Denis Kenny is a financial advisor with Merrill in Pennington, NJ, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has worked at Merrill and its affiliated firms since 2013, including roles with Bank of America and Wells Fargo. Outside of advisory work, he serves as an executor in a non-investment-related capacity. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Stephen Hill is a financial advisor with Cambridge Investment Research Advisors in Newtown, PA. He holds a Series 65 credential and has seven years of industry experience. In addition to his advisory role, Hill is a partner at Gilbert, Wilson & Hunter LLP, where he provides tax preparation and accounting services. Cambridge Investment Research Advisors serves a diverse client base, including individual and institutional investors such as pension and charitable organizations. The firm offers financial planning, investment management, retirement-plan advisory, and wrap-fee programs, utilizing multiple platforms and proprietary model strategies.

Stefanos Nyktas is a financial advisor at Merrill with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill since 2018. Prior to this, he held roles at Redd Pen Media and Rider University, and he also managed a restaurant business. Outside of his advisory role, he owns and operates a limited liability company involved in residential property investment and management. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brandon Marshall is a financial advisor with Ameriprise Financial Services, LLC, holding a Series 66 designation and eight years of industry experience. He has worked at Ameriprise since 2017 and previously attended Saint Joseph's University. Outside of his advisory role, he is employed at WPM Management, where he performs transaction follow-up and money movement tasks related to advisory services. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written recommendations and annual advice. The firm’s approach integrates internal research, third-party data, and algorithmic tools, with implementation guided by clients and their advisors within a defined investment universe.

Amar Mehta is a CFP® credentialed financial advisor with 17 years of industry experience, currently with Wells Fargo Advisors since 2023. He previously worked at Wells Fargo Clearing from 2016 to 2023. He holds a 40% ownership in KM Financial, LLC, an investment-related business based in Doylestown, PA. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services tailored to clients meeting a net-worth threshold, utilizing proprietary research and tools to develop recommendations delivered through meetings and summary reports.

Alicja Plonska is a Series 66-licensed financial advisor at Morgan Stanley with 17 years of industry experience. She has worked at Morgan Stanley and its Private Bank division since 2017 and previously worked at Bank of America and Merrill. Morgan Stanley Wealth Management serves individual and institutional clients by offering a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through both direct client relationships and Corporate Financial Planning agreements.

Madeline Mc Nulty is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Her work history includes roles at Merrill as well as positions with Employee Plans Services and academic departments at the University of Maryland. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional clients.

Raquel Sutherland is a Financial Advisor with Merrill Lynch Wealth Management, dedicated to prioritizing clients' needs. She focuses on connecting clients with plans and processes tailored to their individual ambitions, assisting with goals such as college education planning, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management, and small business strategies. Raquel works closely with clients to incorporate their personal perspectives and priorities into wealth planning, striving to simplify and bring transparency to complex investing decisions. Her approach centers on creating personalized plans aimed at helping clients achieve their family’s long-term financial objectives. Outside of her professional role, Raquel’s personal interests include baseball, basketball, football, interior decorating, soccer, spending time with her family, watching movies, and woodworking.

Christine Brown is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. She holds a Series 66 designation and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics to guide investment decisions.

Geoffrey Japchen is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Prudential Equity Group, as well as work with Hope for Separated Husbands. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base that includes individuals, institutions, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Rohan Puri is a financial advisor at J.P. Morgan Securities based in Princeton, NJ, holding Series 63 and Series 66 licenses with one year of industry experience. His prior roles include positions at Morgan Stanley and JPMorgan Chase Bank, N.A. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.

David Winward II is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His work history includes roles at Bank of America and Merrill, as well as varied positions in the service and automotive industries. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

James Powner is a financial advisor at Merrill with 32 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Merrill Lynch, Pierce, Fenner & Smith, Inc. since 1999, also affiliated with Bank of America since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies across a range of client types, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Priyanka Kanth Singh is a financial advisor at Merrill with seven years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Bank of America, HSBC Bank USA, and HSBC Bank Plc. Singh is a director of Friends of Prayas, a New Jersey-based nonprofit focused on raising awareness and funds for child and youth welfare and other social and environmental issues. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Chris Raimo is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 designations and 29 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked with JPMorgan Chase Bank, N.A. since 2008. Outside of his advisory role, he serves as a board member of Ocean Dunes Investments, LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager searches, and customized performance reporting, with clients retaining final decision-making authority.

Brian Coelho is a Financial Advisor at Merrill Lynch Wealth Management. He works directly with individuals and families to develop personalized investment plans and tax-efficient retirement strategies. Brian specializes in retirement income planning, IRA rollovers, and integrating investment strategies within the Merrill Lynch and Bank of America ecosystem. He holds a Bachelor's degree in Economics from Pennsylvania State University and has a professional designation as a Personal Investment Advisor (PIA). His professional background includes roles in financial compliance and risk analysis, as well as advisory experience at Equitable Advisors and Merrill Lynch. Outside of his professional work, Brian enjoys activities such as golfing, baseball, ice hockey, running, and traveling. He values preparation, teamwork, and discipline, which he applies in his client relationships.

Marcus Respes is a financial advisor at LPL Enterprise with a Series 66 designation and one year of industry experience. His prior work includes positions at Alutiiq LLC and Marquee Restoration, among others. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, employer-sponsored retirement plans, banks, and corporate and charitable entities through a network of investment adviser representatives. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and affiliated insurance and trust services.

Terrence Murphy is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. His work history includes positions at Bank of America, Pruco Securities, Prudential Insurance, Eagle Strategies, and New York Life Insurance. Outside of advising, he is involved in real estate referrals through Keller Williams. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Matthew Cruz is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. He has worked at J.P. Morgan Chase Bank and J.P. Morgan Securities since 2019 and previously at Bank of America and Merrill from 2013 to 2019. Outside of his advisory role, Matthew is involved in maintenance work as an employee contractor. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process is supported by centralized due diligence that combines quantitative and qualitative research, and recommendations may incorporate ESG criteria.

Saivamsi Polavarapu is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Prior to joining Merrill, he worked at Bank of America, N.A. He attended Rutgers University from 2017 to 2021. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.