Amanda Perkins is a CFP® with 16 years of industry experience, currently serving at Charles Schwab in Cincinnati, OH. She has been with Charles Schwab & Co., Inc. since 2009 and Charles Schwab Bank since 2014. Outside of financial advising, she is involved in retail sales of beauty and wellness products and participates in in-home nail fashion sales. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering managed-account and financial planning services through its Schwab Wealth Advisory program. The firm combines non-discretionary advisory relationships with access to affiliated discretionary portfolios and provides integrated brokerage, custody, and alternative investment services.

Susan Anderson is a financial advisor at Fidelity with 29 years of industry experience. She holds Series 63 and Series 66 credentials and has worked across several Fidelity entities since 1996. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, leveraging a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from a diverse investable universe.

Kurt Skinner is a financial advisor at Edelman Financial Engines with 31 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Financial Engines Advisors L.L.C. since 2018. Prior to that, he spent 20 years with Charles Schwab and Charles Schwab Bank. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios and supports a large participant base through both advisor-led and online offerings.

Patrick Ryan is Vice President Private Wealth Management Advisor at Fidelity Investments. He has held various roles at Fidelity since 2008, progressing from Defined Contribution Representative I to his current position. Patrick has served wealthy clients and their families for nearly two decades, focusing on developing client relationships and comprehensive financial plans. As a Certified Financial Planner™ Professional, Patrick collaborates with clients and their families to grow, preserve, and distribute wealth according to their unique financial goals. His expertise includes wealth management and financial planning tailored for high-net-worth individuals. Outside of his professional work, Patrick's personal interests include family activities, food, football, golf, parenthood, and traveling.

Thomas Enderle is a CFP® professional with 27 years of industry experience. He is affiliated with LPL Financial and has worked previously with Linsco Private Ledger for over 20 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a large national network. The firm provides a range of financial planning and advisory programs, utilizing model portfolios and research from various sources, and offers both discretionary and non-discretionary management solutions.

Michael Anastasia is a financial advisor at UBS Financial Services with a Series 66 designation and two years of industry experience. His prior work includes roles at Matic Insurance, Loki Nets, Federal Express, Amazon, and Miami University. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings. The firm employs proprietary research and model-based asset allocations to tailor financial plans according to clients’ goals and risk tolerances.

Donald Semler is a financial advisor with UBS Financial Services in Cincinnati, OH, holding Series 66 and Series 63 credentials and 12 years of industry experience. Prior to joining UBS in 2017, he worked at Fidelity Brokerage Services LLC from 2014 to 2017. Outside of his advisory role, Semler has been involved in website hosting and development through Vinson Massif Holdings LLC. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, utilizing proprietary capital market assumptions and model-based asset allocations. The firm combines institutional trading capabilities with wealth management services, offering a range of financial planning, portfolio management, and capital markets solutions.

Patrick Dolle is a financial advisor with J.P. Morgan Securities in Cincinnati, Ohio, holding Series 66, Series 63, and Series 65 credentials and 17 years of industry experience. He has worked at J.P. Morgan Securities and J.P. Morgan Chase Bank since 2019, and previously at PNC Bank from 2011 to 2019. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, offering asset-allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Jonathan Litmer is a financial advisor with Ameriprise in Cincinnati, OH, holding Series 63 and Series 66 credentials and 14 years of industry experience. He previously worked at Fidelity Brokerage Services LLC before joining Ameriprise. Outside of his advisory role, he engages in woodworking as a hobby and may sell items he creates in the future. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Andrew Cencula is a Senior Financial Advisor at Merrill Lynch Wealth Management. He leads The Cencula Group, a team of investment professionals who combine their industry knowledge with the global resources of Merrill to provide comprehensive wealth management services. Andrew focuses on coordinating the financial affairs of individuals and families across the country, with an emphasis on retirement planning. With over 35 years of collective experience in financial services, Andrew and his team provide education to clients about available financial options and strategies. His approach includes asset allocation and portfolio diversification as risk mitigation strategies, aiming to simplify clients' financial lives by managing asset management, banking, lending, and planning needs. Andrew frequently presents seminars on topics such as caregiving, preparing for retirement, impact investing, and wealth management for same-sex couples. Andrew holds a Bachelor's Degree from the University of Wisconsin and holds the Personal Investment Advisor (PIA) designation. He is involved in community organizations including the Human Rights Campaign, Adopt-A-Class, and Green Umbrella. Outside of his professional work, Andrew enjoys camping, football, golfing, hiking, music, reading, rock climbing, spending time with family, tennis, and traveling.

Christopher Bush is a financial advisor with Primerica Advisors in Cincinnati, OH, holding seven years of industry experience. He has been affiliated with PFS Investments Inc. since 2017 and Primerica Financial Services since 2014. Outside of his advisory role, he works part-time as a Lyft driver. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of discretionary separately managed account options. The firm uses third-party asset managers and offers a tiered wrap-fee structure, focusing on curated investment models rather than institutional plan management.

Alec Hemmelgarn is a financial advisor with J.P. Morgan Securities in Cincinnati, OH. He holds a Series 66 designation and has five years of industry experience. His work history includes roles at J.P. Morgan Securities, JPMorgan Chase Bank, and Wells Fargo Advisors. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm’s approach combines quantitative asset-allocation modeling with centralized due diligence and incorporates ESG criteria in its investment recommendations.

Robert Anning II is a financial advisor with UBS Financial Services in Cincinnati, OH, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with UBS since 2012. Outside of his advisory role, Anning serves on the boards of Convalescent Hospital and Spring Grove Cemetery and Arboretum. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad platform of capital markets and lending services.

Michael Hyzdu is a financial advisor with UBS Financial Services in Cincinnati, OH, holding a Series 66 designation and 23 years of industry experience. He has been with UBS since 2002. Outside of his advisory work, he serves as Vice Chair for Junior Achievement of Central Ohio and holds advisory roles with several Catholic community organizations, including the St. Thomas More Newman Center and Saint Paul's Outreach. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining proprietary research and model-based asset allocations with institutional trading capabilities and wealth management.

Patrick Ward is a financial advisor at LPL Financial with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously with Money Concepts Capital Corp and runs Ward Financial. Outside of his advisory roles, Ward is involved with Benefit Planning Inc., where he conducts seminars, and Milner Financial, which focuses on non-variable insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and retirement plan consulting supported by research, model portfolios, and various management approaches.

Bill Crawford IV is a financial advisor with LPL Financial in Cincinnati, OH, holding a Series 66 designation and eight years of industry experience. His prior roles include positions at JP Morgan Chase Bank and Edward Jones. Outside of finance, he is involved in a musical instrument rental business, Aurora Tone Solutions, which he owns and operates. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad range of clients including individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services supported by a variety of model portfolios and research resources.

Peter Swenty II is a financial advisor with Cambridge Investment Research Advisors in Cincinnati, OH, holding Series 63 and Series 66 licenses and having 20 years of industry experience. His prior experience includes roles at Kestra Advisory, Kestra Investment Services, and Morgan Stanley. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals. The firm offers a range of investment implementation options, including proprietary and third-party strategies, with both discretionary and non-discretionary management tailored to client objectives.

Douglas Cooper is a financial advisor with LPL Financial in Cincinnati, Ohio, holding Series 63 and Series 66 credentials and 26 years of industry experience. He has been with LPL Financial since 2013. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from multiple sources to support diversified investment strategies.

Brittanie Washington is a financial advisor at Ameriprise with Series 63 and Series 66 licenses and four years of industry experience. Her prior roles include positions at Merrill, Bank of America, Wells Fargo Clearing, and US Bank. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income and tax-aware withdrawal strategies.

Kevin Shepherd is a financial advisor with UBS Financial Services in Cincinnati, Ohio, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been with UBS since 2009. Outside of his advisory role, he is a partner in Jet Connection LLC, a limited partnership involved in the ownership and usage of a private jet. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides access to proprietary research and capital markets operations.