Jack Lvovsky is a financial advisor with Merrill based in Washington, DC. He holds a Series 66 designation and has one year of industry experience. His prior work includes roles at Merrill Lynch, Trustar Bank, and employment at Penn State University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Garrett Mc Auliffe is a financial advisor with J.P. Morgan Securities in Washington, DC, holding a Series 66 designation and two years of industry experience. His background includes roles at JPMorgan Chase Bank and positions at Georgetown University, Alteryx Inc, Turnto Networks, and Automatic Data Processing (ADP). J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

John Barriga is a financial advisor at Charles Schwab with 19 years of industry experience. He holds a Series 66 designation and has worked previously at ProFunds Distributors, Inc. and TD Ameritrade. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals, offering wealth advisory wrap fee programs and managed account services. The firm provides both non-discretionary investment guidance and access to discretionary separately managed accounts, combining strategic asset allocation with due diligence on alternative investments.

Raymond Sutton is a financial advisor at Equitable Advisors with Series 63 and Series 66 licenses and one year of industry experience. His work history includes roles outside finance, such as at Turf Valley Resort and multiple educational organizations. He has been involved with the Elkridge Youth Organization for eight years. Equitable Advisors serves a wide range of clients, including individuals, high-net-worth individuals, retirement plans, corporations, and institutions, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates primarily through LPL-sponsored programs and endorsed TAMPs, providing both discretionary and non-discretionary advisory solutions.

Mark Blackmer is a financial advisor at Wells Fargo Clearing with 33 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at PNC Investments for nine years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Brian Dinka is a financial advisor at Wells Fargo Clearing with 11 years of industry experience. He holds the Series 63 and Series 65 designations. His prior experience includes roles at Morgan Stanley, PNC Investments, and Wells Fargo Bank. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is based on investment policy statements and modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Daniel Chun is a financial advisor with Morgan Stanley in Bethesda, MD, holding a Series 66 license and having 12 years of industry experience. He has been with Morgan Stanley Smith Barney since 2014 and affiliated with Morgan Stanley Private Bank since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm uses structured discovery processes and quantitative tools to develop financial plans and provides a range of advisory programs alongside broad retail and institutional services.

Jeff Lin is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. His prior roles include positions at Grove Point Advisors, JBL Technology Solutions, and leadership of his own CPA firm, Jeff Lin CPA, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by model portfolios, third-party subadvisors, and proprietary research.

Wojtek Wilczynski is a CFP® credentialed financial advisor at Edward Jones with seven years of industry experience. He has worked at Edward Jones since 2018 and previously practiced law at The WPW Law Firm, PLC from 2015 to 2018. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a nationwide network of over 23,700 financial advisors. The firm provides discretionary and non-discretionary investment solutions under a fiduciary standard and maintains affiliated capabilities including a trust company and proprietary mutual funds.

Alex Andrade is a financial advisor with Edward Jones in Bethesda, MD, holding a Series 66 designation and six years of industry experience. Prior to his current role at Edward Jones, he worked at VisionWorks and Mens Warehouse. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard with approximately $1.01 trillion in assets under management.

Patrick Huge is a financial advisor at Morgan Stanley with 31 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020. Prior to that, he was employed at Bank of America, N.A. from 2010 to 2020 and Merrill from 1997 to 2020. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes supported by firm-approved tools and models.

Deren Reid is a financial advisor at Fidelity with 22 years of industry experience. He holds Series 63 and Series 66 designations and has been with various divisions of Fidelity since 2010. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios and offers oversight of affiliated and unaffiliated sub-advisers.

Amber Rizer is a financial advisor at Merrill with 10 years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Darwin Alfaro is a financial advisor with Merrill in Silver Spring, MD, holding a Series 66 designation and seven years of industry experience. He has been associated with both Merrill and Bank of America N.A. since 2006. Outside of his advisory role, he is involved with Frenchman Creeks Condo, an outside business based in New Carrollton, Maryland. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Michael Kirvan is a Managing Director and Wealth Management Advisor at Merrill Lynch Wealth Management with over 35 years of experience in the financial service industry. He leads the Kirvan Pierce Sweeney Group, a ten-member team focused on holistic wealth management centered around comprehensive planning. Michael specializes in working with multi-generational families, business owners, and retirees to preserve and grow wealth across generations. He provides tailored strategies that align with long-term financial goals, assisting clients in managing liquidity events, planning for retirement, and creating lasting legacies. Michael works closely with a team of specialists to offer customized financial planning, investment management, tax-efficient strategies, and estate planning services. Utilizing the extensive resources of Merrill and Bank of America, he delivers a holistic approach designed to address clients' immediate needs and long-term objectives. Michael holds several professional designations including Certified Plan Fiduciary Advisor (CPFA) and Certified Private Wealth Advisor (CPWA). He earned a bachelor's degree from Loyola University Maryland. In addition to his professional commitments, Michael is involved in community activities such as serving as Chair of the National Day of Service at Gonzaga College High School. His affiliations include Gonzaga College High School, Loyola University Maryland, and the Boy Scouts of America/Scouts BSA. He resides in Kensington, Maryland with his wife Kathy, who works with the team three days a week.

Richard Didden Jr. is a financial advisor at Cetera with 24 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Cetera and Cetera Wealth Services, LLC since 2013. He also serves as Executive Vice President at National Capital Bank, where he oversees retail non-deposit investment products, and is a board member of the bank. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with various program options, including discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Catherine Slocum is a financial advisor at J.P. Morgan Securities with two years of industry experience. She holds the Series 66 designation and has previously worked at JP Morgan Chase Bank N.A. Prior to her financial services career, she was employed at Gails Seafood and Westwood Pharmacy. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through a program that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm offers customized investment solutions delivered on a non-discretionary basis by a specialized group of Wealth Advisors.

Stephen Jozwick is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. His work history includes roles at OneMain Financial and Bank of America. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

George Seals Jr. is a Senior Vice President and Wealth Management Advisor with Merrill Lynch Wealth Management in Washington, DC. Since 2000, he has provided financial advice to individuals, families, business owners, and corporate executives. He specializes in guiding clients through liquidity events, executive compensation, retirement planning, charitable giving, and multigenerational wealth transfer. Additionally, as a designated Merrill Sports & Entertainment Advisor, George works with athletes, entertainers, coaches, agents, and industry executives to address the unique financial considerations in their careers. George earned both his Bachelor's and Master's degrees from the University of Virginia and completed advanced financial coursework at Georgetown University. He holds the CERTIFIED FINANCIAL PLANNER (CFP®), Chartered Retirement Planning Counselor (CRPC™), and Certified Plan Fiduciary Advisor (CPFA®) designations. He is also affiliated with the Virginia Athletic Foundation. Residing in Arlington, Virginia, George is involved in his community through coaching youth sports and volunteering with scouting programs. He and his wife, Laura, have four children.

Justin Wasfy is a Senior Financial Advisor at Merrill Lynch Wealth Management. He joined Merrill full-time in 2006 after interning there during college. Justin offers financial strategies for high net-worth individuals and business owners, focusing on understanding clients' financial priorities through active listening and tailoring customized strategies to pursue their financial and life goals. He employs a goals-based wealth management process grounded in time-tested investment principles and adapts to changing economic conditions with flexibility. Justin earned a Bachelor's degree in Economics from Trinity College in Connecticut, where he was a three-year member of the wrestling team. He holds the professional designations of CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Beyond his professional work, Justin volunteers as an alumni board member of his high school and coaches youth lacrosse teams. He also conducts an annual financial literacy seminar at a local high school. Justin lives in Great Falls, Virginia, with his wife, Monica, their two children, and their dog. His personal interests include supporting The Washington Commanders, cooking, and traveling with his family.