Nicholas Stavrakis is a financial advisor with Wells Fargo Advisors in Tampa, FL, holding Series 63 and Series 66 licenses and four years of industry experience. He has worked at multiple firms including Northwestern Mutual and Wells Fargo Clearing. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser offering investment and financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services using proprietary research and tools, delivering tailored recommendations through meetings and written summaries.

Zoe Cuva is a Financial Advisor at Merrill Lynch Wealth Management. She specializes in family wealth management strategies, managing new wealth, portfolio management services, and women and wealth. Zoe focuses on crafting personalized financial strategies tailored to each client's unique needs to help them achieve financial security and growth. She holds a Bachelor's Degree from Florida State University and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Zoe brings a perspective shaped by her family's involvement in the financial industry and emphasizes trust-based, long-term relationships with her clients. Outside of her professional role, Zoe is involved with professional organizations such as Junior League Tampa and serves as Membership Board Chair for NAWBO. Her personal interests include skiing, swimming, traveling, yoga, and spending time with her family.

Woodrow Clark III is a financial advisor with Ameriprise based in Tampa, FL, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has been with Ameriprise and its affiliate since 2009. Clark serves on the board of directors for the Byrd Lake Woods Homeowners Association, Inc. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research-driven models and tax-efficient strategies to develop personalized, non-discretionary recommendations delivered through a centralized consulting team.

Jody Clark is a Series 66-licensed financial advisor with Raymond James & Associates in Tampa, FL, where he has worked since 2013, accumulating 12 years of industry experience. He serves as a board member for After School All-Stars, a nonprofit organization. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning and investment consulting with a range of portfolio management styles and affiliated research.

Michele Davis is a financial advisor with LPL Financial in Apollo Beach, FL, holding Series 63 and Series 66 licenses and with 35 years of industry experience. She previously worked at Ameriprise Financial Services and Keller Williams Realty. In addition to her advisory role, she is a licensed real estate agent and serves as a notary public. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a variety of advisory programs, financial planning, and retirement plan consulting, providing discretionary and non-discretionary management supported by research and multiple investment strategies.

Marcus Smith is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan entities since 2018, following two years at Morgan Stanley Private Bank. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide its recommendations.

Jennifer Crimmins is a financial advisor with Morgan Stanley in Tampa, FL, holding a Series 66 license and 33 years of industry experience. She has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Outside of her advisory role, she is the sole proprietor of several real estate entities in Tampa. Morgan Stanley Wealth Management is a large, SEC-registered investment adviser and broker-dealer that offers a range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and models outcomes through its Global Investment Committee, providing advisory services without offering individual security recommendations within standalone plans.

Jordan Monds is a Financial Consultant currently working at Fidelity Investments since 2025. In this role, Jordan partners with individuals and families to enhance existing financial plans or co-create new ones, aligning with clients' short-term and long-term goals. Jordan's experience includes positions as an Investment Consultant and Relationship Manager at Fidelity Investments in 2023 and 2022-2023 respectively, as well as a Customer Service Representative at TD Ameritrade from 2018 to 2019. This background has contributed to Jordan's understanding of client needs and financial planning. Outside of work, Jordan has personal interests including beach activities, cars, cooking and baking, being a foodie, golf, and kayaking.

Christopher Beatty is a financial advisor with J.P. Morgan Securities in Tampa, FL, holding a Series 66 designation and 13 years of industry experience. He has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2011. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and incorporating an ESG eligibility framework in its recommendations.

Detlef Schoeppler is a financial advisor with Ameriprise in Tampa, FL, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 1996. Schoeppler is also involved with Pomona Management LLC, an entity used to manage office expenses and employee payroll. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, delivering detailed Recommendation Reports through a centralized consulting team. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Donald Mandeville is a CFP® with 17 years of industry experience and is currently affiliated with Cetera. He has held positions at Regions Bank, Truist Advisory Services, and BB&T Securities among others. He serves as Vice Chair on the Board of Directors for Lighthouse of Pinellas Inc., where he participates on the finance, development, and governance committees. Cetera Investment Advisers LLC is an SEC-registered firm supporting a network of over 10,000 independent advisors and serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services and operates a multi-manager platform with access to affiliated and third-party managers across various program structures.

Charles Thurman is a financial advisor with Cambridge Investment Research Advisors and holds the ChFC® designation along with a Series 63 license. He has 37 years of industry experience, including roles at Royal Alliance Associates, Signator Investors, and his long-standing involvement with Pioneer Financial Associates. Thurman is also licensed as an insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services delivered through a network of independent professionals, utilizing a range of portfolio management strategies and platform arrangements tailored to client objectives.

Andy Kenkel is the Vice President and Branch Leader of the Tampa Investor Center at Fidelity Investments. In this role, he partners with a team of financial professionals to assist clients in achieving their financial goals, focusing on delivering a comprehensive experience for each client. He has been with Fidelity Investments since 1996, holding various positions including Brokerage Service Representative, Brokerage Trading Representative, Trading Representative II, Project Manager, Investment Representative, Financial Planning Consultant, Account Executive, Senior Account Executive, Regional Planning Consultant, and Vice President. His tenure at Fidelity has provided him with extensive experience in financial planning, investment representation, and branch management. The information provided does not include details regarding his education, credentials, personal interests, or community involvement.

Brad Stieben is the Vice President Private Wealth Management Advisor at Fidelity Investments. In this role, he leads a team that develops personalized wealth strategies tailored to the goals, needs, and preferences of high-net-worth clients and their families. His approach focuses on providing comprehensive wealth planning and sophisticated investment strategies through Private Wealth Management. Brad has 26 years of experience in financial services, all with Fidelity Investments. His career progression includes roles as Vice President, Financial Consultant since 2007, Financial Consultant from 2005 to 2007, Investment Consultant from 2003 to 2005, and Investments & Retirement Specialist from 2000 to 2003. This extensive experience supports his ability to build trust and provide high-touch support to his clients. Outside of his professional work, Brad engages in family activities, fishing, fitness, golf, traveling, and volunteering.

Larry King is a financial advisor with LPL Financial in Tampa, FL, holding a Series 66 designation and 14 years of industry experience. His prior career includes positions at Wells Fargo Advisors, Wells Fargo Bank, Fifth Third Bank, and First Horizon Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management with access to model portfolios, research, and various investment strategies.

Christopher Duffy is a financial advisor with Morgan Stanley in Tampa, FL, holding a Series 66 license and five years of industry experience. Prior to joining Morgan Stanley in 2020, he worked at Fidelity Information Services and Verizon Connect. Outside of advising, he owns a construction and engineering business in Land O Lakes, Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with comprehensive financial planning and advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and research to support its advisory services.

Cameron O'Neill is a financial advisor at Morgan Stanley in Tampa, FL, with 13 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley and its Private Bank since 2011 and 2015, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

John Straughn Jr. is a financial advisor with Wells Fargo Clearing in Tampa, FL, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC from 2014 to 2016. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by extensive research and analytics.

Philip Nelson Sr. is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 15 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. for seven years before joining Wells Fargo in 2021. Based in Tampa, FL, he serves clients through a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. Wells Fargo Advisors manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research and analytics from its Investment Institute.

Josue Laborde is a financial advisor with J.P. Morgan Securities in Tampa, FL, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. He has worked at J.P. Morgan Securities since 2012 and serves as Treasurer for the Doxa Foundation International, a Christian humanitarian organization focused on aiding impoverished communities in Haiti. His role there involves financial oversight, reporting, and budgeting. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a quantitative asset-allocation approach combined with centralized due diligence and an ESG eligibility framework.