John Gorman is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and over 31 years of industry experience. He previously worked for Morgan Stanley Private Bank and Morgan Stanley Smith Barney, serving in various roles from 2009 to 2025. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, charitable organizations, and governmental entities, offering financial planning, investment consulting, and institutional fiduciary solutions with a range of portfolio management styles and affiliated research.

Jonathan Bonnet is a financial advisor at Merrill with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 2014 and Bank of America since 2015. Outside of his advisory role, he is a member of two LLCs focused on real estate investment in New York and Tennessee. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jay Meyer is a financial advisor with Cetera, holding a Series 63 designation and 28 years of industry experience. He has worked with Cetera and related entities since 1999 and also owns an accounting and tax practice established in 1989. Additionally, he is involved in fixed insurance sales. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individual, corporate, charitable, and institutional clients through a multi-manager platform offering portfolio management, financial planning, and retirement services.

Matthew Barbis is a financial advisor at OSAIC with 32 years of industry experience. He holds the Series 63 designation and has worked at several firms including LPL Financial, Select Benefits Inc., and Royal Alliance Associates. Barbis serves as a trustee for St. Joseph's College and holds leadership roles with multiple nonprofit educational foundations. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization, supporting a range of managed account strategies and third-party money manager programs.

Caitlin Murray is a financial advisor at Raymond James Financial with 15 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Raymond James and Wells Fargo Clearing in various advisory roles. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm uses analytical tools and risk profiling to tailor non-discretionary planning and encourages implementation through advisory programs or other providers.

Eileen Grady is a financial advisor with Raymond James & Associates, holding a Series 63 designation and bringing 38 years of industry experience. She has been with Raymond James & Associates since 2016 and concurrently has worked at Avon Products during the same period. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and investment consulting primarily through non-discretionary advisory relationships.

Edwin Martinez is a financial advisor with Primerica Advisors based in Farmingdale, NY, holding a Series 63 designation and 14 years of industry experience. He has worked at PFS Investments Inc. since 2012 and Primerica Financial Services since 2006. Outside of advisory services, Martinez is involved in sales of home security and automation products, mortgage loan products, and other home-related services through affiliated companies. Primerica Advisors is a large firm offering a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-delivery strategies managed by third-party asset managers and provides advisory services through a broad network of advisors.

Elliot Altman is a Series 66-licensed financial advisor with Equitable Advisors, where he has worked for 21 years. He previously worked with Axa Advisors, LLC for 15 years, overlapping with his tenure at Equitable Advisors. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset-management programs. The firm’s approach involves assessing client risk tolerance and matching them to advisory models or discretionary managers, utilizing both proprietary and third-party solutions.

Stavros Spucces is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2010. Outside of his advisory role, he serves as a committee member of the ESPOA Open Space & Park Fund Review Advisory Committee and mentors high school students in finance at the North Port High School Academy of Finance. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu covering areas such as retirement, education, risk, and wealth-transfer planning, utilizing Wells Fargo research and tools to develop tailored recommendations.

Gary Backer is a financial advisor with Morgan Stanley in Hauppauge, NY, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning through dedicated advisors and estate planning specialists. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and market outlook models.

Daniel Hohenberg is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and 32 years of industry experience. His career includes roles at Ameriprise Financial Services since 2014, Citigroup Global Markets from 2012 to 2014, and Merrill from 2007 to 2012. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on written Recommendation Reports and ongoing retirement-income planning advice. The firm's approach includes asset allocation, tax-aware withdrawal strategies, and Social Security claiming options, with a centralized service team supporting advisors and clients.

Yaniv Hakim is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and possessing two years of industry experience. His background includes roles at MassMutual Investors Services and Morgan Wilshire Securities, among others. Hakim is also a silent partner in Ayr Management 26 LLC, an investment entity providing capital to real estate property. J.P. Morgan Securities offers institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their advisory process combines quantitative screening and qualitative research to provide written asset allocation advice, investment manager searches, and customized performance reporting.

George Visintin is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked with JPMorgan Chase Bank and J.P. Morgan Securities since 2018, and previously held roles at HSBC Bank USA and HSBC Securities. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program that focuses on written asset allocation advice, investment manager searches, and customized performance reporting. The program combines quantitative and qualitative due diligence with forward-looking capital market assumptions and incorporates ESG considerations within its recommendations.

Louis Alfano is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and bringing 30 years of industry experience. Prior to joining LPL Financial in 2022, he worked for American Portfolios Financial Services, Inc. from 2016 to 2022. Outside of his advisory role, he is involved with Prime Performance Sports through outside employment. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Sylvester Mallardi is a CFP® professional with 38 years of experience in the financial services industry. He is currently with OSAIC since 2024 and previously worked at American Portfolios Financial Services, Inc. for 21 years and Rossiter Financial Group Inc for 37 years. OSAIC serves a wide range of retail and institutional clients, offering both brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization, supporting various managed account strategies and third-party money manager programs.

Hendry Nurjadi is a financial advisor at Mass Mutual Investors Services with 10 years of industry experience. He holds the Series 66 designation and has worked at Northwestern Mutual and National Life, among other firms. In addition to his advisory role, he is an insurance agent specializing in life, disability, long-term care, and fixed annuities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm provides financial planning, asset management, and educational programs, using firm-approved software to analyze client goals and deliver written recommendations.

John Villella is a financial advisor at OSAIC with five years of industry experience. He holds a Series 66 designation and has previously worked at Woodbury Financial Services Inc. and SilverOak Financial. Villella also provides general tax and bookkeeping services through his own firm, Villella Professional Services, LLC. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a multi-advisor platform with a model-based investment approach that includes comprehensive financial planning, advisor-managed portfolios, and third-party money manager programs.

Michael Amico is a financial advisor with LPL Financial in Huntington, NY, holding Series 63 and Series 66 credentials and bringing 30 years of industry experience. His prior work includes roles at Western International Securities, Inc. and Northeast Securities, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and participant-level retirement advice through a large network of investment adviser representatives.

Jonathan Hernandez is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and 11 years of industry experience. His prior roles include positions at Bank of America, Merrill, Joseph Gunnar & Co., and Northwestern Mutual. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary, written asset allocation advice, investment manager searches, and customized performance reporting. The firm uses a centralized due diligence approach supported by systematic quantitative and qualitative research to build model asset allocations.

Robert Lopes is a financial advisor with Equitable Advisors holding a Series 66 designation and two years of industry experience. His prior work includes roles at Local 157 and Local 731. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients by providing financial planning, retirement consulting, and various asset-management programs through a network of Investment Adviser Representatives. The firm utilizes third-party asset managers and advisory programs, focusing on matching client risk tolerance with appropriate investment models and offers ERISA fiduciary services for qualified plans.