James Hubbard is a financial advisor at Merrill with 20 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at both Bank of America, N.A. and Merrill since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Nicholas O'gwin is a CFP® with 20 years of industry experience, currently serving as a financial advisor at Ameriprise. He previously worked at LPL Financial, LLC for 13 years before joining Ameriprise in 2024. Ameriprise offers a retirement-income planning service tailored to individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written recommendations, primarily focusing on assets held within Ameriprise Managed Accounts.

Nick Rivera is a Financial Consultant at Fidelity Investments, a position he has held since 2021. He has over a decade of experience in the financial services industry, specializing in guiding individuals and families toward financial success by developing personalized financial plans aligned with their goals. Prior to his current role, Nick held various positions at Wells Fargo from 2011 to 2021, including Premier Banker II, Premier Banker I, Licensed Banker II, and Personal Banker I. He holds a California Insurance License, which supports his expertise in financial consulting.

Patrick Reis is a financial advisor at Ameriprise with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Ameriprise and its predecessor firms since 1997. Outside of his advisory role, Reis serves as Financial Director at The Reis Group LLC, where he tracks employee billable hours, expenses, and revenue for business growth decisions. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning through written recommendation reports and ongoing advice, supported by investment research, third-party data, and algorithmic tools.

Anthony Badillo is a CFP® and ChFC® professional with 14 years of industry experience, currently advising at Edelman Financial Engines in Fairfax, VA. His prior roles include positions at Financial Engines Advisors, Charles Schwab, Facet Wealth, and The Vanguard Group. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm utilizes a committee-driven proprietary modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary investment options with an emphasis on diversified model portfolios and long-term orientation.

Hector Tello Gallardo is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials and three years of industry experience. His prior work includes roles at JPMorgan Chase Bank, PNC Bank, Citi Bank, and Wells Fargo. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with services including investment advisory, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and employs more than 14,000 financial advisors, offering both brokerage and advisory solutions.

K Keith is a financial advisor at Wells Fargo Clearing with Series 66 and Series 63 licenses and two years of industry experience. Prior to joining Wells Fargo, Keith worked at Fidelity Investments for two years. Before entering the financial industry, Keith held positions in education and the arts, including roles at Georgetown Day School, Austin Independent School District, District of Columbia Public Schools, American University, and the Sitar Arts Center. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and integrates research from Wells Fargo Investment Institute alongside third-party data to guide investment decisions.

James Barton is a financial advisor with Morgan Stanley in McLean, VA, holding a Series 66 designation and 12 years of industry experience. He has been with Morgan Stanley since 2013 and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management (MSWM) offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through both direct client engagements and corporate financial planning agreements.

Farah Stewart is a Series 66 licensed financial advisor with Edward Jones in Fairfax, VA, and has 17 years of industry experience. She has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory programs and investment options supported by a large nationwide network of advisors and branch offices.

Robert Maalouf Kassouf is a financial advisor at Wells Fargo Clearing with two years of industry experience. He holds the Series 66 designation and has worked previously at Svetness Corp and Spenga. Outside of his advisory role, he serves as a parish council member for Holy Apostles Greek Orthodox Church in Chantilly, VA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Kimberlee Wendell is a financial advisor at Merrill with 26 years of industry experience and a Series 66 designation. She has worked at Merrill since 2008, following two years at Morgan Stanley Dw Inc. and one year at Morgan Stanley & Co. LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Deborah Watts is a financial advisor with Merrill in Vienna, VA, holding Series 63 and Series 65 designations and bringing 37 years of industry experience. She has been with Merrill since 1987. Outside of her advisory role, she serves as a board member for Friends of the Sterling Library and is a part-time advisor for Creative Memories, a scrapbooking supplies company. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Lauren Dyke is a financial advisor at Merrill with 20 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies managed by internal and third-party teams, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Amir Brenner is a financial advisor at Morgan Stanley with eight years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Bank of America, Merrill, George Mason University, and Nordstrom. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and offers a range of retail and institutional investment services.

Kiernan Keller is a financial advisor with RBC Capital Markets holding a Series 66 designation and two years of industry experience. Prior to joining RBC Capital Markets, he worked at West Financial Services / Sandy Spring Bank from 2021 to 2023. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers tailored advisory programs with discretionary and non-discretionary portfolio management, utilizing both in-house and third-party investment managers.

Mary Ellison is a financial advisor at Osaic with 27 years of industry experience, including 23 years at Lincoln Financial Advisors. She holds Series 63 and Series 65 licenses. In addition to her advisory role, she is an insurance agent offering a range of products such as accident and health insurance, disability insurance, fixed and indexed annuities, and life insurance. Osaic Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients, providing both brokerage and advisory services through a multi-advisor platform. The firm employs a model-based investment approach with portfolio optimization tools and offers various managed portfolio programs and third-party manager options.

Melissa Paine is a financial advisor with Cetera, holding a CFP® designation and Series 63 and 65 licenses, and has 30 years of industry experience. Her prior roles include positions at First Allied Advisory Services and First Allied Securities, where she worked for over two decades. Outside of her advisory work, she serves as treasurer for a homeowners association and acts as trustee for a special needs trust. Cetera Investment Advisers LLC is a large SEC-registered firm that serves individual, corporate, charitable, and institutional clients through a nationwide network of advisors. The firm offers a multi-manager platform with various portfolio management options, including discretionary and non-discretionary services, and manages over $256 billion in assets.

Linda Paul is a financial advisor with UBS Financial Services who holds Series 63, 65, and 66 licenses and has 33 years of industry experience. She has been with UBS since 2012. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering financial planning, portfolio management, and access to mutual funds and alternative investments. The firm integrates institutional trading capabilities with wealth management through a broad platform that includes principal trading, market-making, and affiliated banking services.

Brian Yee is a financial advisor with Charles Schwab in Tysons Corner, VA, holding CFP®, Series 63, and Series 66 designations and bringing 21 years of industry experience. His prior work includes twelve years with Strategic Advisers, Inc. and FIDELITY Brokerage Services LLC. Outside of his advisory role, he is involved in coordinating maintenance and repairs for a real estate property. Charles Schwab & Co., Inc. serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management with integrated custody and brokerage services.

Eric Schumer is a financial advisor at RBC Capital Markets with 23 years of industry experience. He holds a Series 66 designation and has worked with City National Bank, Bank of America, and Merrill. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse range of clients including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs with tailored portfolio management and financial planning services, leveraging both in-house and third-party investment resources.