John Dever Jr. is a financial advisor at Raymond James & Associates with Series 63 and Series 65 designations and two years of industry experience. Prior to joining Raymond James, he worked at MGO Inc. and has additional experience in education and retail. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving a broad client base including individuals, institutions, and municipal entities. The firm offers financial planning, investment consulting, and institutional fiduciary solutions, with a focus on tailored, non-discretionary advice supported by diversified portfolio management and affiliated research.

Thomas Gallagher Jr. is a financial advisor at LPL Financial with 37 years of industry experience. He holds a Series 63 designation and previously worked at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and Metlife Securities Inc. He is also a partner at Regal Financial, LLC, which specializes in life, health, property and casualty, fixed annuities, Medicare, and disability insurance sales. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, and institutional clients through a nationwide network. The firm offers a broad range of financial planning and advisory services, incorporating model portfolios, research from various sources, and multiple investment management options.

Aldo Filippelli is a financial advisor with Primerica Advisors in North Royalton, OH, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has worked with PFS Investments Inc. and Primerica Financial Services since 2012 and has been involved with the North Royalton License Bureau and Filippelli Construction since the mid-1990s. Outside of advising, he receives compensation for sales of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options under a wrap-fee structure. The firm curates third-party asset managers and delegates model implementation to BNY Mellon Advisors, maintaining an operational model that includes tiered wrap fees and oversight of manager selection.

Zackary Siegrist is a Financial Consultant currently working at Fidelity Investments since 2022. He has a comprehensive background in financial services, having held multiple roles at Charles Schwab from 2012 to 2022, including Financial Consultant Partner, Client Relationship Specialist, Communication Specialist, and Retirement Services Specialist. Throughout his career, Zackary has focused on developing comprehensive financial plans tailored to clients' specific goals and preferences. His approach emphasizes understanding clients and their families to help them work toward their financial objectives collaboratively. Outside of his professional work, Zackary has interests in fitness, football, hiking, outdoor adventures, pets, and traveling.

Michael Hewko is a financial advisor at Cetera with 27 years of industry experience and holds a Series 66 designation. Prior to joining Cetera in 2025, he spent 16 years with Avantax Advisory Services and Avantax Investment Services. In addition to his advisory work, Hewko is a practicing dentist and owner of a general dental practice, Michael P Hewko DDS LLC, and manages a small accounting firm. Cetera Investment Advisers LLC is an SEC-registered advisor that serves a broad range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a large nationwide network of advisors, utilizing a multi-manager platform with discretionary and non-discretionary program options.

Zachary Edwards is a financial advisor with Raymond James Financial in Mentor, Ohio, holding Series 63 and Series 65 licenses and having one year of industry experience. His prior work includes roles at Balanced Wealth Group LLC, Carver Financial Services, and The Ohio State University. He is also involved with Carver Financial Services in a support capacity, handling account opening, trading, and client service. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, and institutional investors. The firm emphasizes tailored, non-discretionary planning using analytical tools and supports a broad advisor network and affiliated firms, with specialized offerings in municipal finance and SIMPLE IRA employer consulting services.

Kevin Poropat is the Vice President, Financial Consultant at Fidelity Investments, a role he has held since 2021. He partners with clients to understand their financial goals and objectives, building customized plans to meet their unique and evolving needs. Kevin has been with Fidelity Investments since 2015, progressing through positions including Financial Representative, Central Relationship Manager, Investment Consultant, and Financial Consultant. His experience covers various aspects of financial consulting and client relationship management. Outside of his professional role, Kevin has personal interests that include baseball, fishing, football, music, and parenthood.

Wesley O'neil is a financial advisor with Cambridge Investment Research Advisors and holds the Series 65 and Series 63 designations. He has four years of industry experience, including prior work at LRJ Wealth Management LLC and academic roles at Cleveland State University and Lakeland Community College. O'neil is also involved with Mayfield Financial Services in Mayfield Heights, OH. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, and charitable organizations. The firm offers a range of financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing multiple platform arrangements and both proprietary and third-party investment strategies.

Kyle Brown is a financial advisor with LPL Enterprise and holds the Series 66 designation. He has two years of industry experience, including roles at The Prudential Insurance Company of America and Pruco Securities LLC. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to model portfolios and third-party asset management programs through an integrated advisory and brokerage platform.

Jenna Karlovec is a financial advisor with Charles Schwab, holding a Series 66 designation and beginning her industry career in 2024. Prior to joining Schwab, her professional experience includes roles outside the financial industry, such as positions at Mike's Place, Aladdin's Eatery, and Towpath Tennis Center. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering non-discretionary investment guidance combined with access to discretionary separately managed accounts. The firm integrates advisory, brokerage, custody, and cash-sweep services within a large-scale, centralized operating model.

Kenneth Lowe is a financial advisor at Ameriprise with 28 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Ameriprise in various capacities since 2009. Outside of his advisory role, he works as a food delivery driver for DoorDash. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement income planning advice, focusing on dependable income sources and tax-aware withdrawal strategies.

Fareed Siddiq is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 45 years of experience to his role. He specializes in wealth management, risk management, investment management, estate and tax minimization strategies, and retirement planning. He holds multiple professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Previously, he has served in roles such as Executive Director, Senior Investment Management Consultant, and Portfolio Management Director. Born and raised in Pakistan, Fareed attended St. Patrick College in Karachi, majoring in Business before moving to the United States in 1972. He is fluent in English, Urdu, Hindi, and Punjabi. Fareed is actively involved in the Greater Cleveland community, serving on the boards of organizations including the American Red Cross, Cleveland Council of World Affairs, The City Club, and The Diversity Center. In his personal time, Fareed enjoys boating, golfing, music, reading, tennis, and watching movies. He is committed to working one-on-one with clients to develop personalized financial strategies aimed at pursuing their long-term goals.

Stacy Lampros is a financial advisor at Merrill with 26 years of industry experience. She holds a Series 66 designation and has been with Bank of America and Merrill since 2016. Outside of her advisory role, she was formerly the owner of an antique furniture shop operating as Vintage Inspirations LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Hoang Dang is a financial advisor at LPL Enterprise with two years of industry experience. He holds a Series 66 designation and has previously worked at The Prudential Insurance Company of America and Pruco Securities LLC. Outside of finance, he is the owner and operator of Mac Home Solutions LLC, a residential remodeling company specializing in custom bathroom and kitchen projects. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a broad range of financial products supported by an integrated platform that includes insurance and lending programs.

Jack Makee is a financial advisor at Wells Fargo Advisors with four years of industry experience. He holds a Series 66 designation and previously worked at KeyBank and Swagelok. Outside of his advisory role, he is involved with Princeton Harriman Insurance Solutions in Sarasota, Florida, where he provides insurance-related financial advice. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

Jalen Johnson is a financial advisor at Merrill with Series 63 and Series 66 credentials and five years of industry experience. His prior roles include positions at The Vanguard Group, Amazon, and Cedar Point. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Minyon Heard is a Series 66 licensed advisor with Primerica Advisors in Euclid, OH, and has 16 years of industry experience. She has worked with Primerica Financial Services and Primerica Advisors since 2018 and has been retired since 2016. Outside of financial advising, she is involved with Primierica Mortgage and Primerica Client Services through part-time referrals and is a member of Chagrin Valley Real Estate, LLC. Primerica Advisors is a large-scale firm serving individual investors, corporate, and charitable clients, primarily through a wrap-fee asset management program. The firm utilizes model-driven investment strategies managed by unaffiliated asset managers and provides trade execution and custody services through established financial institutions.

Indu Braum is a financial advisor at Morgan Stanley with 22 years of industry experience. She has been with Morgan Stanley Smith Barney since 2011. Outside of her financial advisory role, she serves as Secretary and Board Member for Thrive Through Tennis, a recreational organization in Broadview Heights, Ohio. Morgan Stanley Wealth Management offers a range of advisory programs to individual and institutional clients, providing tailored financial planning services supported by firm-approved tools and research, managing approximately $2.74 trillion in client assets.

Christopher De Ment is a financial advisor with J.P. Morgan Securities who holds Series 63 and Series 66 licenses and has seven years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. in multiple roles since 2012. Outside of his advisory work, he operates an Amazon seller business. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment approach.

John Becker is a financial advisor at Ameriprise with 25 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of advising, Becker is involved in several business ventures including co-ownership of retail operations and a tax preparation service, and he serves on the investment committee of the Deaconess Foundation. He also provides pro bono financial planning to disabled veterans through a nonprofit program. Ameriprise offers a retirement-income planning service focused on clients nearing or in retirement with significant investable assets, delivering personalized recommendation reports that incorporate research, modeling, and tax-efficient strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.