Stewart Spears is a financial advisor with Charles Schwab in Orlando, FL. He holds the Series 65 and Series 63 designations and has one year of industry experience. Prior to joining Charles Schwab, he worked in the hospitality and fitness sectors, including six years at Universal's Cabana Bay Beach Resort. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment solutions alongside brokerage, custody, and financial planning services.

Marcos Cigagna is a financial advisor with Raymond James & Associates in Orlando, FL, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. He is a silent partner in several businesses owned by his wife, including a women's apparel line and an Amazon FBA online retail shop. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services through a comprehensive adviser network.

Donald Suriano is a financial advisor at LPL Financial with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Synovus Securities, Cetera, Regions Bank, and Pinnacle Bank. Suriano is based in Orlando, FL. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Michael Padron is a financial advisor with Charles Schwab holding a Series 66 credential and beginning his advisory career in 2025. Prior to joining Schwab, he held positions at NewGate Capital Partners, Publix Super Markets, and Parks Lincoln of Longwood, with several years dedicated to full-time education. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts and offers a broad range of integrated brokerage, custody, and cash management services.

Robert Andrews is a financial advisor with Ameriprise, holding a Series 66 designation and 24 years of industry experience. His prior work includes roles at Wells Fargo Advisors LLC and Wells Fargo Clearing. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of large institutional firms.

Joseph Crain III is a CFP® professional with 31 years of industry experience, currently affiliated with LPL Financial in Orlando, FL. He has worked at LPL Financial and First Citizens National Bank since 2020 and previously spent 13 years with Wunderlich Securities, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by model portfolios and research.

Christopher Bozas is a financial advisor with Raymond James Financial in Orlando, FL, holding the Series 66 designation and bringing eight years of industry experience. He has worked with several firms, including Merrill, IFP Securities LLC, and various Raymond James affiliates. He is also involved with Claycomb Wealth Management, a non-investment-related advisory business. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm provides tailored, non-discretionary consulting using risk profiling and analytical modeling, and supports a broad network of advisors with institutional consulting and portfolio management.

Matthew Brinckerhoff is a financial advisor at Raymond James & Associates with 24 years of industry experience. He has been with Raymond James & Associates since 2008. He holds a Series 63 designation and is based in Orlando, FL. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Matthew Bartolomei is a financial advisor with Morgan Stanley, holding a Series 66 designation and 18 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and has been associated with Morgan Stanley Smith Barney and Citigroup Global Markets since 2009 and 2007, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning that utilizes structured discovery processes and firm-approved tools.

Sean Williams is a financial professional with eight years of industry experience, currently affiliated with Cetera. He holds a Series 66 designation and has worked at firms including Evershore Financial Group and Securian Financial Services Inc. Williams serves as a director on the boards of the Leonard and Marjorie Williams Family Foundation, Inc. and Wayne M. Densch Charities, Inc. Additionally, he owns Wayne Densch Inc., a family-owned Anheuser Busch distributorship. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base ranging from individual investors to institutional accounts. The firm offers a multi-manager platform with portfolio management, financial planning, retirement services, and access to both affiliated and third-party money managers across various program structures.

Arthur Pringle is a Senior Financial Advisor with Merrill Lynch Wealth Management. He brings nearly 25 years of experience in trading and capital markets to his role, drawing on a systematic approach to trading that emphasizes capital preservation and disciplined portfolio management. Arthur began his financial career as an independent floor trader at the Chicago Board of Trade, where he spent 17 years as both an Associate and Full Member. Following his trading career, he pursued opportunities in Private Equity and start-up technology companies. Arthur holds a Bachelor's Degree in Business Administration from Stetson University, where he attended on a baseball scholarship. He is also a Personal Investment Advisor (PIA). Arthur currently resides in Longwood, Florida, having relocated from Chicago with his four children to join Merrill Lynch in Winter Park.

Paul Tierney is a financial advisor with Equitable Advisors in Orlando, FL, holding Series 63 and Series 65 credentials and 28 years of industry experience. Prior to joining Equitable Advisors in 2025, he worked at Lincoln Investment for nine years and The Gabor Agency, Inc. for 14 years. Outside of his advisory role, Tierney is also an independent agent involved in outside fixed insurance sales. Equitable Advisors serves a wide range of clients, including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, with a delivery model that relies significantly on LPL-sponsored programs and endorsed third-party managers.

Ronald Anwar is a financial advisor with LPL Financial, holding Series 63, Series 65, and Series 66 licenses and 33 years of industry experience. His career includes roles at DFCU Financial, FNBLI, Paylocity, ADP Broker Dealer Inc., and Bridgehampton National Bank. He is based in Winter Park, FL. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, retirement plan consulting, and brokerage services.

Brandon Ross is a financial advisor with Charles Schwab in Winter Park, FL, holding a Series 66 designation and 18 years of industry experience. He has been with Charles Schwab since 2011, with a one-year period as an independent contractor. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, leveraging multi-asset model portfolios and centralized supervisory and custody arrangements.

Jeannette Byrd is a financial advisor with Cetera and holds a Series 66 designation, bringing 20 years of industry experience. She has worked at multiple firms, including Avantax Investment Services and Cssc Brokerage Services, and has been involved with her own firm, Byrd & Associates, LLC, since 2005. Outside of her advisory work, she is a member and owner in several business ventures, including a consulting firm and an amusement park partnership. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting discretionary and non-discretionary accounts with over $256 billion in assets under management.

Tyler Dowling is an Investment Consultant at Fidelity Investments, specializing in retirement planning and financial guidance. He currently helps clients develop retirement plans and provides ongoing support to navigate every stage of retirement. Prior to his current role, Tyler held several positions at Fidelity Investments, including Planning Consultant, Relationship Manager, and Financial Representative, gaining comprehensive experience in financial services since 2023. Tyler emphasizes trust, communication, and planning in his approach to financial advising. Being a husband and father has enhanced his understanding of the importance of preparing for life's milestones and protecting what matters most. Outside of work, he enjoys family activities, fitness, outdoor adventures, beach visits, and parenthood.

Fiona Alfred is a financial advisor at Merrill with 17 years of industry experience. She holds Series 63 and Series 66 designations and has worked at firms including J.P. Morgan Securities and Wells Fargo Clearing. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies supported by internal teams and third-party managers for a range of client types.

Afeefa Ayube is a financial advisor at Fidelity with one year of industry experience and holds a Series 66 designation. Prior to joining Fidelity Investments in 2024, she spent ten years at Productions Plus. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages discretionary and non-discretionary portfolios, fund advisory services, and delivers model portfolios using systematic methodologies and long-term asset allocation benchmarks.

James Mc Lean is a financial advisor with Ameriprise in Maitland, FL, holding a Series 63 designation and 35 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. In addition to his advisory role, he holds a real estate license. Ameriprise offers a retirement-income planning service designed for individuals nearing or in retirement who meet specific asset criteria, providing detailed recommendation reports on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic tools to deliver tailored advice, emphasizing assets held in Ameriprise-managed accounts.

Carol Cullen is a financial advisor with Wells Fargo Clearing who holds a Series 63 designation and has 16 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously held roles at Wells Fargo Advisors LLC and Wachovia Bank, N.A. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients by providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and emphasizes diversification and modern portfolio theory in its investment evaluations.