Steven Glazer is a financial advisor at OSAIC with 35 years of industry experience. He holds the ChFC® designation and Series 63 and 65 licenses. Prior to joining OSAIC in 2024, he worked at Woodbury Financial Services INC for eight years and MSI Financial Services, Inc. for 19 years. In addition to his advisory role, he is involved in selling life, disability, long-term care, group life, health, and Medicare-related insurance products through affiliated entities. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporations. The firm employs a model-based investment approach with services spanning financial planning, portfolio management, and retirement consulting, supported by a large multi-advisor platform and a complex affiliate network.

Larry Smith is a financial advisor with Wells Fargo Clearing in St. Louis, MO, holding a Series 66 designation and 16 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from its Investment Institute and third-party sources.

Kelly Curland is a Wealth Management Planning Consultant at Fidelity Investments, a role she has held since 2024. In this capacity, she addresses the financial concerns of high net worth clients and assists with their service and planning needs. She collaborates closely with her Wealth Management Advisor to build relationships and support clients in achieving their personal and financial goals. Kelly has been with Fidelity Investments since 2018, progressing through various roles including Financial Representative, Relationship Manager, Planning Consultant, and currently Wealth Management Planning Consultant. This experience has provided her with a comprehensive understanding of wealth management and client relationship management.

Louise Sheffield is a financial advisor with Wells Fargo Clearing based in St. Louis, MO. She holds Series 63 and Series 66 licenses and has 25 years of industry experience. Prior to joining Wells Fargo Bank in 2025, she worked at Edward Jones from 1997 to 2024. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment menu.

Jerry Dunivan is a financial advisor with Charles Schwab in Clayton, MO. He holds Series 63 and Series 66 licenses and has 19 years of industry experience, including roles at Charles Schwab Bank and TD Ameritrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, offering multi-asset model portfolios and alternative investment options through a centralized and integrated platform.

Daniel Berra is a financial advisor at Cetera with 14 years of industry experience. He holds a Series 66 designation and has previously worked at Morgan Stanley Smith Barney LLC, Morgan Stanley Private Bank, N.A., and Merrill. Berra also serves as a wealth advisor at Regions Bank, where he is involved in customer service and lending activities. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services.

William Orrill is a financial advisor with Wells Fargo Clearing in St. Louis, MO, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. His prior roles include positions at Banterra Bank and Southern New Hampshire University. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Ryan Dannan is a financial advisor at Wells Fargo Clearing with 14 years of industry experience. He has been with Wells Fargo Clearing since 2016. He holds Series 63 and Series 66 licenses. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions through a large network of financial advisors.

Paul Hardy is a financial advisor at Charles Schwab with Series 66 and Series 63 credentials and five years of industry experience. His prior work includes roles at TD Ameritrade and internships abroad related to sports events. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a centralized, integrated operational platform.

Ian Northcott is a financial advisor with Wells Fargo Clearing in Chesterfield, MO, holding a Series 66 designation and nine years of industry experience. He previously worked at Larson Financial Securities, LLC. Outside of his advisory role, Ian serves as an accounting specialist for Periodontics of O'Fallon. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a range of investment options, notably insurance-related vehicles and bank deposit sweep programs.

William Carmody is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been part of the financial services industry since 1989 and has worked his entire career at Merrill. In 2015, he formed the Carmody-Turner Group alongside his partner Brian Turner and assistant Rick Morrison. The group's clients include physicians, college coaches, entrepreneurs, small business owners, executives, and other high net-worth individuals and their families. They focus on comprehensive wealth planning strategies, collaborating with clients’ legal and tax advisors to help achieve customized financial goals. Bill earned his bachelor's degree from Southwest Missouri State University and obtained his CERTIFIED FINANCIAL PLANNER® certification in 2007. He is also recognized as a Personal Investment Advisor (PIA) and is a member of the Certified Financial Planning Institute. His client focus areas include college education planning, divorce transition planning, executive compensation, family wealth management strategies, retirement planning, and portfolio management services. Originally from Kirkwood, Missouri, where he currently resides with his wife Kathleen and their three children, Bill is deeply involved in his community. He volunteers with several nonprofit organizations such as Operation Food Search, Our Lady of Perpetual Help Food Pantry, St. Patrick Center for the Homeless, St. Peter and Paul Food Kitchen, and The Marin Fund. Outside of work, Bill enjoys antiquing, biking, gardening, hiking, soccer, tennis, and spending time with his family.

Joel Barjenbruch is a CFP® professional with 19 years of industry experience, currently affiliated with LPL Enterprise since 2024. His prior roles include positions at The Prudential Insurance Company of America, Pruco Securities LLC, and D.H. Hill Advisors, Inc. Barjenbruch also holds responsibilities as a Medicare agent and has engaged in marketing and client relations within affiliated business activities. LPL Enterprise, LLC offers investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, and institutional clients. The firm utilizes a model-driven investment approach and provides access to third-party asset managers, alongside affiliated insurance and trust services.

Brian Bell is a financial advisor with RBC Capital Markets in St. Louis, MO, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His prior roles include positions at City National Bank and J.P. Morgan Securities. He serves on the board of Money Smarts School for Children, a nonprofit focused on increasing financial literacy among youth, where he assists with teaching and awareness efforts. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers customized investment strategies through multiple advisory programs, utilizing both in-house and third-party managers to implement portfolios tailored to client risk profiles.

Traci Bennett is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. She previously worked at Morgan Stanley in various capacities from 2001 to 2016 before joining Wells Fargo Clearing in 2016. Outside of her advisory role, she has a 50% ownership interest in B&Y Outdoors LLC, a business related to her spouse’s farming operations. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a range of investment advisory, financial planning, and retirement consulting services. The firm combines research from Wells Fargo Investment Institute with third-party analytics and offers both brokerage and advisory solutions across a large platform.

Michael Fleming is a financial advisor with Mass Mutual Investors Services in Chesterfield, MO. He holds the CFP® and ChFC® designations and has 24 years of industry experience. Fleming has been with Mass Mutual Investors Services since 2006 and MassMutual Life Insurance Company since 2005. He is the owner of Fleming Financial Services, LLC, an entity involved in his advisory activities. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers various programs including wrap and money-manager options, focusing on collaborative, goal-driven financial planning.

Thomas Hadican Jr. is a financial advisor with Mass Mutual Investors Services in Chesterfield, MO, holding a Series 66 credential and 26 years of industry experience. He previously worked at Metlife Securities Co. for 16 years before joining Mass Mutual. Outside of his advisory role, he serves as a sports official in his community. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements using firm-approved analytical tools, with optional implementation of recommendations through separate brokerage or insurance arrangements.

Christopher Coulter is a financial advisor with Raymond James & Associates in St. Louis, MO, holding a Series 66 designation and 22 years of industry experience. He has been with Raymond James & Associates since 2009. Outside of advising, Coulter owns and manages a rental real estate business. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, pension plans, and charitable organizations. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, utilizing a range of portfolio management styles and affiliated research.

Kenneth Safran is a CFP®-certified financial advisor with 28 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Harry Tart is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 45 years of industry experience. He previously worked at Waddell & Reed, Inc. for 24 years and has operated his own businesses including The Compass Wealth Group, LLC and Tart Group LLC. Outside of finance, he has engaged in photography and has served as a notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, and institutional platforms, with investment strategies implemented by its network of investment adviser representatives.

Paula Poisson is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 31 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap‑fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.