Xiaodan Zhang is a financial advisor at Charles Schwab with Series 66 credentials and one year of industry experience. Prior to joining Charles Schwab, Zhang worked at Lotus Technology Inc. for four years and UE Capital for five years. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides both non-discretionary and discretionary investment guidance using multi-asset model portfolios, supported by research and a distinctive integrated operational structure.

Brandon Goodwin is a financial advisor at Fidelity with Series 63 and Series 66 licenses and 21 years of industry experience. His prior work includes roles at J.P. Morgan Securities for nine years, and positions at Uber and Lyft in 2019. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, leveraging a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers a range of services including discretionary and non-discretionary advisory work, fund advisory, and model portfolio delivery, with distinctive features such as registration as a commodity pool operator and use of AI in investment research.

Zachary Hancock is a financial advisor with Merrill in Southlake, TX, holding a Series 66 credential and 13 years of industry experience. He has been with Merrill and Bank of America since 2013. Outside of his advisory role, he is a 50% owner and limited partner in ASZH Group, a massage therapy franchise business where he contributes to strategy and vision. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Todd O'Sullivan is a financial advisor with Fidelity in Westlake, TX, holding Series 63 and Series 66 credentials and over 25 years of industry experience. He has been affiliated with various Fidelity entities since 1999, including Fidelity Brokerage Services, Fidelity Personal and Workplace Advisors, and currently Fidelity Investments. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages a range of investment structures and is noted for its use of systematic methodologies, AI-driven research, and formal governance procedures in its advisory roles.

Bobby DOYAL is a Wealth Management Planning Consultant at Fidelity Investments, a role he has held since 2022. In this position, he collaborates with clients and their Wealth Management Advisors to develop tailored comprehensive plans addressing the unique and complex needs of individuals and families. His focus is on providing high-level service and support to foster strong, meaningful, and long-lasting relationships with clients and their families. Prior to his current role, Bobby served as a High Net Worth Service Associate at Fidelity Investments from 2021 to 2022. Before joining Fidelity, he worked at Wells Fargo Bank N.A., where he held positions as a Licensed Relationship Banker from 2018 to 2021 and as a Service Manager from 2017 to 2018. Outside of his professional responsibilities, Bobby has personal interests that include baseball, cooking and baking, family activities, fishing, music, and outdoor adventures.

Robert Watson is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 credentials and seven years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2020 and previously held positions at TD Ameritrade and Ace Parking Inc. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized custody and operational infrastructure.

Tyler Lahey is an Investment Consultant at Fidelity Investments, a position he has held since 2026. Prior to this role, he worked as a Financial Advisor at Raymond James in 2025. Tyler focuses on working closely with clients to help them make financial decisions with confidence. He takes the time to understand what is most important to his clients and provides thoughtful, responsive guidance through a collaborative planning process. His professional experience includes roles that emphasize client collaboration and personalized financial planning. Outside of his professional work, Tyler has personal interests in fitness, football, golf, and music.

Jennifer Shoo is a financial advisor at Fidelity with four years of industry experience. She holds Series 63 and Series 66 designations. Her prior work includes positions at 7-Eleven, Inc., and teaching roles at The University of Texas at Arlington. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a proprietary investment process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves as an advisor to multiple registered investment companies and offers model portfolios through Fidelity Institutional Wealth Adviser.

Roger Van Beveren is a financial advisor at Charles Schwab with 30 years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Charles Schwab in 2021, he worked at Fidelity in various roles from 2015 to 2021. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and has an integrated structure supporting a large client base.

Kaylee Stubblefield is a financial advisor with Charles Schwab, holding a Series 66 designation and two years of industry experience. She has worked at Charles Schwab Bank, SSB and Charles Schwab since 2023, and previously at Trilogy Financial Services. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and providing centralized custody and operational support.

Lauray Kennedy is a financial advisor at Charles Schwab with 19 years of industry experience. She holds a Series 66 designation and has been with Charles Schwab and Charles Schwab Bank, SSB since 2013. Outside of her advisory role, she serves on the advisory board of the nonprofit Fit & Faith Living and is a community leadership board member for the American Diabetes Association. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to discretionary separately managed accounts and a structured alternative investment platform.

Daniel Matlock is a financial advisor at Fidelity with 27 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at several Fidelity affiliates since 2000, including Strategic Advisers and Fidelity Personal and Workplace Advisors. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a variety of clients, including retail and institutional investors as well as registered investment companies. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, incorporating systematic methodologies and evaluating conflicts of interest through oversight controls.

Joshua Wills is a financial advisor at Fidelity with Series 66 and Series 63 licenses and four years of industry experience. His prior roles include positions at JP Morgan Chase and several educational institutions. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a research-driven investment process that combines fundamental analysis with quantitative and algorithmic methods. The firm also serves as a commodity pool operator and advisor to multiple registered investment companies, employing systematic methodologies and long-term asset allocation benchmarks.

Jennifer Gunn is a financial advisor at Fidelity with Series 63 and Series 66 credentials and two years of industry experience. Her prior work includes roles at First Federal Community Bank, SSB, and Guaranty Bank & Trust, N.A. She is based in Westlake, TX. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolios. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, with distinctive capabilities including registration as a commodity pool operator and advisory roles to multiple registered investment companies.

Astrid Hall is a financial advisor at Charles Schwab with eight years of industry experience. She holds a Series 66 designation and has worked at Charles Schwab Bank, SSB, and Charles Schwab & Co., Inc. since 2020, following prior roles at Centaurus Financial Inc. and Ameriprise Financial Services Inc. Outside of her advisory work, she breeds German shepherd dogs in her spare time. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, employing multi-asset model portfolios and a centralized operational structure.

Gordon Chen is a financial advisor at Charles Schwab in Westlake, TX, holding Series 63 and Series 65 licenses with seven years of industry experience. He has been with Charles Schwab since 2018 and previously worked at Air-City Inc and Stony Brook University. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, combining non-discretionary investment guidance with access to discretionary separately managed accounts. The firm offers integrated brokerage, advisory, custody, and cash-sweep services supported by centralized oversight and a structured approach to alternative investments.

Nikolaus Ladner is a financial advisor at Fidelity with four years of industry experience. He holds a Series 66 designation and has worked at Fidelity Investments since 2021. His prior work experience includes roles at Lawry's The Prime Rib and the University of Texas at Dallas. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary advisory services, fund advisory, and model portfolio delivery, with distinctive capabilities including commodity pool operation and formal advisory roles to multiple registered investment companies.

Caleb Williams is a financial advisor at Fidelity with six years of industry experience and holds a Series 66 designation. His prior roles include positions at Plainscapital Bank and an entrepreneurial venture with Rent-A-Frog Valet LLC. He has been with Fidelity Brokerage Services LLC since 2019 and joined Fidelity Investments in 2025. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction. The firm also serves in advisory roles for registered investment companies and utilizes advanced methodologies, including AI and systematic oversight.

Aden Woodard is a financial advisor with Fidelity Investments, holding Series 63 and Series 65 licenses and one year of industry experience. Prior to joining Fidelity, he worked at Fisher Investments and has served in the US Army Reserves since 2020. His background also includes roles outside finance, such as work with Cantina Laredo and teaching at Baylor University. Fidelity's Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and is noted for its use of AI and systematic methodologies in its investment process.

Bruce Austin is a financial advisor with Charles Schwab & Co., Inc. in Westlake, TX, holding Series 63 and Series 66 registrations and bringing 25 years of industry experience. His career includes 18 years at Fidelity Brokerages Services LLC and a brief tenure at Fidelity Personal and Workplace Advisors before joining Charles Schwab in 2018. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by due diligence from the Schwab Center for Financial Research.