Donald Johannes is a financial advisor at LPL Financial with 36 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Ameriprise Financial Services in various capacities from 2007 to 2025. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing both proprietary and third-party strategies, supported by technological tools for operational and research purposes.

Parul Patel is a financial advisor with Merrill, holding a Series 66 designation and 10 years of industry experience. She has been with Merrill and Bank of America since 2006. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Carolyn Weiss is a financial advisor at Morgan Stanley with 30 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and comprehensive asset management.

Stephen Testa is a financial professional with Cetera and holds the Series 66 designation. He has one year of industry experience and previously worked at LPL Enterprise LLC. Outside of his advisory role, he is involved with Cotgreave Insurance Agency, where he has worked in property and casualty insurance since 2021. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with various investment program options.

Chase Cetta is a financial advisor at Cetera with a Series 66 designation and one year of industry experience. Prior to joining Cetera in 2025, he held positions at Avantax Advisory Services and Mazars USA LLP. He is also a Certified Public Accountant and serves as Treasurer for a local Knights of Columbus chapter, where he manages council funds and accounting records. Additionally, he participates on the audit committee for the Northport East Northport School District. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services across multiple program structures, featuring both discretionary and non-discretionary solutions and access to affiliated and third-party money managers.

Andrew Morgasen is a financial advisor at Cetera with 15 years of industry experience. His prior roles include positions at Charles Schwab, Ameriprise Financial Services, LPL Financial, and Next Financial Group. Morgasen holds Series 63 and Series 66 licenses. Cetera Investment Advisers LLC is an SEC-registered adviser serving a nationwide network of independent advisors and a diverse client base, including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management, financial planning, and retirement services through multiple program structures and custodial relationships, supported by over 10,000 advisors and approximately $256 billion in assets under management.

William Hermanek is a Financial Consultant at Fidelity Investments, where he collaborates with local individuals and families to develop transparent financial plans. His approach focuses on building, preserving, and distributing wealth to align with clients' lifetime goals. Prior to his current role, William gained experience as a Private Client Advisor at JP Morgan from 2023 to 2024, and as a Financial Advisor at Equity Services from 2021 to 2023. Through these roles, he has developed expertise in managing client wealth and financial planning. Outside of his professional work, William has interests in beach activities, biking, movies, parenthood, and photography.

Thomas O'Grady is a Financial Advisor with Merrill Lynch Wealth Management. He focuses on helping individuals and families build, protect, and transition their wealth by creating personalized strategies aligned with their values, aspirations, and legacy. His areas of expertise include family wealth management strategies, employee financial health, legacy planning, managing new wealth, portfolio management, small business strategies, individual and corporate investment strategy, tax minimization, and retirement income. Thomas holds a High School Diploma from Oyster Bay High School, an Associate's Degree from Daytona State College, and a Bachelor's Degree from the University of Florida. He has earned professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Outside of his professional role, Thomas is involved with Planting Fields Arboretum State Historic Park and enjoys various outdoor activities such as boating, cycling, motorcycling, and spending time with his family and two dogs.

Joseph Iucci is a financial advisor with Primerica Advisors, holding a Series 63 designation and 28 years of industry experience. He has been with Primerica Advisors since 1997 and Primerica Financial Services since 1996. Outside of his advisory role, he is involved in the sale of home security and automation products through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Nina Mcelroy is a financial advisor with Merrill in Melville, NY, holding Series 63 and Series 66 credentials and 28 years of industry experience. She has been with Merrill since 2009 and concurrently associated with Bank of America N.A. since 2007. Outside of her advisory work, she serves on the board of trustees for The Governor's Academy, an educational institution in Massachusetts. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services primarily through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm utilizes a mix of model-based and discretionary investment strategies developed by internal and third-party managers, with a range of tactical and tax-aware asset allocation options.

Samuel Moss is a financial advisor at Cetera with 45 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked previously at North Ridge Securities Corp. and 4M Capital Services, LLC, where he serves as owner and president. Outside of advisory roles, he is involved in fixed insurance sales, including life, health, disability, and long-term care insurance. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform allowing advisors to implement various portfolio management strategies with discretionary and non-discretionary options, supporting more than 10,000 advisors and overseeing over $256 billion in assets.

Vincent Giardini Jr. is a financial advisor with Primerica Advisors in Holbrook, NY, holding Series 63 and Series 65 licenses and five years of industry experience. Prior to joining Primerica Advisors in 2021, he worked at Primerica Financial Services beginning in 2020 and has experience at Data Device Corp and Stony Brook University. His activities include the sale of loan products and referrals for home security and automation services through Primerica affiliates. Primerica Advisors sponsors a wrap-fee asset management program that serves individual investors, corporate, and charitable clients. The firm operates at scale with approximately 3,700 advisors and $15.5 billion in assets under management, offering model-based investment strategies supported by third-party managers and custodians.

Michael Uvenio is a financial advisor with LPL Financial based in Melville, NY, holding a Series 63 designation and 24 years of industry experience. Prior to joining LPL Financial in 2025, he worked at Ameriprise and Ameriprise Financial Services, Inc. from 2015 to 2025. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

John Cullinan is a financial advisor with LPL Financial in Melville, NY, holding a Series 66 designation and 24 years of industry experience. His prior roles include positions at American Portfolios Financial Services, TD Bank and its wealth management division, and Merrill. He is also involved with Cullinan and Travaglianti Planning Incorporated, a non-variable insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing a range of investment strategies supported by research and operational tools.

Ruth Ann Kalage is a Series 63-licensed financial advisor with Wells Fargo Clearing in Melville, NY, where she has worked for 10 years. She has 29 years of industry experience. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by extensive research and analytics.

Marie Kirsch is a financial advisor at LPL Enterprise with 10 years of industry experience. Her prior roles include positions at Prudential Insurance Company of America, Pruco Securities, LLC, New York Life Insurance Company, and NYLife Securities LLC. She is also commissioned as a notary public, performing this service infrequently on an as-needed basis. LPL Enterprise offers investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth investors, retirement plans, and corporate entities, using primarily model-driven portfolio solutions and access to third-party asset managers.

Yolene Justafort is a financial advisor with Primerica Advisors, holding a Series 63 designation and 25 years of industry experience. She has been with Primerica Advisors since 2000 and has worked with Primerica Financial Services since 1999. In addition to her advisory role, she is involved in the sale of home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and discretionary separately managed account options primarily for individual and high-net-worth clients. The firm utilizes third-party asset managers and an independent due-diligence process to oversee its investment models.

Susan Santangelo is a financial advisor at Merrill with 22 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill since 2010. Santangelo also serves as an administrator for a fiduciary estate and holds a power of attorney role in another non-investment related capacity. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Frank Carpentiere is a financial advisor at Edward Jones with 25 years of industry experience. He holds Series 63 and Series 65 designations. His prior experience includes roles at Bank of America, Merrill, and Citigroup Global Markets. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

Nicholas Kurdziel is a financial advisor at Osaic with one year of industry experience. He holds the Series 66 designation and has previously worked at Coastal Business Marketing and in education within the Sachem school district for 14 years. Outside of finance, he has been involved with Shaolin Self Defence Centers of Bayport. Osaic Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning, managed portfolios, and retirement plan consulting. The firm’s investment approach centers on model-based asset allocation, portfolio optimization, and a variety of discretionary and third-party managed strategies.