Ellen Ficacci is a financial advisor at Morgan Stanley with 39 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2020 and previously worked at RBC Capital Markets for 11 years. She holds Series 63 and Series 65 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning that utilizes structured discovery conversations and firm-approved planning tools.

Robert Lewit Jr. is a CFP® professional with 39 years of industry experience, currently advising clients at Stifel since 2007. Based in Morristown, NJ, he holds Series 63 and Series 65 licenses. Stifel serves a broad range of clients, including individuals, institutional investors, charitable organizations, and municipal entities, offering brokerage and investment advisory services supported by proprietary capital market analysis and asset allocation methodologies developed by its Investment Strategy Group.

Ana Freay is a financial advisor at J.P. Morgan Securities with four years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at TD Bank and ULTA Salon Cosmetic Fragrance, Inc. before joining J.P. Morgan Securities. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset‑allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Chris Fiorenzi is a financial advisor at Mass Mutual Investors Services with 35 years of industry experience. He holds a Series 63 designation and has worked in the financial services sector since 1989, including roles at Sun Financial Group, MetLife Securities Inc., and Massachusetts Mutual Life Insurance Company. In addition to his advisory work, he operates as an independent insurance agent specializing in disability, fixed annuities, life, accident, health, and long-term care insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to develop tailored financial strategies.

Warren Gisser is a financial advisor with RBC Capital Markets, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has worked at City National Bank since 2016 and has been with RBC Capital Markets LLC since 2009. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers multiple advisory programs combining discretionary and non-discretionary portfolio management, financial planning, and brokerage services, with investment strategies tailored to each client’s risk profile.

Nicolas Zolofra is a Financial Advisor at Merrill Lynch Wealth Management. He holds the Chartered Retirement Planning Counselor (CRPC) designation, demonstrating his expertise in retirement planning and financial advising. Nicolas earned his Bachelor's Degree from The College of New Jersey, which laid the foundation for his career in financial services. Further details on his experience, areas of expertise, or personal interests have not been provided.

Mary Emson is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 65 licenses and possessing 34 years of industry experience. She has worked with Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009, having started her career at Citigroup Global Markets in 1996. Emson is involved in family estate and investment planning through ownership and part ownership of entities focused on these areas, and she serves on the advisory board of Next Chapter, a finance-related organization. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer offering a range of advisory programs and financial planning services to individuals and institutions. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment research to support its advisory process.

James Miller is a financial advisor at LPL Financial with 31 years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining LPL Financial in 2025, he worked for IC Advisory Services, Inc. and The Investment Center, Inc. for 17 years. He serves on the board of the Rotary Club of Cranford. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies.

Andrew Allen is a Wealth Management Advisor with Merrill Lynch Wealth Management in Morristown, New Jersey. He began his career in wealth management at Merrill in 1994 and is a founding partner of The Harbor Group, a team dedicated to serving the complex financial needs of high-net-worth individuals, family offices, and foundations. Andrew also serves on the Board of Managers and the Investment Committee of Dillon Trust Company, a single-family, private trust company. Andrew’s expertise includes managing proprietary model portfolios and tailoring investment strategies to meet clients’ specific needs and goals. His approach incorporates an understanding of family dynamics into wealth strategy, allowing the team to adapt to market changes, price volatility, global events, and changes in clients’ personal circumstances. He holds a Bachelor’s degree from Rollins College and the Chartered Retirement Planning Counselor (CRPC®) designation awarded by the College for Financial Planning. Beyond his professional work, Andrew has a family background in the wine business, with his family’s company owning several notable vineyards and a Michelin-starred restaurant in Paris. He is involved in philanthropy as a director of two charitable foundations—the Allen Family Foundation and the Clarence and Anne Dillon Dunwalke Trust—and serves on the Board of Trustees at Berkshire School, his alma mater. He has also held board positions with other charitable and educational organizations.

Wiener Nivose is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. He has been with Primerica Advisors since 2016 and has additional experience at Primerica Financial Services and Nysdot. Outside of his advisory role, he is a co-owner of Fruit In Action LLC (Finact LLC), which provides assistance to people in Haiti. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed account options. The firm curates third-party asset managers and uses a tiered wrap fee structure, maintaining oversight of its investment models and processes.

Lawrence Forlenza is a financial advisor with LPL Financial in Morristown, NJ, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. His prior roles include positions at Raymond James Financial Services, Morgan Stanley Private Bank, Morgan Stanley & Co., and Merrill. He also operates Morristown Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive technological tools and a large network of advisors.

Katherine Danbury is a financial advisor at RBC Capital Markets with 18 years of industry experience. She holds the Series 66 designation and has previously worked at Nicholas Pascarella and Co, Cetera Advisors, Bank of America, and Merrill. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a variety of advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles using both in-house and third-party investment managers.

Anel Kadiric is a financial advisor at Ameriprise with a Series 66 designation and one year of industry experience. Prior to joining Ameriprise, Kadiric has worked in personal training and nutrition guidance through ownership of AK Nutrition and Training LLC and operates online retail activities selling trading cards and collectibles. Ameriprise is a large institutional firm offering retirement-income planning services focused on individuals with significant net investable assets, combining research and modeling with tax-efficient strategies to deliver tailored recommendation reports.

David Morrison is a Series 66-licensed financial advisor with 24 years of industry experience. He has worked at Merrill from 2015 to 2021 before joining UBS Financial Services Inc. in 2021. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Ivana Lotoshynski is a CFP® certificant with 25 years of experience in the financial services industry. She is currently affiliated with LPL Financial and previously worked at NEXT Financial Group and Investment Professionals, Inc. outside of her advisory role, she is involved with People Wealth Matters, a business activity related to her LPL practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management solutions, including access to third-party subadvisors and customized strategies.

Armaghan Ahmad is a financial advisor at Wells Fargo Clearing with Series 63 and Series 66 credentials and four years of industry experience. He has been with Wells Fargo Clearing since 2017 and has worked at Wells Fargo Bank since 2014. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, and it includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Guy Bock Jr. is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 65 credentials with 38 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured discovery conversations and firm-approved planning tools in its financial planning process.

Gregory Guss is the Vice President, Wealth Planner at Fidelity Investments, a position he has held since 2025. He has been with Fidelity Investments since 2020, initially serving as a Financial Consultant before advancing to his current role. Prior to joining Fidelity, Gregory was a Senior Financial Planner at The Ayco Company from 2012 to 2019. His professional experience spans over a decade in financial planning and wealth management, focusing on developing tailored financial plans that address clients' unique situations and goals. Gregory is committed to partnering with clients to work toward their immediate and long-term financial objectives. Outside of his professional work, Gregory has interests in art, outdoor adventures, puzzles, and running.

Kenritsu Hamasaka is a financial advisor with Morgan Stanley in Short Hills, NJ, holding a Series 66 designation and 10 years of industry experience. He has worked within Morgan Stanley Private Bank and Morgan Stanley since 2016. Outside of his advisory role, Hamasaka is a silent partner in K&M Inception LLC, a retail business in Rutherford, NJ. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery conversations and firm‑approved tools, serving clients both directly and through employer-based agreements.

David Biunno Jr. is a Senior Financial Advisor with Merrill Lynch Wealth Management. He is a member of the RM & Associates team, which allows him to address a wide range of financial needs and situations. David has worked in financial services since 2007, providing tailored advice and guidance to executives, small business owners, and families through a holistic approach that accommodates multiple priorities. His experience includes crafting robust strategies grounded in clients' specific goals and needs while considering their risk profiles and time horizons. Prior to joining Merrill Lynch Wealth Management, David spent six years as a Financial Advisor with Professional Economic Growth Group in Edison, New Jersey. He also served as an advisor with AXA Insurance. David holds a bachelor's degree from Providence College and is a founding member of its New Jersey Alumni Association. He has earned the Chartered Retirement Planning Counselor (CRPC) designation as well as the Personal Investment Advisor (PIA) certification. In addition to his professional activities, he is involved in the Providence College Alumni Club of New Jersey, serves as a hockey coach for the Beacon Hill Club, and participates with the New Jersey Brain Injury Association.