Nicholas Warner is a Financial Consultant at Fidelity Investments, a position he has held since 2026. He collaborates with clients to identify goals and opportunities, aiming to develop individualized plans that lead to financial freedom, flexibility, and peace of mind. His role focuses on creating road maps tailored to his clients' unique financial situations. Nicholas has been with Fidelity Investments since 2021, progressing through multiple roles including Planning Consultant, Active Trader VIP Specialist, Trading Execution III Representative, High Net Worth Associate, and Customer Relationship Advocate. This experience has provided him with a broad understanding of financial services and client relationship management within the investment sector. He maintains insurance licenses in Arkansas and California. Outside of his professional career, Nicholas has interests in beach activities, family pursuits, golf, parenthood, and traveling.

Reed Ganey is a financial advisor at Equitable Advisors with 10 years of industry experience. He holds the Series 66 designation and has been with Equitable Advisors since 2016, including the period when the firm operated as AXA Advisors, LLC. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives and relies on a combination of firm-offered programs and third-party asset managers for investment solutions.

Erin Owen is a financial advisor at Cambridge Investment Research Advisors with 11 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Mass Mutual and First Command in various advisory and insurance roles. Beyond her advisory career, Owen is involved as president of Voyager Financial Solutions, LLC, and works in the food and beverage sector at Chow Down Alley. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing proprietary and third-party strategies across multiple platforms.

James Hay is a financial advisor at Fidelity with 18 years of industry experience. He holds the Series 63 and Series 66 designations and has been affiliated with various Fidelity entities since 2012. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm utilizes a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, offering model portfolios built from mutual funds, ETFs, and ETPs.

Zackery Carter is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 licenses and two years of industry experience. Prior to joining Fidelity, he held various roles in education and service industries, including positions at the University of North Florida and Chick-fil-A. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including model portfolios delivered to intermediary platforms.

Walter Chown II is a CFP®-credentialed financial advisor with 27 years of industry experience, currently with LPL Financial since 2024. His prior roles include positions at Avantax Investment Services, Avantax Advisory Services, and 1 St Global Advisors, among others. He is based in Jacksonville, FL. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management supported by in-house and third-party research.

Pedro Del Rosario is a financial advisor at Fidelity with four years of industry experience. He holds a Series 66 designation and has worked at Fidelity Investments since 2022. Prior to this, he held positions at Nagler Group Employment Agency, Telelanguage, Bell Tower Home Health Care, Hale Health, and Saint Joseph's College of Maine. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Bianca Lee is a financial advisor at Fidelity with Series 63 and Series 66 credentials and four years of industry experience. Prior to joining Fidelity, she held positions at the University of North Florida, Target, and other organizations. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, employing a process that combines proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm also serves as an advisor to multiple registered investment companies and utilizes systematic methodologies and AI in its investment approach.

Rebecca Blasi is a financial advisor at Fidelity with Series 63 and Series 66 licenses and four years of industry experience. She has worked at Fidelity Investments since 2019 and previously held roles at Trane Technologies, Robert Half Talent Solutions, and Childress Klein. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm combines fundamental research with quantitative analysis and systematic methodologies, and it serves as a commodity pool operator and advisor to multiple registered investment companies.

Emma Rosa is a financial advisor at Fidelity with a Series 66 designation and four years of industry experience. She has worked at Fidelity Investments since 2021 and has prior experience in the hospitality and education sectors. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its role in managing registered investment companies and its use of AI-driven methodologies in portfolio management.

Stacy Banner is a financial advisor at Fidelity with 23 years of industry experience. She holds a Series 66 designation and has worked with various Fidelity divisions since 2006, including Fidelity Brokerage Service, Fidelity Personal and Workplace Advisors, and Fidelity Investments. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios from mutual funds, ETFs, and ETPs.

Patricia Otterson is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. She has been with Raymond James & Associates since 2009. Outside of her advisory role, she serves as Treasurer and a board member of the Ascension St Vincents Foundation, where she is involved in fundraising and financial oversight. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, and charitable organizations, offering financial planning and investment consulting services with a range of portfolio management styles and research support.

Logan Knowles is a financial advisor at Fidelity with Series 63 and Series 66 credentials and one year of industry experience. Prior to joining Fidelity, he held various roles in the food service and delivery sectors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs.

Michael Gallagher is a financial advisor at UBS Financial Services with 11 years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America, N.A. and Merrill. Gallagher is based in Jacksonville, FL. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research from UBS Global Research to tailor plans to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services across a broad platform that includes fee-based financial planning, portfolio management, and capital markets activities.

Brady Mims is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and has previously worked at Fidelity in various capacities from 2021 to 2025. Prior to his financial services career, he gained experience in landscaping and sales. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Nichole Cozze is a financial advisor with Fidelity in Jacksonville, FL, holding Series 66 and Series 63 licenses and three years of industry experience. Prior to joining Fidelity, she worked in various service roles, including cleaning and hospitality positions. She also provides occasional cleaning services for an elderly couple. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Parker Barriball is a financial advisor at Morgan Stanley with seven years of industry experience. He holds a Series 66 credential and has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2018. Outside of his advisory role, he serves on the Finance Committee as a board member for Riverside Avondale Preservation, an art and culture organization in Jacksonville, Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a broad range of advisory programs to individuals and institutions, including tailored financial and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee.

Caroline Ogden is a CFP®-credentialed financial advisor with five years of industry experience, currently with Charles Schwab in Jacksonville, FL. Her prior work includes roles at Charles Schwab Bank, Charles Schwab & Co., Inc., and Macquarie Group. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational resources.

Hunter Harting is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and has previously worked with firms including Mariner Wealth Advisors and Lincoln Financial Advisors. Harting is based in Jacksonville, FL. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Jennafer Turner is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 18 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary advisory options. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.