Sophia Gallant is a financial advisor at J.P. Morgan Securities with three years of industry experience. She holds a Series 66 designation and has worked at JPMorgan Chase Bank, Millennium Management, and Seventy2 Capital. Outside of finance, she has experience in the food and beverage industry with Trap Rock Restaurant & Brewery and Bonji Bowls. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework to its recommendations.

Matthew Vamvakis is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. He has worked at J.P. Morgan Securities and Jpmorgan Chase Bank, N.A. since 2009 and has been affiliated with the Tuck School of Business at Dartmouth since 2008. He serves as a board member and VP of Finance for the Congregation Ohr Shalom-Summit Jewish Community Center and is a director on the board and investment committee of the New Jersey Boys State Foundation, Inc. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Michael Purcell is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and nine years of industry experience. He has worked at Wells Fargo Clearing since 2016 and has been with Wells Fargo Bank since 2015. Outside of his advisory role, he owns and operates RPM Entertainment, a music business based in Union, NJ. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services that include investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, acting as an ERISA fiduciary and offering discretionary investment options tailored to plan objectives.

Minjie Jiang is a Financial Solutions Advisor with Merrill Lynch Wealth Management. In this role, Minjie works closely with clients to understand their priorities and develop personalized investment strategies aimed at pursuing their financial goals. Minjie provides guidance on a range of financial matters, including general investing, retirement planning, and saving for unforeseen events, and facilitates access to banking and lending services through Bank of America. Minjie holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Minjie earned a Bachelor's Degree from the University at Buffalo. Fluent in English, Mandarin, and Chinese, Minjie emphasizes building strong client relationships through attentive listening and ongoing advice as clients’ needs evolve.

Frederick Mastromarino is a financial advisor with Wells Fargo Clearing in Mahwah, NJ, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wachovia Bank and Wells Fargo Advisors LLC. Outside of his advisory role, he serves as a trustee for family trusts and as an executor for a family estate. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Sara Smedley is a CFP® and ChFC® with 11 years of industry experience, currently serving at LPL Enterprise. Her prior experience includes roles at Prudential Insurance Company of America and New Providence Financial, LLC. LPL Enterprise serves a wide range of clients, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, consulting, advisory, and brokerage services. The firm utilizes an integrated platform combining adviser programs with sales of financial products and employs a variety of investment strategies supported by internal research and third-party portfolio managers.

Robert Romano is a financial advisor at Merrill with 26 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at UBS Financial Services Inc. for nine years. Outside of his advisory role, he is the sole owner of a rental property business. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Beth Meszaros is a financial advisor with Cetera, holding a Series 66 credential and bringing 16 years of industry experience. She also serves as Marketing Director at Meszaros & Co. CPA, LLC, a CPA firm, and is involved in managing two small businesses selling handmade knitted goods and needlepoint supplies. Additionally, she works as a notary public. Cetera Investment Advisers LLC is an SEC-registered firm that provides portfolio management, financial planning, and retirement services to individuals, employer-sponsored plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with a range of program structures, serving over 800,000 clients and managing more than $256 billion in assets.

Erin Kearney is a financial advisor at Fidelity with a Series 66 designation and less than one year of industry experience. Before joining Fidelity, Kearney held positions in education and other organizations, including The University of Rhode Island and The Rapid Group. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, utilizing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also manages multi-manager fund structures and employs systematic methodologies in portfolio management.

Michael Pages is a financial advisor with J.P. Morgan Securities who holds Series 65 and Series 66 licenses and has 14 years of industry experience. He has been with J.P. Morgan Securities since 2015 and also serves at JPMorgan Chase Bank, N.A. since 2014. Pages is a board member and Joint Investment Committee Chair at the New Jersey Institute of Technology. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

George Mouded is a financial advisor with OSAIC, holding a Series 66 designation and 22 years of industry experience. Prior to joining OSAIC in 2025, he worked for Lincoln Financial Advisors Corporation for 14 years. He is also engaged as an agent offering various insurance products, including health insurance, group benefits, and annuities. OSAIC Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and charitable clients through a large network of advisors and multiple advisory platforms. The firm provides integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers, using firm tools like risk assessment and automated rebalancing to construct portfolios.

Rodney Robinson is a financial advisor with Equitable Advisors in Somerset, NJ, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with Equitable Advisors since 2004 and previously worked at Axa Advisors. Outside of his advisory role, he is the owner and sound engineer of Good Music Productions and provides health insurance consulting to public sector groups through New Venture Business Group. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by offering financial planning, retirement-plan support, and access to asset management through LPL programs and various third-party asset managers. The firm operates a hybrid referral and implementation model that emphasizes tailored client services and a range of advisory program options.

Yi Qin is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 designations and bringing 17 years of industry experience. Yi has worked at Mass Mutual Investors Services since 2017 and previously spent eight years with Metlife Securities. Outside of advising, Yi is involved in health and property/casualty insurance sales and operates as an independent insurance agent. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, providing collaborative, goal-based planning without investment discretion.

Kevin O’Brien is a financial advisor with Cetera, holding a Series 66 credential and 23 years of industry experience. He has previously worked at Park Ave Securities and Guardian and currently operates The O’Brien Group, a financial services business. He is also active as an insurance agent selling life, health, disability, and annuity products. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with diverse portfolio management options, combining discretionary and non-discretionary authorities, supported by over 10,000 advisors and approximately $256 billion in assets under management.

Wajeeh Abushawish is a financial advisor at Edward Jones in Newark, NJ, holding a Series 66 designation. He has recently begun his career in the industry and has prior experience at firms including Aprio Advisory Group, Vialto Partners, PriceWaterhouseCoopers, and CohnReznick, as well as roles outside of financial services. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs and investment solutions. The firm manages over $1 trillion in assets and supports a large network of financial advisors and branch offices nationwide.

Charles Faig is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 43 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, incorporating a broader set of financial products than many large institutional advisers.

Harold Cho is a Senior Financial Advisor based in the Short Hills, NJ Merrill Complex. He joined Merrill Lynch Wealth Management in 2014 and works closely with clients to design, implement, and manage financial strategies tailored to their specific objectives. Harold focuses on helping clients with wealth creation, preservation, and the transfer of assets by providing the necessary education and information for informed decision-making. Harold began his career at Lehman Brothers and Morgan Stanley before joining Merrill Lynch. He holds a Bachelor of Science degree in Finance from the University of Connecticut and maintains FINRA Series 3, 7, 9, 63, and 65 registrations. Additionally, he holds the Personal Investment Advisor (PIA) designation. Outside of his professional life, Harold enjoys sports such as tennis, soccer, and golf. He also spends time cooking, exploring new hot sauces, and being with his family.

Joshua Leski is a financial advisor at Mass Mutual Investors Services with Series 65 and Series 63 licenses and two years of industry experience. His prior work history includes roles at Equitable Advisors, Fiddlers Elbow Country Club, and Trump National Golf Course. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides collaborative, goal-oriented planning engagements supported by firm-approved analytical tools and offers various specialized planning programs.

Guido Mejia Aguaiza is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds Series 63 and Series 66 designations and has been with Wells Fargo Clearing since 2016. Prior to that, he worked at Wells Fargo Bank, NA beginning in 2015. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, offering tailored investment advice and discretionary plan-level investment selection options, including a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

Maryann Romano is a financial advisor at J.P. Morgan Securities with 22 years of industry experience. She holds the Series 63, Series 65, and Series 66 designations and has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2007. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.