Christopher Harvey Rice is a financial advisor with UBS Financial Services in Charlotte, NC, holding Series 63 and Series 65 licenses and possessing 34 years of industry experience. He has been with UBS since 2011. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor strategies to clients' goals and risk tolerances.

Brent Collins is a financial advisor with Merrill based in Charlotte, NC, holding a Series 66 credential and eight years of industry experience. Prior to joining Merrill in 2018, he worked at Wells Fargo for eight years. Outside of his advisory role, Mr. Collins serves on several nonprofit boards, including the Leukemia & Lymphoma Society and Leadership Winston-Salem, and is involved with the Novant Health Forsyth Medical Center Foundation. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Parker Tootle is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. His work history includes roles at Bank of America, Merrill, Indian Creek Yacht & Country Club, and NewPower Worldwide. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a wide range of clients including individuals, high-net-worth clients, and charitable organizations.

William Carr is a financial advisor at Vanguard Advisers with two years of industry experience. He holds Series 65 and Series 63 licenses. Prior to his current role, he worked at Trinity Wealth Securities, LLC and Florida Financial Advisors, LLC. Vanguard Advisers serves retail investors and eligible employer-sponsored retirement plan participants through a combination of automated and human-supported investment advice. The firm utilizes a goal-based, algorithm-driven approach to portfolio construction, primarily employing Vanguard funds and ETFs with features such as tax awareness and customization options.

Latasia Ingram is a financial advisor at Vanguard Advisers with four years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Wells Fargo Clearing and Wells Fargo Bank, NA. Outside of her advisory role, she is involved in property management through LMI Properties, LLC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to construct portfolios primarily from Vanguard funds and ETFs, offering a range of customization options and managing a high volume of client relationships through its digital delivery platform.

Tia Moore is a Series 66 licensed financial advisor with Merrill, based in Charlotte, NC, and has two years of industry experience. She previously worked at Thrivent Financial and Truist Bank, among other institutions. Outside of her advisory role, she is the managing member of two for-profit companies focused on business and community development and real estate. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jon Riley is a CFP® professional with 24 years of industry experience, currently affiliated with LPL Financial since 2004. He operates from Charlotte, NC, and holds the Series 66 designation. His other business activity includes managing Endeavor Wealth Management as a DBA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of advisers. The firm provides a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management along with model portfolios and research support.

Derek Whitmire is a Certified Financial Planner® with 21 years of experience, currently serving at Vanguard Advisers since 2005. He holds the Series 63 license and is based in Charlotte, North Carolina. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to create personalized portfolios primarily composed of Vanguard funds and ETFs, serving a large client base through a digital platform supported by over 2,200 advisors.

James Galati is a financial advisor at Fidelity with a Series 66 designation and three years of industry experience. He previously worked at Vanguard Group for three years before joining Fidelity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs, and serves multiple registered investment companies with structured oversight and governance practices.

Stephen Sloan is a financial advisor with Wells Fargo Clearing based in Asheville, NC. He holds Series 63 and Series 65 licenses and has 31 years of industry experience, including over 17 years with Wells Fargo Advisors and Wells Fargo Clearing. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Daniel Stafford is a CFP® with 18 years of industry experience and has been with The Vanguard Group, Inc. since 2007. He is based in Charlotte, NC and holds a Series 63 license. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, utilizing proprietary methodologies and primarily Vanguard funds and ETFs to construct personalized portfolios.

Larry Sparks is a financial advisor at Vanguard Advisers with one year of industry experience. He holds the Series 66 and Series 63 designations. His prior roles include positions at Morgan Stanley, E*Trade Securities LLC, and the US Border Patrol. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios primarily composed of Vanguard funds and ETFs.

Drake Dalton is a financial advisor with Vanguard Advisers, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Fidelity Investments and various self-employed ventures. He has also worked in academic settings, including Utah Valley University and Brigham Young University. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct portfolios primarily from Vanguard funds and ETFs, featuring tax-aware strategies and multiple customization options.

Andrew Venne is a financial advisor at Vanguard Advisers with 13 years of industry experience. He holds Series 63 and Series 66 designations and has been with Vanguard and its affiliated entities since 2011. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm combines algorithm-driven, goal-based portfolio construction with extensive use of Vanguard funds and ETFs, managing a large client base through a digital platform supported by over 2,200 advisors.

Kent Fox is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been with the firm since 1998 and holds the Chartered Retirement Planning Counselor (CRPC) designation from The College for Financial Planning Institutes Corp. In addition, he is approved to use the Merrill title of Senior Portfolio Advisor, which allows him to manage custom investment strategies on a discretionary basis and select from a wide range of Merrill model portfolios and third-party investment strategies. Kent's professional experience includes coordinating the financial affairs of families, retirees, corporate executives, and business owners while employing a goals-based approach to wealth management. He graduated first in his department from Penn State University with a Bachelor of Science degree. Prior to his university education, Kent served 3.5 years in the U.S. Army, attended the U.S. Army Ranger Leadership School, and served six months in Somalia during Operation Restore Hope. Kent currently resides in Fort Mill, SC with his wife Denise and their three children. He enjoys fishing, hiking, traveling, and spending time with his family. He actively contributes to his church, the YWCA of the Carolinas, and Veteran's Bridge Home in Charlotte. After 15 years of volunteering for his children's sports, school clubs, and fundraising, he is currently in transition from those activities.

Lorenzo Perez is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding a Series 66 designation and eight years of industry experience. He has been with Wells Fargo Clearing Services LLC since 2018 and previously worked in staffing and retail roles. Outside of advising, he owns and operates COZY EMANATIONS, LLC, a candle and fragrance retail business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets through a broad network of over 14,000 advisors and offers a combination of brokerage and advisory solutions.

Rodney Brown is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 66 licenses and seven years of industry experience. His prior roles include positions at Fidelity Investments, NYLIFE Securities LLC, New York Life Insurance Company, and First Command Financial. Before entering the financial sector, he worked at The Home Depot for 15 years. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Kristine Conroy is a Series 66-registered advisor with Vanguard Advisers, where she has worked since 2024. She has two years of industry experience, including roles at Vanguard Marketing Corporation and The Vanguard Group. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm manages a large client base through a combination of digital platforms and advisor teams.

Michael Pasalich is a Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2016. He began his career at Fidelity Investments as a Financial Representative in 2015, transitioning to an Investment Consultant position in 2016 before advancing to his current role. Michael works with a diverse client base that includes professionals, business owners, non-profits, and retirees. He focuses on building long-term relationships and helps clients navigate the complex and diverse world of investing through a clear and collaborative approach. Having lived and worked internationally, Michael brings a unique perspective and life experience to his role. Further details regarding his education, credentials, personal interests, or community involvement were not provided.

Carl Rodgers is a CFP®-designated financial advisor with Raymond James Financial, based in Denver, NC, and has 34 years of industry experience. He has been with Raymond James since 2011 and also serves as a financial advisor at Peoples Bank/Peoples Investment Services. Outside of his advisory work, he acts as a power of attorney for personal matters. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm provides tailored, non-discretionary consulting using analytical tools and supports municipal and public finance activities through its unique affiliations.