Ilian Li is a financial advisor at Charles Schwab with 20 years of industry experience. He holds a Series 66 designation and has held positions at JPMorgan Chase, Raymond James Financial Services, Atlantic Union Bank, Middleburg Financial, and PNC. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and maintains a large, integrated operational structure.

Courtland Brown Jr. is a financial advisor at Merrill with six years of industry experience. He holds Series 63 and Series 66 designations and has worked at Bank of America and J.P. Morgan Securities. Outside of his advisory role, he owns and manages a limited liability company that rents vehicles through the TURO platform. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients using model-based and discretionary investment strategies. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Matthew Krivonak is a financial advisor at LPL Financial with 12 years of industry experience. He holds the Series 66 designation and has previously worked at Woodbury Financial Services and Capital One advisors. Outside of his advisory role, he operates Krivonak Financial Group LLC for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services through a large network of investment adviser representatives, offering financial planning, model portfolios, third-party asset management, and institutional platforms.

Evan Winik is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined Merrill in 2004 after graduating from the University of Maryland, College Park, with a bachelor's degree in finance. Evan holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), and Chartered Retirement Planning Counselor (CRPC). Evan brings an analytical, outcome-focused perspective to his client relationships, concentrating on serving a select group of investors by placing their unique goals at the center of his work. His expertise spans college education planning, employee benefits, executive compensation, family wealth management, retirement income strategies, portfolio management, and small business strategies. Evan's approach emphasizes understanding each family's financial life to tailor support reflecting their most important needs. He also shares his knowledge through adult education programs for associations, organizations, and Fortune 500 companies in the Greater Washington, D.C. area. Originally from Long Island, New York, Evan resides in Bethesda, Maryland, with his wife and two children. Outside of his professional work, he spends time with his family and enjoys activities such as fishing, attending his children's sporting events, and traveling.

Warren Bischoff is a financial advisor at RBC Capital Markets with 31 years of industry experience. He holds the Series 63 and Series 66 designations and has been with RBC Capital Markets since 2008. He serves on the boards of two youth-focused charities, Super Leaders and the Cal Ripken Sr. Foundation, where he participates in fundraising efforts. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, corporations, and charitable organizations. The firm offers a range of advisory programs and tailors investment strategies through a combination of in-house and third-party managers, providing services such as portfolio management, financial planning, and custody.

Paul Grambsch is a financial advisor at Raymond James & Associates with 20 years of industry experience. He holds the Series 66 designation and previously worked at UBS Financial Services for 13 years before joining Raymond James in 2019. Outside of his advisory role, he serves as an International Exchange Coordinator for the EF Foundation for Foreign Study, arranging placements of foreign exchange students with local host families. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning and investment consulting with a range of portfolio management styles, emphasizing non-discretionary advice supported by extensive research and affiliated sub-advisers.

James Liaw is a financial advisor with LPL Financial in Rockville, MD, holding Series 63 and Series 65 designations and bringing 26 years of industry experience. His prior roles include positions at Grove Point Advisors, LLC, Grove Point Investments, LLC, and Ameriprise Financial Services, Inc. Outside of advising, he is involved with Marketforce Mystery Shop, a non-investment-related business activity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools and extensive non-advisory financial services.

Darian Neel is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2020. He has been with Fidelity since 2012, progressing through various positions including Financial Consultant, Investment Consultant, Retirement Relationship Manager, and Retirement Solutions Representative. His extensive experience at Fidelity has provided him with a comprehensive understanding of financial planning and investment strategies. Darian is committed to creating transparent, comprehensive, and effective financial plans tailored to clients' goals, needs, and challenges. He emphasizes building trusting relationships to support clients' financial well-being now and in the future. He currently resides in Northern Virginia with his wife and two children.

Sean Kearns is a financial advisor at Morgan Stanley in Reston, VA, with 14 years of industry experience. He holds a Series 66 designation and has worked with Morgan Stanley and its affiliated entities since 2014. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured financial planning process supported by firm-approved tools and analysis methods such as Monte Carlo simulations.

Nicholas Shealy is a financial advisor at Wells Fargo Advisors with eight years of industry experience. He holds a Series 66 designation and has been with Wells Fargo Advisors since 2017. Prior to his advisory role, he worked at the University of Maryland from 2013 to 2017. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu and develops tailored recommendations using Wells Fargo research and planning tools, with a range of services that include retirement, education, risk, and wealth-transfer planning.

Shalom Olusanya is a Financial Consultant at Fidelity Investments, a position he has held since 2025. He collaborates with clients and their households to understand their financial goals and visions, co-creating strategies to help them work toward these objectives. He has been with Fidelity Investments since 2016, progressing through roles including Investment Consultant, Planning Consultant, Retirement Planner, and Workplace Planning and Guidance Consultant. This experience has provided him with a comprehensive understanding of financial planning and investment consulting. Outside of his professional work, Shalom has personal interests that include fitness, playing musical instruments, reading, singing, soccer, and table tennis.

Gregory Chevrier is a financial advisor at Wells Fargo Clearing with 30 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Morgan Stanley Private Bank, Morgan Stanley, Bank of America, and Merrill Lynch. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related investment options alongside traditional financial products.

Kimberly Kirk is a Wealth Management Advisor at Merrill Lynch Wealth Management. She began her financial services career with JP Morgan Chase before joining Merrill Lynch in 2015. In her current role, she provides personalized guidance to help clients meet their financial goals and objectives, simplify their financial lives, and navigate all stages of the financial planning process. Kim specializes in areas including retirement planning, education and estate planning, executive compensation, equity compensation services, and socially responsible investing. She emphasizes a high-touch service model, focusing on listening to clients' priorities and concerns to develop tailored financial roadmaps and strategies that align with their life goals. Kim holds a bachelor's degree in finance from the University of Delaware and is a CERTIFIED FINANCIAL PLANNER™ certificant awarded by the Certified Financial Planner Board of Standards, Inc. She is also a Personal Investment Advisor (PIA) and participates in professional organizations such as the Merrill Lynch Women's Exchange and the National Association of Women Business Owners (NAWBO). Outside of work, Kim enjoys activities including hiking, snowboarding, pottery, photography, decorating, golf, and spending time at the beach.

Denise Boyd is a financial advisor at Charles Schwab with three years of industry experience. She holds a Series 66 designation and has worked at Charles Schwab and Charles Schwab Bank since 2022. Her prior roles include positions at Madison Wealth Management and TD Ameritrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs and offers a comprehensive investment platform supported by centralized custody and operational infrastructure.

Nala King is a financial advisor at Fidelity with a Series 66 credential and less than one year of industry experience. Her prior roles include leadership and educational involvement with organizations such as the Washington Urban Debate League, Math Language, and the Civic Leadership Project. She has also contributed to political and community initiatives including Bridget Fleming for Congress and the Mandela-Washington Program. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its use of systematic methodologies, oversight of sub-advisers, and formal advisory roles with registered investment companies and fund-of-funds.

Eric Hanson is a financial advisor at Raymond James & Associates with 27 years of industry experience. He previously worked at UBS Financial Services for 10 years before joining Raymond James, where he has been since 2023. Outside of his advisory role, Hanson serves as the board chairman of Aspen Hill Christian Church, coordinating various church ministries. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, and municipal entities. The firm offers financial planning and consulting with a range of portfolio management styles, supported by affiliated research and model managers.

Shannon Rozner is a financial advisor at Raymond James Financial with four years of industry experience and holds a Series 66 designation. Her career includes multiple roles at Raymond James Financial Services Advisors, Inc. and related entities, as well as a six-year tenure at the Chautauqua Institution. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm emphasizes tailored, non-discretionary planning using risk profiling and modeling tools, and it supports municipal and public finance work through a unique municipal advisor affiliation.

Randolf Scritchfield is a CFP® with 42 years of experience in the financial services industry. He is currently with OSAIC and has previously worked at Securities America Advisors and Montgomery Financial Group, where he serves as president. Outside of his advisory work, he holds volunteer leadership roles with the Million Dollar Round Table, the Gaithersburg-Germantown Chamber of Commerce, and the Mid Atlantic Federal Credit Union. OSAIC Wealth serves a diverse client base, including retail investors, retirement plan sponsors, charities, and corporate clients, offering both brokerage and advisory services. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization with a range of customizable strategies and third-party manager options.

Fang Gu is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. Gu previously worked at Metlife Securities, Inc for 16 years and has been with Mass Mutual-related firms since 2016. Outside of advisory work, Gu is also an insurance broker specializing in life and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing collaborative, goal-oriented client relationships and a range of event-driven planning services.

Gerald Horn is a financial advisor at UBS Financial Services with six years of industry experience and holds a Series 66 designation. He has worked at UBS since 2026 and previously spent eight years at Morgan Stanley, including time with Morgan Stanley Private Bank. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, leveraging proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management and offers a broad range of services including financial planning, portfolio management, and capital markets solutions.