Michael Matthews is a financial advisor with OSAIC based in Clarkston, MI, holding Series 63 and Series 65 licenses and possessing 38 years of industry experience. He has worked at Royal Alliance Associates and Affiliated Advisors, Inc., and serves as president of MJM Associates, Inc., a corporation providing fiduciary consulting, insurance, and employee benefits services. Matthews is also involved in the sale of fixed insurance products under his sole proprietorship. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering both brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization, supporting discretionary strategies and third-party manager selection, and is notable for its scale, affiliate network, and private-equity ownership.

Matthew Pappas is a Wealth Management Advisor and Senior Vice President with Merrill Lynch Wealth Management. He has been with Merrill since 1997 and serves as the senior partner of a four-partner team that focuses on providing families with financial confidence through a multi-generational approach. His client focus includes education planning, personal retirement planning, and retirement income. Before joining Merrill, Matthew practiced law for two years after earning his Juris Doctorate from Michigan State University College of Law. He also spent thirteen years as an international tax consultant at Ernst & Young LLP and Price Waterhouse LLP. He holds a Bachelor of Business Administration in Finance and Accounting from the University of Michigan Ann Arbor and earned the CERTIFIED FINANCIAL PLANNER® certification in 2011. Matthew is a qualified Portfolio Manager who provides discretionary management using personalized strategies, which may include individual stocks and bonds, model portfolios, and third-party investment strategies. While he does not offer legal or tax advice in his role at Merrill, his background in these areas supports his advisory work. In addition to his professional responsibilities, Matthew serves as President of the Detroit Athletic Club Foundation and the Board of Governors at the Orchard Lake Country Club. He is involved in volunteer activities at St. Hugo of the Hills Parish. Outside of work, he enjoys golfing, bowling, and spending time with his family.

Jared Rhein is a Series 66-licensed advisor at J.P. Morgan Securities with one year of industry experience. His prior roles include positions at UBS and Macatawa Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research supported by a centralized manager solutions team.

Megan Ries is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. She has been with J.P. Morgan Securities since 2013 and also works with JPMorgan Chase Bank, N.A. since 2011. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and a range of affiliated portfolio services.

Erik Merchant is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at J.P. Morgan Securities since 2011. Outside of his advisory role, he serves on the Finance Committee and as Treasurer for the nonprofit Greening of Detroit, which focuses on community engagement and environmental education. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors, offering non-discretionary asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a forward-looking investment approach.

Cheri Wiener is a financial advisor with Ameriprise in Waterford, MI, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. She worked at Ameriprise Financial Services, Inc. from 2010 to 2020. Ameriprise provides retirement-income planning services targeting individuals with substantial investable assets, combining research, modeling, and tax-efficient strategies to create personalized recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Lee Cabelof is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with Morgan Stanley since 2009 and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a process that incorporates structured discovery and advanced planning tools.

Jonathan Rea is a financial advisor with Ameriprise in Rochester Hills, MI, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Outside of his advisory role, he holds a real estate license. Ameriprise provides a retirement-income planning service targeted at individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its large institutional platform.

Anthony Latos is a Wealth Management Advisor with Merrill Lynch Wealth Management. He joined Merrill in 2007 and has over 25 years of experience in discretionary money management. Prior to his current role, he was a Senior Portfolio Manager at a $50 billion Super Regional Bank, where he managed portfolios for high-net-worth individuals, co-managed the bank’s most widely used separate account equity strategy, and contributed to setting asset allocation policy as part of the Investment Policy Committee. Anthony holds the Chartered Financial Analyst® (CFA®) designation and has earned a Bachelor of Business Administration from Western Michigan University and a Master's degree from Wayne State University. He is a member of both the CFA® Institute and the CFA® Society of Detroit. As a specially qualified Senior Portfolio Manager, he provides traditional advice and guidance while managing personalized or defined strategies on a discretionary basis, incorporating individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. Anthony lives in Washington Township, Michigan with his wife and their dog, Polo. They have three adult children. Outside of his professional work, he enjoys playing tennis, running, and spending time with his family at their Northern Michigan cottage.

Joshua Willen is a financial advisor at UBS Financial Services with 14 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked with Kestra Advisory Services and Kestra Investment Services. Willen operates out of Birmingham, MI. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Melissa Spickler is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has been serving in the financial services industry since joining Merrill Lynch in 1980. Melissa focuses her career on addressing the diverse financial goals of affluent families, women in transition, executives, closely held businesses, retirees, entrepreneurs, and members of the LGBT community. She provides knowledgeable advice and guidance and strives to create a welcoming atmosphere for her clients. Over more than three decades, Melissa has nurtured client relationships that span generations, including clients' children and grandchildren. Melissa holds a bachelor's degree in Criminal Law from Michigan State University. She also holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Prior to her career in wealth management, she served as an undercover agent for the Michigan Attorney General. Melissa is involved in several mentorship programs including the Merrill Lynch Women's Exchange - Women Financial Advisors Mentorship Program, as well as mentorship initiatives through the Michigan State University Alumni Association and the University of Michigan Alumni Association. She also served on the Judicial Tenure Commission from 2013 to 2020. Her areas of expertise include college education planning, family wealth management strategies, legacy planning, LGBT wealth planning, personal retirement planning, philanthropic planning, small business strategies, socially responsible investing including ESG, women and wealth, and retirement income. Outside of work, Melissa enjoys cooking, photography, and traveling.

Ashley Sherrod is a financial advisor at J.P. Morgan Securities with eight years of industry experience. She holds a Series 66 designation and has worked at several firms including Edward Jones, UBS Financial Services, and Morgan Stanley Private Bank. Outside of her advisory role, she owns an Amazon FBA ecommerce business called Izzy Bella. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm offers non-discretionary written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by a manager solutions team that combines quantitative and qualitative research.

Michelle Grimes is a financial advisor at J.P. Morgan Securities with 25 years of industry experience and holds a Series 66 designation. She has worked at J.P. Morgan Securities since 2006, with an 11-year tenure at Merrill Lynch, Pierce Fenner & Smith Incorporated from 2014 to 2025. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their advisory process combines quantitative and qualitative research to deliver non-discretionary asset allocation advice, investment manager searches, and customized performance reporting.

Thomas Grobbel is a financial advisor at Raymond James & Associates with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Wells Fargo Clearing and Morgan Stanley. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional investors, and charitable organizations, offering tailored financial planning and consulting through various portfolio management styles.

Scott Schramm is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds Series 65 and Series 63 licenses and has worked at firms including Goldman Sachs, Jefferies LLC, and P&M Corporate Finance. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on written asset allocation advice, investment manager searches, and customized performance reporting with client-driven decision making.

Mitchell Walsh is a financial advisor at OSAIC with five years of industry experience and holds a Series 66 designation. Prior to joining OSAIC in 2022, he worked at Accenture for five years and was involved with the University of Michigan Instructional Support Services. He also operates an LLC registered for tax purposes but not actively marketed. OSAIC serves a broad range of retail and institutional clients through a multi-advisor platform offering both brokerage and advisory services. The firm’s investment approach includes model-based asset allocation, portfolio optimization, and access to various managed account programs and third-party managers.

Carrie Sharp is a financial advisor at Merrill with 27 years of industry experience. She holds Series 63 and Series 66 designations and has been with Merrill since 1999. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Daniel De Varona is a CFP® professional with 23 years of experience and has been with UBS Financial Services since 2003. He is based in Birmingham, MI, and holds the Series 66 designation. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor solutions to clients’ goals and risk tolerances.

Chad Halpin is a financial advisor at Ameriprise Financial Services LLC with five years of industry experience. He holds a Series 66 designation and has worked at Ameriprise since 2021. Prior to joining Ameriprise, he worked at AKWEL Cadillac USA and Insight Global. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on income sources and tax-aware withdrawal strategies.

Matthew Domsic is a financial advisor with Equitable Advisors in Troy, MI, holding a Series 66 designation and 18 years of industry experience. He has been with Equitable Advisors since 2008 and previously worked at AXA Advisors, LLC. Outside of his advisory role, he is a partner at Mosaic Capital Group LLC and an investor in Udu Beauty. Equitable Advisors serves a wide range of clients, including individual investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives, utilizing both proprietary and third-party advisory programs.