Tameron Peden is a financial advisor with Valic Financial Advisors in Houston, TX, holding a Series 66 designation and two years of industry experience. Prior to joining Valic Financial Advisors in 2025, Peden worked at Truist Advisory Services and Transamerica Financial Advisors among other firms. In addition to financial advising, Peden is also a licensed real estate salesperson in Texas, assisting individuals with residential property transactions on a part-time basis. Valic Financial Advisors is a large SEC-registered investment adviser serving U.S. individuals, including high net worth clients, and employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and multiple wrap programs through a nationwide network of advisors, leveraging discretionary unified managed accounts and model solutions.

David Epstein is a financial advisor with PNC Wealth Management in Houston, TX, holding Series 66 and Series 63 licenses and bringing 15 years of industry experience. His prior roles include positions at BBVA Compass Insurance Agency, BBVA Securities, and COMPASS Bank. He has been with PNC Bank since 2021 and joined PNC Investments LLC in 2025. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account pilot that integrates algorithm-driven risk assessments and portfolio implementation by third-party strategists.

Alan Salinas is a financial advisor with Valic Financial Advisors in Houston, TX, holding Series 65 and Series 63 licenses and two years of industry experience. He is also an appointed agent for Agia, selling non-securities insurance products. Prior to entering the financial industry, he worked for six years at Menchies Frozen Yogurt. Valic Financial Advisors is an SEC-registered investment adviser and FINRA-member broker-dealer serving primarily U.S. individuals, including high net worth clients, and employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors and emphasizes technology-driven model solutions.

Karen Heider is a financial advisor at Sanctuary Advisors, LLC in Houston, TX, with 11 years of industry experience. She holds a Series 66 designation and has worked at both Bank of America, N.A. and Merrill since 2014 and 2015, respectively. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, pension plans, trusts, estates, and charitable organizations, through a network of over 400 independent advisers. The firm offers a variety of portfolio management options and employs multiple analytical approaches while acting as a fiduciary under written advisory agreements.

Dagon Garris is a financial advisor with Eagle Strategies (NY Life) based in Houston, TX, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has been with Eagle Strategies since 2011 and maintains longstanding roles with Nylife Securities Inc. and New York Life insurance company, both since 2005. Garris serves as a member of the Rutgers School of Arts and Sciences Dean's Advisory Council, providing consultation and guidance to support the school’s mission and strategic goals. Eagle Strategies serves a diverse client base, including individual investors and institutional sponsors, offering financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Matthew Guthrie is a financial advisor at Valic Financial Advisors with six years of industry experience. He holds Series 63, Series 65, and Series 66 designations. In addition to his advisory role, he works as a realtor at JLA Realty, assisting clients in buying and selling homes. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra‑high net worth clients, as well as employer‑sponsored retirement participants. The firm offers portfolio management, financial planning, and consulting services through a large network of advisors, utilizing discretionary unified managed accounts and overlay services within a centralized technology platform.

Carrie Westfall is a financial advisor at TLG Advisors, Inc. with 26 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including The Leaders Group Inc and Invesco Advisers, Inc. Westfall is also the manager of marketing and communications at Elite Insurance Agency Inc. TLG Advisors, Inc. manages approximately $2.0 billion in discretionary client assets and serves individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors. The firm offers investment supervisory and portfolio management, comprehensive financial and estate planning, ERISA fiduciary services, and a direct-to-consumer program called Starlight Portfolios, utilizing a research approach that combines fundamental analysis and Modern Portfolio Theory.

Heath Johnson is a financial advisor with Voya Financial Advisors, Inc. in Houston, TX, holding a Series 66 designation and 23 years of industry experience. He has been with Voya Financial Advisors since 2014 and also works as an independent insurance agent specializing in fixed insurance products. Voya Financial Advisors serves a diverse client base including individual and institutional investors, offering services such as financial planning, portfolio management, and plan-sponsor consulting through multiple program structures that emphasize non-discretionary recommendations.

Robert Horswell is a financial advisor with Valic Financial Advisors in Houston, TX. He holds a Series 66 designation and has one year of industry experience. Outside of his advisory role, he is appointed as an agent to sell non-securities insurance products for AGIA. Valic Financial Advisors serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants, offering portfolio management, financial planning, and consulting services. The firm manages roughly $29.2 billion and supports nearly 1,300 advisors through a technology-driven platform and a combined advisory and broker-dealer structure.

Timothy Moore is a CFP® with nine years of industry experience, currently serving as a financial advisor at Mercer Global Advisors Inc. in Houston, TX. His prior roles include positions with The Vanguard Group and Securities America, Inc. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments with investment advisory, financial, tax, retirement, and estate planning services. The firm applies a Modern Portfolio Theory-based investment approach, utilizing diversified portfolios with low-cost ETFs, index funds, separate account managers, and private funds, complemented by client education programs and integrated service offerings.

Nicholas Low is a financial advisor at Hightower Advisors with 17 years of industry experience. He has held previous roles at STA Wealth Management, LLC and J.P. Morgan Securities. He holds the Series 66 designation and is based in Houston, TX. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. The firm’s approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers across various investment vehicles and strategies.

Moyra Golden is a financial advisor with Citigroup Global Markets in Houston, TX, holding a Series 66 designation and 24 years of industry experience. She has worked with CITI Private Bank since 2010. Outside of finance, she owns Moyra Golden Fine Arts, where she produces and sells paintings. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles, including in-house research and derivatives services.

Bradley Davis is a financial advisor with Valic Financial Advisors in Houston, TX, holding Series 63 and Series 65 credentials and bringing 14 years of industry experience. He has worked at VALIC Financial Advisors since 2011 and is currently associated with Agia. Outside of his advisory role, Davis owns several woodworking businesses, creating and selling custom furniture and wood items. Valic Financial Advisors serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, wrap programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Yuanfang Jiao is a financial advisor with Transamerica Financial Advisors in Houston, TX, holding Series 63 and Series 65 licenses and possessing nine years of industry experience. Their career includes extensive involvement in health and medical insurance sales across multiple firms and agencies, alongside tax preparation work. Jiao also assists clients with estate planning products through an affiliated referral business. Transamerica Financial Advisors, LLC serves a diverse client base including individual investors, retirement plans, trusts, and charitable organizations. The firm primarily utilizes model portfolios and third-party managers to implement its advisory services, supported by a large network of advisors and multiple program platforms.

Bryan Percle is a financial advisor at Citigroup Global Markets with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Citigroup since 2014. Based in Houston, TX, Percle works within a large enterprise firm serving a diverse client base. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles and commercial arrangements.

April Perez is a financial advisor with RBC Rochdale, LLC in Houston, TX, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. She has been with RIM Securities since 2015. RBC Rochdale serves a diverse client base including high net worth individuals, corporations, charitable organizations, and government entities. The firm employs a multi-strategy investment approach that integrates quantitative and fundamental analysis, utilizing proprietary tools and working with third-party sub-advisors to build customized portfolios.

Patrick Ricci IV is a financial advisor at VALIC Financial Advisors in Houston, TX, holding Series 63 and Series 65 licenses with eight years of industry experience. He has worked at VALIC Financial Advisors since 2017 and also spent time at Agia, where he is involved in non-securities insurance products. Prior to his advisory roles, he worked at Rawls College of Business. VALIC Financial Advisors serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models for portfolio construction.

Collin Cook is a CFP® professional with 10 years of industry experience, currently serving at VALIC Financial Advisors since 2015. He also holds a position as an agent with Agia, focusing on non-securities insurance products. Outside of his advisory work, Cook volunteers as Treasurer and Board Member for the Bellville Little League, where he manages accounting and payment processing duties. VALIC Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction and management.

Lijoy Thomas is a financial advisor with Transamerica Financial Advisors in Houston, TX, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with Transamerica Financial Advisors since 2012 and is a partner at WSB Spartans Inc. He is also involved with the Heartland Institute of Financial Education, a non-investment-related educational organization. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individual investors, employer-sponsored retirement plans, and charitable organizations. The firm utilizes a model portfolio approach with third-party managers and platform sub-advisors to implement its advisory services.

Isaac Rico is a financial advisor at Fifth Third Securities, Inc. based in Raleigh, NC, holding Series 63 and Series 65 licenses with two years of industry experience. Prior to joining Fifth Third Securities, he worked in various roles including positions at Fifth Third Bank and Connectivity Source, a T-Mobile retailer. Fifth Third Securities provides brokerage and investment advisory services through its Passageway Managed Account Program to individuals, charitable organizations, corporate clients, and institutional investors. The firm offers multiple discretionary managed-account programs and features such as direct indexing and tax-overlay services, supported by its affiliation with Fifth Third Bank and a layered operational structure.