Benjamin Melone is a financial advisor with Wells Fargo Clearing in Wynnewood, PA, holding Series 63 and Series 65 designations and 25 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory approach is IPS-driven and based on modern portfolio theory, including a notable offering of insurance-related vehicles and bank deposit sweep options within their investment menus.

Robert Sherrier Jr. is a CFP® professional with 21 years of industry experience, currently serving as an advisor at Vanguard Advisers since 2016. He holds Series 63 and Series 66 licenses and is based in Malvern, PA. In addition to his advisory role, he acts as a fiduciary power of attorney for immediate family members. Vanguard Advisers provides automated and human-supported investment advice, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and constructs portfolios mainly from Vanguard funds and ETFs, offering various tax-aware and customization features.

Ryan Snarski is a financial advisor at Morgan Stanley with six years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2018. Prior to this, he held roles at FCB Health and NBC Sports Philadelphia. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a broad range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by firm-approved tools and market simulations.

Joseph Panaccio is a financial advisor with Charles Schwab in Wayne, PA, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. His prior roles include positions at The Vanguard Group and Scottrade, and he is the founder of GoSocial LLC, a computer software company. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment management supported by centralized operations and comprehensive advisory services.

Michael Murray is a financial advisor at Vanguard Advisers with two years of industry experience. He holds Series 66 and Series 63 credentials and has been with Vanguard-affiliated firms since 2021. Prior to joining Vanguard, he worked at Randstad and has experience in other sectors including event rentals and golf course operations. Vanguard Advisers offers automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach with proprietary models to create personalized asset allocations, primarily utilizing Vanguard funds and ETFs alongside tax-aware and customization features.

James Broadnix is a CFP® with 22 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2019. He has been associated with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2004. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages a large client base through a combination of digital platforms and advisor teams.

William Consolino is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 65 licenses with 30 years of industry experience. He previously worked at MM Ascend Life Investor Services LLC for nine years and served as a Retail Sales Manager in the Annuity Sales division at MassMutual Ascend Life Insurance Company. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based and algorithm-driven approach that incorporates proprietary models and tax-aware portfolio features. The firm manages a large client base through its digital platform and team servicing model, focusing primarily on retail and plan participant clients.

William Thrane is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2019. He has been associated with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2014. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach to asset allocation, primarily employing Vanguard funds and ETFs, and serves a large client base through a combination of digital platforms and advisor support.

Thomas Ferguson IV is a CFA® charterholder with five years of industry experience. He has been with Wells Fargo Clearing since 2020 and previously worked at Veritable LP for nine years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s IPS-driven advisory process incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options, and includes both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Laurence Denney is a financial advisor at Vanguard Advisers with eight years of industry experience. He holds Series 63 and Series 65 credentials and has been with Vanguard and its affiliated entities since 2018. He also has prior experience working at H&R Block and is affiliated with the University of Cincinnati Graduate School. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach and manages portfolios largely composed of Vanguard funds and ETFs, offering a range of customization options across its digital and advisor-supported platforms.

James Silvano is a Series 66-licensed financial advisor at Vanguard Advisers with one year of industry experience. His prior work includes roles at The Vanguard Group and Vanguard Marketing Corporation. Outside of finance, he has been involved with Lascala's Fire since 2024. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to portfolio construction, primarily using Vanguard funds and ETFs, and serves a large client base through its digital platform and team servicing model.

David Monastra is a financial advisor with Mass Mutual Investors Services in Newtown Square, PA. He holds a Series 63 designation and has 36 years of industry experience. Prior to his current role, he spent 29 years with Metlife Securities Inc. He is also a notary public. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes collaborative, annual planning engagements using firm-approved analytic tools and offers specialized programs including divorce planning and event-driven services.

Emily Samuels is a financial advisor at Vanguard Advisers with seven years of industry experience. She holds the Series 66 designation and has worked with Vanguard and its affiliates since 2019. Prior to that, she held positions at The Mather Group and Thrivent Financial. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct portfolios primarily from Vanguard funds and ETFs, offering various customization options and managing a large client base through its digital platform.

Emma Bertrando is a financial advisor at Vanguard Advisers with Series 63 and Series 66 credentials and four years of industry experience. She has held roles at The Vanguard Group, Vanguard Marketing Corporation, and previously worked at Raffensperger, Martin & Finkenbiner, CPA. Outside of her advisory career, she was involved with West Chester Henderson Girls Basketball for three years. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and employer-sponsored retirement plan participants. Its investment approach is goal-based and algorithm-driven, utilizing proprietary models to personalize asset allocations and offering a range of portfolio customization options.

Charles Robinson is a financial advisor with Morgan Stanley in Berwyn, PA, holding a Series 63 designation and over 50 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that incorporates firm-approved tools and models, managing approximately $2.74 trillion in client assets.

Marilyn Banyai is a CFP® and CPA with 39 years of industry experience. She currently works at Cetera and has a long history with Avantax Advisory Services and related firms, spanning over two decades. In addition to her financial services career, she is an author of non-fiction books on photography, Bible characters, and crafts, and serves as secretary and scholarship committee chair for the Buxmont Chapter of PSTAP. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting various investment programs and custodial relationships.

Kathryn Zay is a CFP® professional with 20 years of industry experience, currently serving at Vanguard Advisers since 2019. She has been affiliated with The Vanguard Group, Inc. and Vanguard Marketing Corporation since 2006. Vanguard Advisers offers automated and human-supported investment advice to retail investors and eligible employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach and manages a large client base through a digital delivery platform supported by over 2,200 advisors.

Robert Marasheski is a financial advisor with MassMutual Investors Services, holding CFP® and ChFC® designations and over 26 years of industry experience. He has worked at MassMutual Investors Services since 2017 and previously at MetLife Securities Inc. from 2015 to 2017. Outside of financial advising, he also practices physical therapy on a part-time basis. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing collaborative planning relationships without discretionary authority over client investments.

Ryan Wenzel is a financial advisor at Wells Fargo Clearing with two years of industry experience. He holds a Series 66 designation and previously worked at LPL Enterprise, The Prudential Insurance Company of America, Pruco Securities LLC, Haddock Investments, and NorthCape Inc. He also has a four-year background at Dickinson College. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting, utilizing research from Wells Fargo Investment Institute and applying diversification principles and modern portfolio theory.

Michael D'angelo is a financial advisor at Vanguard Advisers with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Vanguard group entities since 2021. His prior experience includes roles at De Lage Landen and involvement with the Ed Snider Youth Hockey Foundation. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, offering a range of customization options and managing a large scale of client relationships through its digital platform.