Eric Dunay is a financial advisor with Merrill, holding a Series 66 designation and 11 years of industry experience. He has been with Merrill and Bank of America since 2015. Outside of his advisory role, Dunay assists with operations and marketing at his family farm in Stafford Springs, Connecticut, and is a co-owner of a family business in Holyoke, Massachusetts. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors.

Victoria Hill is a financial advisor at Morgan Stanley with 42 years of industry experience. She has been with Morgan Stanley since 2009. Hill holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management serves both individual and institutional clients, providing advisory programs and tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers a range of investment and planning services.

Michael Brassell is a financial advisor at Charles Schwab with 28 years of industry experience. He holds Series 63 and Series 66 designations and has been with Charles Schwab Bank and Charles Schwab & Co., Inc. since 2016. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Brenden Ocasio is a Planning Consultant currently working at Fidelity Investments, where he has held various roles since 2024. His professional experience includes positions as Workplace Planning Consultant 1, 2, and 3 at Fidelity Investments from 2024 to 2026, and prior to that, he worked as a Financial Services Coordinator at Taylor Insurance & Financial Services from 2022 to 2024. Brenden holds an Arkansas Insurance License, which supports his expertise in financial planning and insurance services. His approach centers on building trust and maintaining open communication to develop financial plans that evolve with clients and their families. Outside of his professional duties, Brenden's interests include cars, comedy, fitness, music, outdoor adventures, and traveling.

Paul Walker is a financial advisor with Wells Fargo Clearing in Castle Rock, CO, holding Series 63 and Series 65 designations and bringing 38 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC from 2012 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related investment options and bank deposit sweep programs alongside traditional investment vehicles.

Rishi Oad is a financial advisor with UBS Financial Services in Denver, CO, holding a Series 66 designation and nine years of industry experience. He previously worked at Bank of America and Merrill from 2016 to 2022 before joining UBS in 2022. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management, providing a range of capital markets services and proprietary research to support client strategies.

Nick Sharp is a financial advisor at Fidelity with Series 63 and Series 66 credentials and four years of industry experience. His prior work includes roles at Lyft and the City of Aurora, and he manages real estate investments through his own firm, T.E. Sharp LLC. Outside of financial advisory, he is employed at Murphy Creek Golf Course in Aurora, Colorado. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients using a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction.

Luc Boisseau is a financial advisor at Fidelity with Series 63 and Series 66 licenses and one year of industry experience. Prior to joining Fidelity in 2025, he worked at Metropolitan State University of Denver and Uncle Julio's Corporation. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm also serves as an advisor to multiple registered investment companies and develops model portfolios for Fidelity Institutional Wealth Adviser.

Sheldon Focht is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and 26 years of industry experience. He has been with Charles Schwab since 1999 and also works with Charles Schwab Bank SSB and Vine, where he reviews products listed on Amazon.com. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering both non-discretionary and discretionary investment options supported by centralized custody and research capabilities.

Mark Hadley is a financial advisor at Osaic Wealth, Inc. with 18 years of industry experience. He holds the CFP® and ChFC® designations and has worked previously at Woodbury Financial Services and Northwestern Mutual Investment Management. Outside of his advisory role, he serves as President of Corporate Benefit Design, LLC and is involved as a board member and golf tournament chair for the Cancer League of Colorado, a nonprofit supporting cancer research and patient services. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and investment advisory services, employing proprietary asset-allocation tools and third-party platforms to manage portfolios across a broad range of investments.

Mark Stamper is a CFP® professional with 29 years of industry experience. He has been with Charles Schwab since 2014, including seven years at Schwab Wealth Advisory. Charles Schwab & Co., Inc. serves a large base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by centralized custody, compliance, and operational infrastructure.

Micah Drake is a financial advisor at Wells Fargo Clearing with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at J.P. Morgan Securities, Mutual of Omaha, Raymond James Financial Services, MassMutual, and Edward Jones. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings including insurance-related vehicles and bank deposit sweep options.

Scott Milani is the Vice President and Branch Leader at Fidelity Investments, a position he has held since 2022. In this role, he leads a team of financial professionals dedicated to providing clients with a financial planning experience that exceeds their expectations. Scott emphasizes the benefits of doing business at Fidelity, including access to a trusted brand and advanced technology. Prior to joining Fidelity, Scott served as a Regional Director at TD Ameritrade from 2014 to 2021. His experience encompasses leadership roles within the financial services industry, focusing on team management and client service. Outside of his professional responsibilities, Scott enjoys family activities, fitness, outdoor adventures, and traveling.

Philip Andrews is a Series 66 licensed financial advisor with Fidelity, based in Greenwood Village, Colorado. He has two years of industry experience, including prior roles at Huntington National Bank and Wells Fargo Bank. Outside of his advisory work, Andrews coaches youth basketball teams through a local club in Arvada, Colorado. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to diverse clients, ranging from retail investors to registered investment companies. The firm employs a systematic investment process that integrates fundamental research, quantitative analysis, and algorithmic portfolio construction.

Joshua Burchfield is a financial advisor with LPL Financial in Greenwood Village, CO, holding Series 63 and Series 65 credentials and possessing 15 years of industry experience. His prior roles include positions at Principal Securities, Oracle Financial, and Union Financial. Outside of his advisory work, he serves on the board of Canvas Credit Union as Treasurer. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad clientele including individuals, retirement plans, banks, and corporations. The firm offers a range of financial planning and advisory programs supported by research and model portfolios, with services spanning discretionary and non-discretionary management.

Mark Madden is a financial advisor with Merrill in Lone Tree, CO, holding Series 65 and Series 63 credentials and seven years of industry experience. His prior work includes roles at Bank of America, Agia, Valic Financial Advisors, and NYLIFE Securities LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies supported by internal and third-party portfolio managers for a range of client types.

Jacob Swiatek is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and five years of industry experience. He has held various roles within Charles Schwab entities since 2020 and previously worked in the automotive retail sector. Outside of finance, he is involved as an owner and manager of an automotive repair business and serves as a lifeguard at a local recreation center. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance using multi-asset model portfolios and a centralized operational structure.

Kevin Thorpe is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. He holds the Series 66 designation and previously worked at Charles Schwab & Co., Inc. and Charles Schwab Bank from 2016 to 2022. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Molly Schriber Cushing is a financial advisor with Morgan Stanley in Greenwood Village, CO, holding a Series 66 designation and bringing eight years of industry experience. Her career includes roles at Morgan Stanley Private Bank, N.A., and Morgan Stanley Smith Barney LLC since 2017, as well as prior work in educational organizations. Outside of her advisory role, she is involved in several retail and online store ventures, including bookkeeping and sales activities through The Dog Masters LLC and personal selling on Poshmark. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies.

Michael Kwak is a financial advisor with LPL Financial in Greenwood Village, CO. He holds a Series 66 designation and has 25 years of industry experience, including over two decades at Linsco Private Ledger. His other business activities include outside sales of non-variable insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, with investment options supported by LPL Research and third-party subadvisors.