Geoffrey Doro is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has been a team member since 2007. He leads the team's wealth management planning efforts, focusing on developing strategies and advice tailored to clients' short- and long-term financial objectives. Geoffrey utilizes Merrill’s wealth management planning tools to produce Personal Wealth Analysis reports that outline clear paths for clients to achieve their financial goals. He works collaboratively with colleagues to review client investments and maintain progress toward their objectives. His expertise includes college education planning, executive compensation, institutional and corporate benefit services, legacy planning, liquidity management, personal retirement planning, portfolio management, tax minimization, and retirement income. Geoffrey holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor™ (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a bachelor's degree in Business Administration from the University of Florida. Geoffrey resides in Boca Raton with his wife, Christina, and their two children. His personal interests include biking, boating, camping, chess, fishing, hiking, music, running, skiing, and spending time with his family.

Joshua Adler is a Wealth Management Advisor and senior partner of The Rothman Adler Group at Merrill Lynch Wealth Management. His practice centers on the needs of high net worth families, entrepreneurs, and small businesses. He employs a planned-based approach to design customized strategies tailored to each client's goals and risk tolerance. His team uses a combination of active and passive strategies for portfolio construction and incorporates alternative investments when appropriate. Prior to joining Merrill Lynch Wealth Management in 2017, Joshua spent nine years at UBS as a Senior Vice President in Wealth Management and ten years at Bernstein Global Wealth Management, where he was a Principal in the Private Client Group alongside his partner, Rob Rothman. He holds a Bachelor of Arts degree from the University of Pennsylvania. Joshua resides in Boca Raton, Florida with his wife, Leslie, and their two children.

Samuel Cogan is a financial advisor at Fidelity with the Series 66 designation and one year of industry experience. His prior roles include positions at Q7 Capital LLC, First National Bank of Coastal Community, and several regional banks. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio construction. The firm combines fundamental research with quantitative analysis and algorithmic portfolio management, and is noted for its registration as a commodity pool operator and advisory role to multiple registered investment companies.

Dina Marie Gargiulo is a financial advisor with Merrill in Boca Raton, FL, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. She previously worked at Goldman Sachs for seven years before joining Merrill Lynch, Pierce, Fenner & Smith in 2022. Outside of finance, she is a part-time instructor for Zumba Fitness. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Anthony Mazzo is a financial advisor at RBC Capital Markets with 33 years of industry experience. He holds Series 63 and Series 65 designations. His prior roles include positions at City National Bank, Truist Advisory Services, and BB&T Securities. Outside of advising, Mazzo serves on the board of a marina association and is involved in a family-owned inflatable boat manufacturing business. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, and brokerage services, utilizing both in-house and third-party investment managers tailored to client risk profiles.

John Cassandra is a financial advisor at Ameriprise with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Raymond James Financial Services and owned several businesses including Cassandra Employee Benefits Group and Comprehensive Payroll Solutions LLC. He is also involved in insurance brokering through his ownership of Cassandra Employee Benefits Group. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research and modeling with tax-efficient withdrawal strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Diane Baker is a financial advisor at Merrill with 38 years of industry experience. She has been with Merrill since 1993 and holds Series 63 and Series 65 licenses. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Derek Hubbard is a financial advisor with J.P. Morgan Securities and holds a Series 66 designation. He has six years of industry experience, including roles at United Realty Group and Keller Williams Realty prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2020. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, utilizing quantitative asset-allocation modeling and centralized due diligence. The firm applies an ESG eligibility framework in its recommendations and operates within the broader J.P. Morgan broker-dealer and banking organization.

Michaella Calubayan is a financial advisor at UBS Financial Services with Series 66 credentials and one year of industry experience. Prior to rejoining UBS in 2025, she held roles at Essity and worked with the Encova Center for Innovation & Entrepreneurship, among other positions. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans to clients’ goals and risk tolerances.

Michael Litrento is a financial advisor at Morgan Stanley with 14 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2013 and 2015, respectively, and holds the Series 63 and Series 65 licenses. Based in Boca Raton, FL, he has worked exclusively within the Morgan Stanley organization throughout his career. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including customized financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and utilizes a structured financial planning process supported by proprietary tools and market-return modeling.

Bari Bowman is a financial advisor at Merrill with 11 years of industry experience. She holds Series 63 and Series 66 licenses and has worked in various capacities at Merrill and Wells Fargo since 2015. Outside of finance, she was involved with Anytime Fitness of Somers for a period. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Benjamin Topping is a financial advisor at Fisher Investments with 10 years of industry experience. He holds a Series 66 designation and has worked at notable firms including Bank of America, Merrill, JPMorgan Chase Bank, and Principal-related entities. His prior roles include an investment adviser representative position and a principal role focused on sales of bank deposit products. Fisher Investments serves a global client base that includes institutional and private clients such as pension plans, foundations, and high-net-worth individuals. The firm provides discretionary portfolio management through a centralized, research-driven investment process and offers sub-advisory and retirement plan services across a range of equity, fixed-income, and blended mandates.

Myra Kolton is a financial advisor at UBS Financial Services with Series 63 and Series 66 credentials and 59 years of industry experience. She has been with UBS since 1965. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research, underwriting, custody, and capital markets solutions.

Bruce Ochsman is a financial advisor with UBS Financial Services in Boca Raton, FL, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He has been with UBS since 2001. Outside of his advisory work, he serves as secretary and treasurer of The Ochsman Foundation, which makes charitable contributions on behalf of his family. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management, utilizing proprietary research and model-based asset allocations to tailor strategies to client goals.

Bradley Deluca is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 11 years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2014 and previously worked at B & V Exotics, LLC from 2019 to 2022. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm uses a combination of quantitative asset-allocation modeling and centralized due diligence, applying an ESG eligibility framework when recommending strategies.

Joseph Luchini is a financial advisor at Wells Fargo Clearing with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Raymond James Financial Services and Synovus Securities. Outside of advising, he is a co-owner of AJL Marketplace LLC, a home and decor business. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Theresa Peek is a financial advisor with Morgan Stanley in Boca Raton, Florida, holding a Series 66 license and bringing 26 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2016. Outside of her advisory role, she is involved in a business selling skin care and makeup products. Morgan Stanley Wealth Management offers a range of advisory programs to individual and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group.

Michael Kessler is a CFP®-designated financial advisor with 41 years of industry experience, currently with Wells Fargo Advisors since 2026. He previously worked at Commonwealth Financial Network for 20 years and has operated his own advisory practice since 2006. Outside of advisory services, he is a member of KBK Wealth Management, LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning and investment services, utilizing proprietary research and planning tools, with a focus on tailored, discrete planning engagements.

Edward Palaigos is a financial advisor at Fidelity with six years of industry experience. He holds a Series 66 designation and has worked previously at JP Morgan Chase Bank, JP Morgan Securities, AXA Advisors, and Spartan Saver LLC, where he operated an ecommerce online retail store. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including IRS-qualified Charitable Gift Funds and registered investment companies. The firm employs a systematic investment process that combines proprietary research, quantitative analysis, and algorithmic portfolio construction across a broad investable universe.

Victor Ramirez is a financial advisor with Wells Fargo Clearing in Palm Beach, FL, holding Series 63 and Series 66 licenses and six years of industry experience. He has worked at Wells Fargo Clearing since 2019 and has prior experience at Wells Fargo Bank, Elegant Beauty Supplies, and CBRE Inc. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory and tailored to plan-specific objectives and risk tolerances. The firm’s service offerings include investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking, with a notable inclusion of insurance-related investment options and bank deposit sweep programs.