John Jutt is a financial advisor at Citigroup Global Markets with 14 years of industry experience. He holds a Series 66 designation and has previously worked at firms including Fidelity Investments, J.P. Morgan Securities, and Wells Fargo Advisors. Citigroup Global Markets serves individual and institutional clients across various segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains significant institutional scale with specialized market roles, including acting as a security-based swap dealer and futures commission merchant.

Jeffrey Zavila is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 66 credentials and 18 years of industry experience. He joined Hornor, Townsend & Kent in 2021 after four years at Edward Jones. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering advisory programs, financial planning, and retirement plan consulting. The firm operates as both an SEC-registered adviser and a FINRA-member broker-dealer, providing custody, execution, and brokerage services alongside investment advice.

Zachary Rawlings is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. He previously worked at Mass Mutual Investors Services and Penn Mutual Life Insurance Company. Outside of his advisory role, he owns and operates Contego Advisors, a life insurance brokerage, and also serves as an independent fact checker for insurance and investment articles with Bottom Line Inc. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs, financial planning, and retirement plan consulting. The firm offers both discretionary and non-discretionary account options and operates as both an SEC-registered adviser and FINRA-member broker-dealer.

Kaitlyn Farnan is a financial advisor at Citigroup Global Markets with a Series 66 designation and three years of industry experience. Her work history includes roles at Citigroup, Commerce Bank, and Indiana University. Citigroup Global Markets serves individual and institutional clients across various segments, offering a wide range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and operates with significant institutional scale, including in-house research and unique market roles such as swap dealer and futures commission merchant.

Aisling Carroll Transom is a financial advisor at Wealth Enhancement Advisory Services, LLC with 10 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Mariner Wealth Advisors and FirstPoint Financial. She is the founder of Morpheus NYC LLC, a consulting company outside of investment-related activities. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and specialized retirement consulting, utilizing a mix of passive and active investment strategies guided by an internal Investment Committee.

Hanna Harwood is a financial advisor at Citigroup Global Markets in New York, NY, holding a Series 66 designation with six years of industry experience. Her prior work includes roles at Citi and Adrianna Papell, as well as time at the University of Florida and Nordstrom. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, providing services such as broker-dealer execution, custody, and derivatives trading.

Aurea Antunes is a financial advisor at Citigroup Global Markets with 30 years of industry experience. She holds the Series 63 and Series 65 designations and has been with Citigroup since 2016. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains unique institutional scale with specialized market roles and commercial arrangements.

Tarik Emara is a CFA charterholder and holds a Series 63 license with 10 years of industry experience. He has been with Citigroup Global Markets since 2015. Emara serves on advisory boards and committees for multiple private equity and real estate funds based in London and other locations, dedicating time to these roles during securities trading hours. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, including in-house research and clearing services, and provides a broad range of advisory and execution solutions.

Alyson Sedia is a financial advisor with Eagle Strategies (NY Life) in New York, NY, holding Series 65 and Series 63 licenses and having one year of industry experience. Prior to joining Eagle Strategies, she was associated with NYLIFE Securities LLC and New York Life Insurance Company. Eagle Strategies serves a diverse client base, including individual investors and institutional plans, providing financial planning, investment management, and retirement-plan advisory services. The firm offers customized advice through various program types and emphasizes non-discretionary asset management, working within an integrated New York Life affiliate structure.

Shuangying Wu is a financial advisor at Citigroup Global Markets with a Series 66 credential and one year of industry experience. Prior to joining Citigroup, Wu completed roles including a position at the District of Columbia Office of the Attorney General and academic studies at Georgetown University. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, supported by internal standards and oversight committees.

Camryn Foltz is a financial advisor at Citigroup Global Markets with Series 66 registration and two years of industry experience. Her prior roles include positions at Dartmouth College and Dartmouth Athletics Event Staff. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, execution and custody services, and derivatives and futures operations. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, supported by internal standards and oversight committees.

Yuting Patterson is a CFA® charterholder with 13 years of industry experience. She is currently with Citigroup Global Markets and previously worked at JPMorgan Securities LLC, JPMorgan Chase Bank, and Deutsche Bank Securities, Inc. Outside of finance, she was involved with Yoga Shanti NYC for two years. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm implements multi-asset, multi-manager strategies through both discretionary and non-discretionary programs, supported by internal standards and oversight committees.

Brandon Fisk is a financial advisor at Citigroup Global Markets with 15 years of industry experience. He holds Series 63 and Series 65 designations. His prior experience includes roles at Citi Private Alternatives, Transamerica Capital, Wells Fargo Advisors, BrightHouse Securities, and Metlife Investors Distribution Company. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles such as swap dealing and futures commission merchant activities.

Rafael Suarez Fortes is a financial advisor at Citigroup Global Markets with Series 66 and Series 63 credentials and one year of industry experience. His prior roles include positions at The University of Texas at Austin, Panda Express, and the Government Employees Credit Union. Citigroup Global Markets serves individual and institutional clients, offering a range of investment advisory programs and execution services across multiple wealth segments. The firm employs multi-asset, multi-manager strategies utilizing both discretionary and non-discretionary approaches and combines large institutional scale with unique market roles such as swap dealing and futures commission merchant services.

Kristina Sencion is a financial advisor at Citigroup Global Markets with a Series 66 designation and four years of industry experience. Her work history includes roles at Citigroup since 2021, JP Morgan Chase, and IBM. Outside of her advisory duties, she operates Fora Travel, Inc., a remote travel agency where she books travel and accommodations. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains in-house research and security-pricing functions, distinguishing itself through its scale and market roles.

Mauricio Reid is a financial advisor at Citigroup Global Markets with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Citigroup since 2006. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm utilizes multi-asset, multi-manager strategies and operates with large institutional scale, providing both discretionary and non-discretionary solutions tailored to high-net-worth clients.

Joseph Reilly is a financial advisor with Commonwealth Financial Network in Metuchen, NJ, holding the ChFC® and Series 63 designations and bringing 33 years of industry experience. He is co-owner of Reilly Financial Group, LLC, which facilitates securities, advisory, and insurance business. Reilly also serves as an advisory board member for Thriv, a lifestyle conference in Metuchen. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing about $213 billion in client assets. The firm provides a broad platform including managed-account programs, access to third-party asset managers, and custody services.

Anthony Cicitta Jr. is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 registrations and bringing 28 years of industry experience. He has been with Hornor Townsend & Kent since 2011 and also maintains a CPA practice focused on tax and accounting services. Cicitta is involved in life insurance brokerage and wealth management services that include life insurance, annuities, and approved securities products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs, financial planning, and retirement plan consulting. The firm operates both as an SEC-registered adviser and FINRA-member broker-dealer, offering a range of discretionary and non-discretionary account options and maintaining over $8 billion in discretionary assets under management.

Kjeld Engberg is a financial advisor at Oppenheimer with 17 years of industry experience. He holds the CFA® designation and Series 66 license. His prior roles include positions at Deutsche Bank Securities, Credit Suisse Securities, and UBS Financial Services. Oppenheimer is a registered investment adviser and broker-dealer that serves individuals, corporations, pension plans, charitable organizations, and IRAs. The firm offers a range of programs including asset management, consulting, and retirement services, using both discretionary and non-discretionary approaches across equity, balanced, and fixed-income portfolios.

Suraj Kalia is a CFA® charterholder based in New York, NY, with 22 years of industry experience. He has worked at Oppenheimer since 2019 and previously spent seven years at Northland Securities, Inc. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, and pooled investment vehicles. The firm offers a range of programs and services including asset management, consulting, and retirement planning across equity, balanced, and fixed-income portfolios with both discretionary and non-discretionary account management.