Stephen Ianniccari is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in tailored wealth management approaches, including retirement income planning, estate planning services, concentrated holdings, and tax minimization strategies. His client focus areas include corporate executive services, executive and equity compensation, institutional and corporate benefit services, legacy planning, personal retirement planning, portfolio management, small business strategies, and tax minimization. Stephen holds a Bachelor's degree from Pennsylvania State University and has earned several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is actively involved in professional organizations such as the Chamber of Commerce, Penn State Alumni Association, and Rotary International. Community involvement plays a significant role in Stephen's practice. He serves on the board of the local Rotary Club and acts as an ambassador for the Chamber of Commerce. Stephen resides in Wilmington with his wife and sons.

Robert Korman is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and six years of industry experience. His work history includes roles at Vanguard Advisers, Vanguard Marketing Corporation, The Vanguard Group, Inc., Northwestern Mutual, and Edward Jones. Prior to entering the financial industry, he was involved with a campus beer distribution business while attending Bloomsburg University. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs, offering a range of customization options and serving a large client base through its digital platform combined with human advisor support.

Scott Fritz is a financial advisor at LPL Financial with 12 years of industry experience. He holds the Series 63 and Series 66 designations and has been with LPL Financial since 2015. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a broad network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Lee Fisher is a CFA® credentialed financial advisor with 12 years of industry experience, currently with Vanguard Advisers in Malvern, PA. He has worked at The Vanguard Group since 2011, including a two-year period associated with Harvard Business School. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach that utilizes proprietary models to construct portfolios primarily composed of Vanguard funds and ETFs, offering various customization options and tax-aware features.

Daniel Seiferth is a CFP® with five years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2024. His prior roles include positions at Vanguard Marketing Corporation and The Vanguard Group, Inc., both held since 2021, as well as earlier work in contracting and other firms. Vanguard Advisers delivers both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach utilizing proprietary models and primarily Vanguard funds and ETFs, supporting a large client base through a high client-to-advisor ratio and digital platform.

Garrett Tait is an advisor with LPL Financial holding a Series 66 credential and has less than one year of industry experience. His prior experience includes roles at Ardent Credit Union and CUSO Financial Services, LP, as well as various positions during his time at Penn State and other employers. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by internal research and third-party subadvisors.

Kristin Avellino is a financial advisor with Vanguard Advisers, holding Series 66 and Series 63 credentials and having three years of industry experience. She has worked in various roles, including positions at Vanguard marketing Corporation and The Vanguard Group, Inc. Outside of advising, Avellino is a yoga instructor and also works as a hairstylist. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, combining scale with digital delivery and customization options.

Tara Brooks is a financial advisor with UBS Financial Services in Malvern, PA, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. She has been with UBS since 2006. Outside of financial advising, she serves as Vice President of Old & Outta Shape Productions Inc., a TV production company, and is a member of the Mom's Council for the East Whiteland Patch online newspaper. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services supported by proprietary research and a broad range of capital markets functions.

Alexander March is a CFP® with 18 years of industry experience, all of which he has spent at The Vanguard Group, Inc. He is based in Malvern, PA, and holds a Series 63 license. Outside of his advisory role, he is an owner of a rental unit in West Chester, PA. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach using proprietary models to construct portfolios mainly composed of Vanguard funds and ETFs with various customization options.

Joseph Little is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and 37 years of industry experience. He has worked at OSAIC since 2018 and has been with Signator Investors, Inc. since 1988. Outside of his advisory roles, he is the managing partner of Bala Financial Group, Inc., involved in sales and marketing of securities and insurance products. OSAIC serves a diverse client base, including individual and institutional investors, providing integrated brokerage and advisory services alongside financial planning and retirement consulting. The firm employs a range of portfolio construction tools and supports various managed-account solutions through multiple advisory platforms.

Raza Elahi is a financial advisor at Vanguard Advisers with three years of industry experience. He previously worked at TD Bank N.A. and TD Private Client Wealth. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to construct portfolios mainly composed of Vanguard funds and ETFs.

Brian Murphy is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 credentials and seven years of industry experience. His prior work includes roles at Szustak Commercial Finance Corp, Randstad, and Atlantic Coast Athletic Club. Outside of advising, he has a contracted delivery position with DoorDash. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to set personalized asset allocations, primarily investing in Vanguard funds and ETFs.

John Funk is a financial advisor with Mass Mutual Investors Services in Exton, PA, holding a Series 63 designation and 55 years of industry experience. He has been with MML Investors Services, Inc. and MassMutual since 1991. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved software tools to analyze client goals and recommend investment strategies.

Matthew Buckery is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and two years of industry experience. He has worked at Thrivent Financial and Thrivent Investment Management since 2023. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, delivering goal-based analyses across various financial topics without discretionary trading authority or institutional portfolio management.

William McBride is a CFP® professional with 13 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. His prior roles include positions at PNC Wealth Management and Wells Fargo’s Private Bank. He has been with Vanguard and its affiliated entities since 2021. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with proprietary models and predominantly Vanguard funds and ETFs. The firm is notable for its scale and digital delivery, managing a large client base through a combination of automated platforms and a team servicing model.

Geri Ann Wogram is a financial advisor at Vanguard Advisers with two years of industry experience. She holds a Series 66 designation and has prior work experience at Whitford Land Transfer, Downingtown Area School District, DNB First Bank, and LifeVantage Corporation, where she is also an independent distributor in a multi-level marketing business. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with portfolios predominantly constructed from Vanguard funds and ETFs. The firm manages a large client base through its digital platform and team servicing model.

Christopher Griffith is a financial advisor with LPL Financial, holding Series 65 and Series 63 licenses and bringing 12 years of industry experience. He has worked at LPL Financial since 2018 and previously held roles at INVEST Financial Corp, MML Investors Services, and MassMutual Life Insurance Co. Outside of his advisory work, he operates a retail business, The Bar Cart, which sells wine and spirits. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management, supported by model portfolios and research from LPL Research and third-party subadvisors.

Colin Sullivan is a financial advisor at Vanguard Advisers with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Vanguard since 2021, with prior roles at The Prudential Insurance Company of America and Pruco Securities. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and primarily constructs portfolios from Vanguard funds and ETFs, combining digital delivery with a large advisor team to manage a high volume of client relationships.

Patrick Hanosek is a financial advisor with MassMutual Investors Services in Collegeville, PA, holding a Series 66 license and bringing nine years of industry experience. He has worked at Wienken Advisors, Ltd. since 2018 and has been with MML Investors Services and MassMutual since 2016. Outside of advisory work, he serves as an insurance agent for a group life and health agency and participates as a speaker and presenter of educational seminars. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing, collaborative planning with written recommendations and offers event-driven planning programs alongside educational seminars.

Kelley Meagher is a financial advisor at OSAIC with six years of industry experience. She holds Series 63 and Series 66 designations and has previously worked at Lincoln Financial Advisors and Delphi Wealth Management Group. Outside of advising, she is a certified notary public in Chester County, Pennsylvania. OSAIC serves a broad range of retail and institutional clients through an extensive network of affiliated advisers, offering integrated brokerage and advisory services along with access to third-party money managers and managed-account solutions. The firm employs various asset-allocation tools and supports both discretionary and non-discretionary portfolio management.