mellor is a financial advisor with Cetera who holds a Series 63 designation and has 29 years of industry experience. His prior work includes roles at Allied Wealth Partners, Securian Financial Services Inc, Minnesota Life Insurance Co, MML Investors Services, and MetLife Securities. Outside of advising, he is active as an agent and broker in fixed insurance sales with several firms, including Allied Wealth Partners and Creative Risk Management. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Michael Payne is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing over four decades of experience since joining the firm in 1983. Based in Monmouth County, where he has lived since 1984, Michael specializes in creating long-term financial plans and strategies for a diverse and loyal client base. His areas of focus include college education planning, divorce transition planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, philanthropic planning, portfolio management services, tax minimization, and retirement income. Michael holds a Bachelor's Degree from Seton Hall University and maintains an ongoing connection with his alma mater. He is a Personal Investment Advisor (PIA) and contributes to the development of future financial advisors as a faculty member for Merrill Optimal Practice Management (OPM). His commitment to community service is reflected in his roles on nonprofit boards, including serving as Vice Chair of the American Red Cross of Central New Jersey and Committee Chair for Board Development. Michael has also been recognized multiple times on the Forbes “Best-in-State Wealth Advisors” list from 2018 through 2025. Outside of his professional career, Michael enjoys biking, golfing, and traveling. He values educating clients and their families to promote financial literacy and long-term success.

Brad Palent is a financial advisor with Wells Fargo Advisors in Red Bank, NJ, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked within various Wells Fargo entities since 2009, including Wells Fargo Clearing and Wells Fargo Advisors. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of planning services and develops tailored recommendations using proprietary research and tools, with clients choosing how to implement these recommendations through brokerage or advisory programs.

James McCarthy is a financial advisor with Wells Fargo Advisors in Red Bank, NJ, holding Series 63 and Series 65 licenses and with 29 years of industry experience. He has worked within various Wells Fargo entities since 2009. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options tailored to clients who meet a net-worth threshold and utilizing proprietary research and planning tools.

Scott Breslow is a financial advisor at LPL Financial with 26 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at IC Advisory Services, Inc. and The Investment Center. He serves on the board of the nonprofit Harborside at Hudsons Ferry. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and retirement plan consulting, offering both discretionary and non-discretionary portfolio management supported by proprietary and third-party research.

Anthony Karpowich is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Wells Fargo Advisors since 2016 and owns Gold Star Wealth Management, LLC, an investment-related business. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, and business-owner transition planning. The firm uses proprietary research and tools to develop tailored recommendations delivered through meetings and written summaries.

Said Abouomar is a CFP® professional with over 31 years of experience in the financial services industry. He is currently with LPL Financial and has previously worked at Buckman And Reid and Private Portfolio Partners, where he also provided investment advisory services through his independent firm. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by in-house and third-party research.

Daniel Kelly is a managing partner at Navesink Advisors LLC with 35 years of industry experience. He has been with Navesink Advisors since 2002 and also works at ViewTrade Securities, Inc. since 2017. Outside of advisory work, he is involved in operations for Realty Data Systems, LLC, a non-investment-related business where he reviews property inspections. Navesink Advisors LLC provides investment advisory and portfolio management services primarily to individual clients, focusing on a non-discretionary approach where clients retain final trading authority. The firm maintains a small client base and has affiliations with a law firm and other investment advisers, creating a distinctive operating profile among supported firms.

Frank Lepore is a financial advisor at Lepore Financial Services LLC in Manasquan, NJ, holding a Series 65 designation with 14 years of industry experience. He has been active in the financial sector since 1994. Lepore Financial Services LLC provides portfolio management and financial planning primarily to individual clients, managing approximately $2.9 million across about a dozen accounts. The firm focuses on individualized portfolio oversight and ongoing account management with asset-based fees.

Michael Panter Jr. is a financial advisor with Navesink Advisors LLC, holding Series 63 and Series 65 credentials and bringing 17 years of industry experience. He has worked at Navesink Advisors since 2005 and also has a longstanding role at Capital Analysts Inc. Navesink Advisors LLC provides investment advisory and portfolio management services primarily to individual clients, managing most assets on a non-discretionary basis. The firm has a small client base and is noted for its legal industry connections and affiliations with other advisers, which contribute to a distinctive operating profile.

Robert Lepore is a CFP® with 15 years of industry experience, operating Lepore Financial Services LLC in Manasquan, NJ. He has been associated with Ridgeway & Conger, Inc. since 2010. Lepore Financial Services LLC provides portfolio management and financial planning services primarily to individual clients, focusing on individualized portfolio oversight and ongoing account management with fees tied to assets under management. The firm combines advisory services with broker-dealer representation, a structure that is uncommon among independent advisers.

Moshe Green is a financial advisor with XYPN Sapphire in Jackson, NJ. He holds a Series 65 designation and has been a student since 2016. XYPN Sapphire provides investment management and financial planning services to individuals, trusts, estates, business entities, and retirement plans. The firm employs a long-term, risk-based investment approach using diversified portfolios and integrates adviser-tailored plans with oversight of AI tools and emerging digital-asset management programs.