Lisa Karlin is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. She has served in various advisory roles since 2009, including leadership at Magis Financial Partners. Outside of her advisory work, she is involved in nonprofit activities as a committee chair for Congregation Ohev Shalom, overseeing budget, audit, and social action programs. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with discretionary and non-discretionary program options.

Dorian O'Connell is an advisor at Vanguard Advisers with Series 63 and Series 66 credentials and five years of industry experience. He has worked at The Vanguard Group, Inc. since 2021 and owns several small e-commerce businesses, including an Etsy store and a baking company, Sweet Pastry LLC. Vanguard Advisers serves retail investors and eligible retirement plan participants through a combination of automated and human-supported investment advice, using a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs.

Kyle Farley is a financial advisor at Wells Fargo Clearing with a Series 66 designation and one year of industry experience. His prior experience includes roles at GWN Securities, KADES-MARGOLIS, and Lincoln Financial Distributors. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory solutions. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Joshua Novess is a financial advisor at Vanguard Advisers with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked at multiple Vanguard entities since 2019, following prior roles at AeroTek and BMO Harris Bank. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach with proprietary models to construct personalized portfolios largely composed of Vanguard funds and ETFs.

Anthony Videtto is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 65 licenses and 22 years of industry experience. He has been with The Vanguard Group since 2005. Outside of his advisory role, he is a limited partner in SVS Properties Group LLC, a rental property business in New Jersey. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm operates at scale with a digital delivery model, managing hundreds of thousands of client relationships through over 2,200 advisors.

Mark Roussey is a financial advisor at Equitable Advisors with five years of industry experience. He holds the Series 66 designation and previously worked at POWER Engineers for seven years. Based in Phoenixville, PA, Roussey has been with Equitable Advisors since 2021. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm’s advisory approach involves assessing client risk tolerance and matching clients with program models or discretionary managers, utilizing a network of Investment Adviser Representatives and third-party asset managers.

Michael Courtney is a financial advisor with RBC Capital Markets in Conshohocken, PA, holding a Series 66 designation and 19 years of industry experience. He has been with RBC Capital Markets since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutional clients, and charitable organizations. The firm provides various advisory programs that offer portfolio management, financial planning, custody, and brokerage services tailored to clients' risk profiles using both in-house and third-party investment managers.

Andis Madani is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds the Series 66 designation and has worked previously at LPL Enterprise, Pruco Securities Inc., and Prudential Insurance Company of America. Outside of finance, Madani has been involved in the restaurant industry through employment at La Voglia Italian Restaurant. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager research, and customized performance reporting. The firm’s advisory process combines quantitative screening and qualitative research, incorporating ESG eligibility considerations and broader derivatives capabilities.

John Frampton is a financial advisor with Raymond James Financial in King of Prussia, PA, holding Series 63 and Series 65 credentials and over 28 years of industry experience. He has been with Raymond James since 2010 and is also involved as an officer and president of JEF Financial Advisors LLC, a support company he established in 2015. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm employs a non-discretionary approach tailored to client goals and utilizes analytical tools such as risk profiling and probability modeling in its investment consulting.

Kellan Ward is a financial advisor with LPL Enterprise, holding a Series 66 license and one year of industry experience. Prior to joining LPL Enterprise, he worked in various roles including employment in the catering industry. He is involved with 12th Street Catering as an outside business activity. LPL Enterprise, LLC serves a diverse client base including individuals, high-net-worth investors, retirement plans, and corporate entities. The firm uses a model-driven investment approach with access to third-party asset managers and offers financial planning, brokerage, and insurance services.

Eugenia Ritvin is a financial advisor at Primerica Advisors with 12 years of industry experience. She holds the Series 65 and Series 63 designations and has been with Primerica Advisors and Primerica Financial Services since 2014. In addition to advisory work, she is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-driven investment strategies managed by third-party asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Steven Samlin is a financial advisor with LPL Enterprise, holding Series 66 and Series 63 credentials and 15 years of industry experience. He previously worked for Farmers Financial Solutions for 11 years and has been associated with Farmers Insurance Group since 2011. LPL Enterprise provides investment advisory and brokerage services to a broad client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm’s investment approach is typically model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and offers access to third-party asset managers alongside financial planning and consulting services.

Christopher Larkin is a financial advisor at Vanguard Advisers with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at various Vanguard entities since 2021. Prior to his current role, he gained experience outside finance, including multiple positions at Insomnia Cookies. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models and offers portfolios mainly composed of Vanguard funds and ETFs, with options for tax-aware features and customization.

Michael Charpentier is a Financial Consultant at Fidelity Investments, where he has been employed since 2003 in various roles. He has held positions including Financial Consultant since 2013, Investment Representative from 2011 to 2013, Service Delivery Manager from 2008 to 2011, and several specialist roles related to retirement investment and defined contribution plans throughout his tenure. His experience spans over two decades at Fidelity, focusing on wealth planning and assisting clients in working toward their financial goals. He emphasizes strategies tailored for all styles of investors within the Fidelity framework. Outside of his professional responsibilities, Michael's personal interests include bowling, attending concerts, playing golf, and music.

Philip Sharpe Jr. is a financial advisor at Vanguard Advisers with a Series 66 designation and one year of industry experience. Prior to joining Vanguard, he worked at The J.G. Wentworth Company LLC and has varied experience including roles outside finance such as in painting and community involvement. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans with a goal-based, algorithm-driven investment approach that combines automated and human-supported advice. The firm manages large-scale client relationships primarily through digital platforms and constructs portfolios mainly from Vanguard funds and ETFs with multiple customization options.

Lauren Feeney is a CFP® with 10 years of industry experience, currently serving as an advisor at Vanguard Advisers. She has been with The Vanguard Group since 2016 and previously worked at Peoples Light & The Theatre Co for three years. Vanguard Advisers delivers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, employing a goal-based, algorithm-driven approach that utilizes proprietary models to personalize asset allocations. The firm manages a large client base through its digital platform and team servicing model, primarily focusing on retail and plan participants.

Todd Bechtel is a CFP®-certified financial advisor with 30 years of industry experience. He has been with Vanguard Advisers since 2016 and has worked with The Vanguard Group, Inc. and Vanguard Marketing Corporation since 1996. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio construction, leveraging Vanguard funds and ETFs, and offers a range of customization options including tax-aware strategies and ESG exposure.

Josephine Del Duca is a financial advisor at Vanguard Advisers with Series 63 and Series 66 licenses and four years of industry experience. She has been with The Vanguard Group since 2020 and previously worked at Randstad and Sacred Heart Academy. She serves as an agent for immediate family members in a fiduciary capacity. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to set personalized asset allocations, primarily with Vanguard funds and ETFs, and manages a large client base through a digital platform supported by over 2,200 advisors.

Ryan Harris is a financial advisor with Merrill in Blue Bell, PA, holding Series 65 and Series 66 credentials and 19 years of industry experience. He has been with Merrill since 2009 and recently began working with Bank of America in 2026. Outside of advising, he is the sole owner of a rental property in Feasterville, PA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Cole Watson is a Series 66-licensed financial advisor with six years of industry experience. He currently works at Vanguard Advisers and related Vanguard entities, having joined in 2021. His prior experience includes roles at Bank of America, Merrill Lynch, ACE American Insurance, and Gettysburg College. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, offering customization options and tax-aware features.