Clifford Weybrecht is a financial advisor at Empower Advisory Group with five years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Private Bank, N.A., and Northwestern Mutual, among other firms. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain IRA and retail brokerage account holders. The firm’s services integrate with Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Tawnya Sokolik is a CFP® with 13 years of industry experience, currently advising at Schwab Wealth Advisory. Her background includes roles at Charles Schwab and USAA, where she worked in investment management and financial planning. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, offering financial reviews and investment recommendations based on Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit of Charles Schwab & Co., delivering advice without discretionary trading authority.

Benjamin Remer is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 credentials and 18 years of industry experience. He has been with Charles Schwab and its affiliates since 2008, including his current role at Schwab Wealth Advisory since 2019. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients annual financial reviews, retirement planning, and investment recommendations using standard asset allocation models and Schwab research tools. The firm operates as an internal advisory unit within the Schwab ecosystem, with a distinctive fee and management structure compared to many enterprise wealth managers.

Nisha Brushaber is a financial advisor at Guardian Life and is affiliated with Park Avenue Securities, holding a Series 66 designation with four years of industry experience. Her prior work includes roles at Strategic Wealth Partners and Guardian Life Insurance Company. She is also involved with Youth Entertainment Sports Inc., a non-investment-related business. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and advisory services to individuals, retirement plans, charitable organizations, and corporations. The firm offers a range of investment advisory programs and financial planning services, including discretionary and non-discretionary portfolios managed in-house or through third-party strategists.

Jared Gomes is a financial advisor at Empower Advisory Group with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at GWFS Equities, Inc. since 2015. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain retail clients. The firm uses an integrated model linked to Empower’s administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Zyrine Valerie Suante is a financial advisor at Empower Advisory Group with two years of industry experience. She holds a Series 66 designation and previously worked at DXC Technology and Concentrix CVG Philippines Inc. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s services integrate with Empower’s recordkeeping and administrative platforms and offer both point-in-time financial plans and managed account solutions.

Cole Mc Kinney is a financial advisor at Schwab Wealth Advisory with eight years of industry experience. He holds Series 63 and Series 65 licenses and has worked in various roles within Charles Schwab and Broadridge Business Process Outsourcing. Outside of his advisory work, he owns and manages a rental property business through Photon Holdings, LLC. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing Charles Schwab’s research tools and standard asset allocation models to support investment decisions.

Ma Eva Cutura is a financial advisor at Empower Advisory Group with a Series 66 designation and one year of industry experience. Prior to joining Empower, she worked at Infosys BPM Limited and Concentrix Philippines. Empower Advisory Group provides financial planning and investment management primarily for employer-sponsored retirement plan sponsors and participants, using an integrated model that aligns with Empower’s recordkeeping and administrative platforms. The firm’s approach emphasizes long-term portfolio returns, annual rebalancing, and savings rates in its point-in-time financial plans.

Courtney Burrell is a financial advisor at Empower Advisory Group with 11 years of industry experience. She holds a Series 66 designation and has worked at firms including Personal Capital Advisors Corporation and Mass Mutual Investors Services. Outside of her advisory role, she is involved in life coaching, focusing on life and money mindset coaching without providing financial advice. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as to certain retail brokerage account holders. The firm operates through an integrated model connected to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Melissa Fisher is a financial advisor with Empower Advisory Group, holding Series 63 and Series 66 licenses and 11 years of industry experience. Her prior roles include positions at Fidelity Investments, Northwestern Mutual Investment Services LLC, and Douglas Dawson. Outside of her advisory work, she is a wellness advocate with doTERRA International LLC, supporting essential oil education within her team. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as to Empower Premier IRA and retail brokerage clients. The firm emphasizes long-term portfolio returns and integrated services tied to Empower’s administrative platforms.

Marsha Nuttall is a financial advisor at CWM, LLC with 16 years of industry experience and holds a Series 66 designation. Her prior experience includes roles at Carson Wealth, DMK Advisor Group, Inc., and Aveo Capital Partners, LLC. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through more than 600 advisors. The firm manages accounts primarily on a discretionary basis using model portfolios and combines fundamental and technical analysis with third-party sub-advisors and customization tools.

Charles Guy Jr. is a financial advisor at Empower Advisory Group with 19 years of industry experience. He holds Series 63 and Series 66 designations. His prior roles include positions at Personal Capital Advisors Corporation and Charles Schwab. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as Empower Premier IRA and retail brokerage clients. The firm uses an integrated model tied to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions within plan lineups selected by plan sponsors.

Nicholas Broetzman is a CFP® professional with 11 years of industry experience, currently serving at Schwab Wealth Advisory Inc. since 2020 and associated with Charles Schwab since 2013. He also has experience as a FINRA arbitrator, resolving securities-related disputes on a contract basis. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, delivering recommendations based on Schwab’s asset allocation models and research tools while clients retain final trading decisions.

Andrew Wiebelhaus is a CFP® professional with nine years of industry experience, currently serving as an advisor at Schwab Wealth Advisory Inc. since 2019. He has worked at Charles Schwab & Co., Inc. since 2017. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing Schwab’s standard asset allocation models and research tools to deliver annual financial reviews and investment recommendations. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees.

Thomas Moore II is a financial advisor at SPC with 21 years of industry experience and holds a Series 66 designation. He has worked at SPC since 2011 and at Parkland Securities, LLC since 2014. Moore also serves as an independent agent appointed with various insurance companies for fixed insurance. SPC serves a diverse client base including individuals, charitable organizations, corporations, and employer-sponsored retirement plans. The firm provides portfolio management, financial planning, and ERISA-related retirement plan services through a network of over 460 advisers managing approximately $5.66 billion in assets.

Jeff Shafer is a financial advisor at Private Advisor Group, LLC with 13 years of industry experience. He holds a Series 66 designation and has worked with firms including Lincoln Financial Advisors Corporation and LPL Financial LLC. Shafer is also involved in selling life, long-term care, and disability insurance through a separate business activity. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based advisory model, utilizing various investment strategies and technology platforms while offering access to both proprietary and third-party managed account solutions.

Jack Greenagel is a financial advisor at Schwab Wealth Advisory with 18 years of industry experience. He holds Series 63 and Series 66 designations and has worked with Charles Schwab since 2008. Outside of advising, Greenagel is involved as a geologist for a chemicals company and serves as CEO and President of a rental services LLC. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s proprietary tools and models.

Kevin Bodkin is a financial advisor with PNC Wealth Management in Littleton, Colorado, holding Series 63 and Series 65 licenses and 12 years of industry experience. His prior roles include positions at Wells Fargo Clearing, BOK Financial Securities, and LPS Capital. He serves as a board member for the Metropolitan Loft Homeowners Association in Denver. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an employee-only digital offering that uses algorithm-driven risk assessments and implements investments via approved model strategies with mutual funds and ETFs.

Joseph Couillard is a financial advisor at Schwab Wealth Advisory with six years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab & Co., Inc. since 2018. Prior to joining Schwab Wealth Advisory in 2022, he held positions at Geary Pacific Supply and McNichols Company. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations utilizing Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for its services.

Kathryn Westhuis is a financial advisor with Oppenheimer in Denver, CO, holding Series 63 and Series 65 credentials and bringing 21 years of industry experience. She previously worked at Nimble Health and held roles with U.S. Imaging Network and Marwood Group. Outside of her advisory work, she serves on the board of directors for the Summit Yacht Club. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, and charitable organizations. The firm offers a broad range of investment consulting and retirement services through both discretionary and non-discretionary programs.