Alexander Binetti is a financial advisor at Morgan Stanley with nine years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Morgan Stanley Smith Barney LLC since 2023. Prior to Morgan Stanley, he held positions at FIS Brokerage & Securities Services LLC, FIS Systems, Titan Plumbing and Drain, and DRF Water Heating Solutions. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes and firm-approved tools to support client financial goals.

Natalie Nissen is a Financial Advisor at Merrill Lynch Wealth Management with over 23 years of experience in the financial services industry. She specializes in working with business owners, high net worth individuals, and multigenerational families, focusing on wealth creation, preservation, and efficient wealth transfer. Natalie collaborates with clients to develop tailored financial plans that address investment management, asset allocation, risk management, tax efficiencies, and estate planning. Her expertise includes delivering goals-based wealth management strategies aligned with clients' investment objectives, risk tolerance, time horizon, and liquidity needs. She has in-depth knowledge of the unique financial challenges faced by business owners and executives, such as liquidity planning, legacy considerations, concentrated stock positions, and tax management. Additionally, Natalie emphasizes sustainable investing, helping clients integrate their values into their portfolios while maintaining performance objectives. Natalie holds the CERTIFIED FINANCIAL PLANNER® certification and has earned a Master's in Business Administration with distinction from DePaul University, as well as a Bachelor's degree in Economics with a minor in Spanish from the University of Illinois at Urbana-Champaign. She is fluent in English and Spanish. Residing in Homer Glen with her family, Natalie actively volunteers with her son's school, Kingswood Academy, and the Homer Glen Junior Woman's Club.

Diego Facio Guzman is a Financial Solutions Advisor at Merrill Lynch Wealth Management. In his role, he collaborates with clients to define their financial goals and develop portfolio strategies tailored to help achieve those objectives. He provides ongoing advice and adapts portfolios to address changes in clients' situations. Diego holds the professional designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He earned his High School Diploma from Larkin High School.

Paul Michael Reyes is a Senior Financial Advisor at Merrill Lynch Wealth Management. He works closely with entrepreneurs, professionals, business owners, corporate executives, retirees, and families, providing comprehensive wealth management strategies tailored to each client's unique goals. His expertise includes corporate benefits, family wealth management, managing new wealth, personal retirement planning, small business strategies, and retirement income planning. Paul emphasizes a client-centered approach, focusing on understanding clients' ambitions and responsibilities to deliver personalized financial solutions. Paul has been a financial services professional since 1999, starting his career at Deutsche Bank Alex Brown and later gaining experience at UBS and Morgan Stanley before joining Merrill Lynch in 2015. As a founding member of the RLH Group, he assists clients that include venture capitalists, private equity and technology executives, attorneys, physicians, government employees, contractors, and many recent immigrants from Asia and the Middle East. He has substantial experience in concentrated stock transactions, corporate cash management, 401(k) plans, initial public offerings, mergers and acquisitions, succession and exit planning, and corporate and executive services. He holds a Bachelor's Degree from George Washington University and several professional designations including Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Paul is also involved with professional organizations such as the Association of Corporate Growth - National Capital Region and the Tower Club of Tysons. His community involvement includes participation with AALEAD, the Alexandria Chamber of Commerce, HBI-DC, The Women Center, and Warrior Ethos. Outside of work, he enjoys basketball, golfing, running, soccer, and spending time with his family.

Adrianna Granata is a financial advisor at Merrill with one year of industry experience. She holds the Series 66 designation and previously worked at Northwestern Medicine and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Michael Stella is a financial advisor at Charles Schwab with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Morgan Stanley, E*TRADE, Bank of America, Merrill, and Scottrade. Outside of his advisory role, he serves as a board member of his condominium association, participating in operational decision-making. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts, offering a combination of non-discretionary advice and access to discretionary separately managed accounts. Schwab’s scale and integrated structure enable it to provide centralized custody and advisory services to a large client base.

Steven D'alise is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has over 20 years of experience in the investment industry, beginning his career in venture capital in the mid-1990s focused on raising capital for a startup firm in the dental implant manufacturing sector. Steven joined Morgan Stanley in 2001, where he managed private and institutional assets before joining Merrill in 2007. At Merrill, he provides advice and guidance with an emphasis on wealth management, retirement planning, and institutional services to small business owners, bankers, doctors, dentists, and other professionals. Steven specializes in areas including college education planning, legacy planning, liquidity management, managing new wealth, personal retirement planning, special needs planning strategies, individual and corporate investment strategy, tax minimization, and retirement income. He holds the Personal Investment Advisor (PIA) designation and earned his bachelor's degree from Boston College. Outside of his professional career, Steven resides in River Forest with his two children. He enjoys activities such as golfing, swimming, and attending his children's extracurricular events.

Raymond Meiers is a financial advisor at Thrivent Investment Management with a Series 66 designation and one year of industry experience. His prior work includes positions at Morgan Stanley, Centric Wealth Management, and roles outside finance such as at Eagle Brook Country Club. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary trading authority. The firm offers these services as standalone or combined with managed-account programs, emphasizing periodic reviews and detailed written recommendations across a broad range of planning topics.

Sarah Stapleton is a Series 66-credentialed financial advisor with Edward Jones, based in Homer Glen, IL. She has two years of industry experience and has worked at Edward Jones since 2019, with prior experience at Stepping Stones and Missouri Property Services. Outside of her advisory role, she manages sound for services at Crossroads Christian Church in Joliet and sells wax products independently through Scentsy. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of investment strategies and advisory services. The firm manages over $1 trillion in assets and operates through a nationwide network of financial advisors and branch offices.

Linda Huculak is a financial advisor at Ameriprise with five years of industry experience. She holds a Series 66 designation and previously worked at LaSalle St Securities and Edward Jones. Outside of her advisory role, she is involved as a travel sales agent with World Travel Mart. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to generate tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Taher Assaf is a financial advisor at Mass Mutual Investors Services in Lisle, IL, holding a Series 66 designation and two years of industry experience. His work history includes roles at MassMutual Life Insurance Co, First Merchants Corp, and Breeze. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, providing clients with written recommendations based on detailed analyses and firm-approved tools.

Theresa Hahn is a CFP® certificant and Series 66 licensee working with LPL Financial in Downers Grove, IL. She has seven years of industry experience, including five years at Barcodes, Inc. prior to joining LPL Financial in 2019. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Dennis Foley is a financial advisor with Merrill in Oak Brook, IL, holding Series 63 and Series 65 licenses and possessing 31 years of industry experience. His work history includes roles at Bank of America, N.A., Merrill, Banc Of America Investment Services, Inc., and LaSalle Financial Services, Inc. He has been with Merrill since 2009 and has also worked at Bank of America since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to a range of clients, including individuals, high-net-worth clients, and institutional investors. The firm employs model-based and discretionary investment strategies developed by internal CIO teams and third-party managers, with flexible portfolio implementation and support services.

David Herbst is a CFP® professional with 40 years of industry experience, currently affiliated with LPL Financial. He has worked at LPL Financial since 2005 and previously spent three years with Wells Fargo Advisors. Herbst has led Herbst Financial Services since 2011 and was also involved with Herbst Financial Advisors, Inc. from 2006 to 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting a large network of advisors with a range of discretionary and non-discretionary investment strategies.

Lade Kasim is a Series 66-licensed financial advisor with J.P. Morgan Securities in Naperville, IL, with three years of industry experience. Prior to joining J.P. Morgan, Kasim worked in various roles including at Blue Rams Technology and founded MISAK LLC, a fragrance line. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors, offering non-discretionary written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research to build model asset allocations and includes broader derivatives and commodities capabilities.

Jeffrey Grange is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has been with Morgan Stanley Smith Barney since 2012 and Morgan Stanley Private Bank, National Association since 2015. Based in Lisle, IL, his career has been focused within the Morgan Stanley organization. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets. Its financial planning process involves structured discovery and firm-approved tools, with advisory services centered on planning rather than individual security recommendations.

Wendell Claver is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in developing personalized wealth management strategies designed to help individuals and families preserve and grow their wealth through risk-efficient approaches tailored to each investor's goals. Wendell's expertise includes college education planning, executive and equity compensation services, family wealth management, retirement income strategies, and portfolio management. He has 15 years of experience as a professional trader, providing him with a deep understanding of financial market risks and asset allocation. Wendell holds a Bachelor's Degree from the University of Michigan and is designated as a Personal Investment Advisor (PIA). He is fluent in both English and Spanish. Wendell is affiliated with the University of Michigan Crew Team and actively participates in community activities through Compass Church. He lives in the Chicago suburbs with his wife and three children, and enjoys biking, cooking, football, painting, running, scuba diving, skiing, traveling, volleyball, and spending time with his family.

Michael Bancroft is an Investment Consultant currently working at Fidelity Investments, a role he has held since 2026. Prior to this, he served as a Financial Representative at Fidelity Investments from 2024 to 2025. Before joining Fidelity, Michael worked as an Engagement Financial Advisor at Deloitte from 2021 to 2024. In his professional capacity, Michael focuses on collaborating with clients to develop financial plans tailored to their individual goals and priorities. He emphasizes understanding clients' objectives and addressing their concerns to help secure their financial futures. Outside of his professional work, Michael enjoys activities such as camping, family activities, fishing, fitness, football, and motorcycles.

Tyrone Coates is a financial advisor at Morgan Stanley with 26 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and holds Series 63 and Series 66 licenses. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, including tailored financial planning facilitated by its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by firm-approved tools and modeling techniques.

Ryan Nietert is a financial advisor with Cambridge Investment Research Advisors and holds the CFP® designation. He has 19 years of industry experience, including prior roles with Guardian Life Insurance Company. Outside of his advisory work, Nietert is involved in various related business activities, including serving as an independent insurance agent and holding roles in tax preparation and divorce financial analysis through Oakcrest Capital LLC. Cambridge Investment Research Advisors serves a diverse client base of individual and institutional investors, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and provides access to multiple platforms, proprietary model strategies, and third-party advisers.