Timothy Harden is a financial advisor with PNC Wealth Management in Houston, TX, holding Series 63 and Series 66 licenses and 11 years of industry experience. Prior to joining PNC Wealth Management and PNC Bank in 2026, he worked at JPMorgan Securities LLC from 2014 to 2025 and JPMorgan Chase Bank NA from 2012 to 2021. He also spent a year homemaking from 2025 to 2026. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a discretionary digital portfolio solution currently available as an invitation-only pilot for PNC Bank employees. The firm uses approved model strategies executed via mutual funds and ETFs with algorithm-driven risk assessment and annual rebalancing.

Joseph Lacy is a financial advisor at Valic Financial Advisors in Houston, TX, holding Series 65 and Series 63 licenses with one year of industry experience. His prior work includes roles at AGIA, CarMax, and Fredy Kia. Valic Financial Advisors serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants, offering portfolio management and financial planning through a large network of representatives. The firm uses discretionary unified managed accounts with a focus on centralized technology and model solutions across its sizable client base.

Douglas Garrison is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Cerity Partners LLC since 2022. He previously worked at Investec Asset Management Group, Inc. and Investec Wealth Strategies for over a decade. Cerity Partners is an SEC-registered investment adviser managing approximately $126.9 billion in client assets as of December 31, 2024. The firm serves individuals, families, trusts, corporations, charitable institutions, and other investors, offering a range of services including investment management, financial planning, tax and insurance support, and access to alternative and private-market investments. Cerity emphasizes diversified asset allocation using proprietary quantitative screening and third-party managers, along with specialized private market programs and affiliated consulting and advisory services.

Tanner Patterson is a financial advisor with Valic Financial Advisors in Houston, TX, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Agia, Sonic Automotive, The BoldMD, Mahindra Agriculture of North America, and Kubota North America. He is also appointed as an agent to sell non-securities insurance products for Agia. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Jasmine Henderson is a Series 66 licensed financial advisor with Valic Financial Advisors in Houston, TX, bringing six years of industry experience. Her background includes roles at AIG Retirement, Doordash, and Agia, where she serves as a non-securities insurance agent. Valic Financial Advisors serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants, offering portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors. The firm manages approximately $29.2 billion in assets and utilizes centralized technology and model solutions to support its advisors.

Humberto Larios is a financial advisor at Centaurus Financial, Inc. with six years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Cambridge Investment Research Advisors and Primerica. Prior to his financial services career, he spent over two decades with Schlumberger Technology Corp. Outside of his advisory role, he is also a life insurance agent with SMARTPRO FINANCIAL. Centaurus Financial, Inc. provides advisory and brokerage services to individuals, families, small businesses, and institutions, offering financial planning, portfolio management through the CLASSIC Plus platform, retirement-plan consulting, and specialized advisory management of annuity and variable life sub-accounts. The firm uses a combination of fundamental, technical, bottom-up, and top-down analysis and offers both discretionary and non-discretionary arrangements.

Shawn Grimm is a financial advisor with Lincoln Investment in Sugar Land, TX, holding Series 63 and Series 65 licenses and possessing 16 years of industry experience. He has worked with Fidelity Brokerage Services since 2007. In addition to his advisory role, Grimm serves as a Branch Administrator at Dearborn & Creggs, providing financial planning services. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers a range of advisory programs and employs both strategic and tactical investment approaches, managing approximately $22.9 billion in advisory assets as of the end of 2025.

Gianna Nunn is a CFP® professional at Corient with five years of industry experience. She has worked with Corient and its affiliates since 2023 and previously held roles at Avalon Wealth Management and BOK Financial. Gianna is based in Houston, TX. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension plans, and corporate entities. The firm uses a goals-based, team investment approach that combines in-house strategies with third-party managers and employs risk management tools and alternative investment options where appropriate.

Jason Lam is a financial advisor with Empower Advisory Group located in Katy, Texas. He holds the Series 63, Series 65, and Series 66 designations and has four years of industry experience. His prior work includes roles at Stifel, Wells Fargo Clearing, and Wells Fargo Bank. Outside of his advisory work, he is a remote online notary agent conducting mortgage loan and other notarized documentation through a Texas state-approved platform. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm emphasizes long-term portfolio returns and integrates its services with Empower’s recordkeeping and administrative platforms.

Christine Hoeller is a financial advisor with Eagle Strategies (NY Life) based in Houston, TX. She holds the ChFC® designation and has 37 years of industry experience. Her career includes over two decades with New York Life and its affiliated entities. Eagle Strategies serves a diverse client base including individuals and institutions, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types and emphasizes tailoring recommendations to client objectives, operating primarily on a non-discretionary asset management basis within an integrated New York Life affiliate structure.

Keith Brewer is a financial advisor with Valic Financial Advisors in Houston, TX, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has been with American General Financial Group since 2000. Outside of his advisory role, Brewer participates as an independent representative in a network marketing company that markets technology products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services through its broker-dealer operations.

Russell Appelget is a financial advisor with Transamerica Financial Advisors in Houston, TX, holding Series 63 and Series 65 credentials and bringing 23 years of industry experience. He has worked with Transamerica Financial Advisors since 2012 and WealthWave since 2022. Outside of advising, he serves as a director for Harris County Municipal Utility District 264 and is an adjunct instructor at Prairie View A&M University, where he teaches a personal finance course. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a wide range of clients, including individuals, employer-sponsored plans, trusts, and charitable organizations. The firm utilizes model portfolios and third-party managers to implement its advisory services and supports its large advisor network through multiple program platforms.

Benny Ongkobudidjojo is a financial advisor with Transamerica Financial Advisors in Houston, TX, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. His work history includes roles at Transamerica Financial Advisors since 2012, as well as positions with Benefit Mall and WFGIA, where he provides health insurance options. Outside of advising, he manages enterprise resource planning software at Ineos USA LLC and is involved in estate planning communications through Lspn Pro LLC. Transamerica Financial Advisors serves a broad client base including individual investors, retirement plans, trusts, and charitable organizations. The firm employs a model portfolio and third-party manager approach across multiple advisory platforms, managing about $1.7 billion in regulatory assets under management.

Michael Green is a financial advisor with Valic Financial Advisors in Houston, TX. He holds the Series 63 and Series 66 designations and has two years of industry experience. Prior to joining Valic Financial Advisors, he worked at Rethink Wealth and AGIA. He is also appointed as an agent to sell non-securities insurance products for AGIA. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement plans. The firm offers portfolio management, financial planning, and consulting services through a large network of advisors and employs a multi-model investment approach including unified managed accounts with tax- and ESG-aware overlay options.

Manuel Cuaresma is a financial advisor with Valic Financial Advisors in Houston, TX, holding Series 63 and Series 65 licenses and having 16 years of industry experience. His prior roles include positions at AIG Capital Services, American General Life Insurance, InsurMark, and WealthVest Marketing. Outside of his advisory work, he has worked as an Uber driver on weekends. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Paige Arbuckle is a CFP® and Series 66-licensed financial advisor with five years of industry experience. She has worked at Creative Planning since 2023 and previously spent nine years at UBS Financial Services Inc. Creative Planning is an enterprise advisory firm managing approximately $217 billion in client assets. The firm serves a diverse client base including individuals, corporations, foundations, trusts, and retirement plans, offering a financial planning-led investment process with an emphasis on low-cost indexing, supplemented by strategies such as direct indexing and tax-loss harvesting.

Clayton Mcwherter is a financial advisor at Corient with seven years of industry experience. He holds a Series 65 designation and has worked previously at PineBridge Investments and Avalon Advisors. His career includes roles at multiple entities affiliated with Corient since 2023. Corient provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, pension plans, charitable organizations, and corporate entities. The firm uses a goals-based, team investment approach combining in-house strategies and third-party managers, employing risk management tools and alternative investment options as appropriate.

James Baker is a financial advisor at Valic Financial Advisors in Houston, TX, holding Series 63 and Series 66 licenses with one year of industry experience. His prior roles include positions at Agia and various educational institutions. Additionally, he is appointed as an agent to sell non-securities insurance products for Agia. Valic Financial Advisors serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants, offering portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors. The firm manages approximately $29.2 billion and serves close to 300,000 clients with over 1,200 advisors, utilizing centralized technology and model-driven investment solutions.

Ryan Richardson is a financial advisor with Valic Financial Advisors in Houston, TX, holding Series 63 and Series 65 licenses and having 10 years of industry experience. He has served on the Board of Directors for the City of Conroe Municipal Management District No. 3 since 2020 and works as a CrossFit coach outside of his advisory role. Valic Financial Advisors primarily serves U.S.-based individual investors, including high-net-worth clients, and provides discretionary managed-account programs, financial planning, and brokerage services through its broker-dealer operations.

Alexander Jimenez is a financial advisor with Eagle Strategies (NY Life) based in Houston, TX. He holds Series 63 and Series 65 licenses and has four years of industry experience. His work history includes roles at Eagle Strategies, NYLife Securities LLC, and New York Life Insurance Co. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm offers multiple program types tailored to client objectives and plan sponsor criteria, with a significant portion of assets managed on a non-discretionary basis.