Samuel Clark is a financial advisor with OSAIC based in South Jordan, Utah. He holds Series 63 and Series 65 registrations and has 34 years of industry experience. Clark has been with OSAIC since 2013 and is a partner in Integrated Financial Group, where he helps with the preparation and sale of annuities, life insurance, long-term care, and disability insurance. He also serves as president of S-Clark Consulting, a corporation focused on his personal financial planning. OSAIC serves a broad range of clients including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and automated rebalancing to manage portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Brandt Peck is a financial advisor at Morgan Stanley with Series 63 and Series 66 licenses and four years of industry experience. He has previously worked at E*Trade Securities and has experience in retail and hospitality sectors through roles at Coffee Noir and Beans & Brews. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning using structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate-based financial planning services.

Elizabeth Timmer is a financial advisor with Morgan Stanley, holding a Series 66 license and six years of industry experience. Her prior roles include positions at Goldenwest FCU, CUNA Brokerage Services, Park Avenue Securities, and Guardian Life Insurance Company. Outside of finance, she has worked as a process server for ABC Legal Services. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, using structured financial planning tools and serving approximately $2.74 trillion in client assets. The firm emphasizes tailored financial plans developed through a discovery process but generally does not provide individual security recommendations as part of standalone planning services.

Aaron Hargis is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Morgan Stanley since 2023, following extensive tenure at E*Trade Securities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes supported by firm-approved tools and analysis methods.

Jeffrey Feveryear is the Regional Director of Executive Services at Fidelity Investments, where he has been working since 2004. In his current role, he supports a team of Benefits & Planning Consultants and Executive Planning Consultants. He focuses on helping clients align their financial goals with personalized benefits strategies. Jeffrey aims to empower both his team and clients through strategic insight and collaborative leadership. He is committed to promoting financial well-being at every stage of life. Outside of his professional responsibilities, he has personal interests that include camping, cars, cooking and baking, hiking, outdoor adventures, and volunteering.

Keven Nielsen is a financial advisor at Edward Jones with a Series 66 designation and five years of industry experience. He has worked at Edward Jones since 2020 and previously spent 22 years at Automatic Data Processing. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages over $1 trillion in assets and provides a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Kyle Stanley is a financial advisor with Morgan Stanley, holding a Series 66 designation and bringing one year of industry experience. Prior to joining Morgan Stanley, he worked at Driven Investments and Northwestern Mutual. Outside of finance, he is involved with Diamond Fence Co, a construction and engineering business, where he provides outside sales support. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured, tool-based planning process without offering individual security recommendations as part of standalone plans.

Evans Tackie Yarboi is a financial advisor with Morgan Stanley in Sandy, Utah, holding Series 63 and Series 66 licenses and eight years of industry experience. His career includes roles at Morgan Stanley since 2018, with prior experience at Alpine Securities, Solera (AutoPoint), and Thrivent Financial. Outside of finance, Yarboi is involved in youth soccer coaching and is a partner in Afrotribe LLC, a business focused on art and culture. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, emphasizing structured financial planning supported by firm-approved tools and modeling techniques.

Joshua Black is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. Prior to joining LPL Financial in 2026, he held advisory and registered representative roles at Black Crest Investments, Kestra Advisory Services, Kestra Investment Services, and Woodbury Financial Services. Outside of his advisory work, he is an owner of Innovative Tax and Financial Solutions LLC, where he assists in evaluating real estate properties and collaborates with property management. LPL Financial serves a broad client base including individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers comprehensive advisory and brokerage services, including discretionary and non-discretionary management, various advisory programs, and access to model portfolios and research.

Paul Tan is a financial advisor at Wells Fargo Advisors with 36 years of industry experience. He previously worked for LPL Financial for nine years before joining Wells Fargo Advisors in 2023. In addition to his advisory role, Tan is involved in acting through TMG Acting in Park City, UT. Wells Fargo Advisors serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm employs research and planning tools to develop tailored recommendations across a broad range of planning needs, with clients opting into implementation through various brokerage or advisory programs.

Brandon Atkinson is a financial advisor with LPL Enterprise and holds Series 63 and Series 65 licenses. He has 22 years of industry experience, including prior roles at Prudential Insurance Company of America, Pruco Securities, and AXA Advisors. Brandon is also involved in non-variable insurance brokerage for group health, life, and disability policies. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to various investment and insurance products through an integrated platform.

Noah Ragan is a financial advisor with Morgan Stanley in South Jordan, UT, holding Series 63 and Series 65 licenses and five years of industry experience. Prior to joining Morgan Stanley in 2022, he worked at Wells Fargo Bank and Fidelity Investments. Outside of his advisory role, he is involved in an AI chatbot training business. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets and utilizing structured planning tools to model outcomes.

Dylan Moore is a financial advisor with Cetera, holding a Series 66 designation and two years of industry experience. Prior to joining Cetera, he worked in the food service industry, including a role as a bartender at Outback Steakhouse. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and advisory services through a multi-manager platform featuring both affiliated and third-party investment options.

John Pferdner is a CFP® with 27 years of industry experience, currently advising at Raymond James & Associates. He previously spent 17 years with UBS Financial Services. Outside of financial services, he is engaged in drone landscape photography. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including high-net-worth individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Salvador Fernandez is a financial advisor at Morgan Stanley with seven years of industry experience. He holds the Series 63 and Series 66 licenses. Prior to joining Morgan Stanley in 2026, he worked at firms including SoFi Securities, SoFi Wealth, Wells Fargo Clearing Services, and Fidelity Brokerage Services. Outside of his advisory role, he manages a small rental business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize firm-approved planning tools and primarily act in an advisory capacity.

Joey Johnstun is a financial advisor with LPL Financial in Draper, Utah, holding Series 63 and Series 66 designations and bringing 12 years of industry experience. He has been with LPL Financial since 2014 and also works at Mountain America Credit Union, where he has been employed since 2009. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs including discretionary and non-discretionary management, using model portfolios, research from third-party subadvisors, and technology-driven strategies.

Randy Mangum is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 credentials and bringing 17 years of industry experience. Prior to joining Morgan Stanley in 2023, he spent nine years with E*TRADE Capital Management LLC. Outside of his advisory role, he is involved in property management as a rental property landlord. Morgan Stanley Wealth Management provides a range of advisory programs to both individual and institutional clients, emphasizing tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and offers services that include estate planning and broad investment solutions.

Franklin Etter II is a CFP® with 21 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at WELLS FARGO Advisors from 2013 to 2016. Outside of his advisory role, he holds a 50% ownership in TBD, LLC, a company involved in land investment in Utah. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Madyson Smith is a financial advisor at Fidelity with nine years of industry experience. She holds a Series 66 designation and has worked at Fidelity Brokerage Services LLC, Fidelity Personal and Workplace Advisors, and Crest Financial. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction, offering model portfolios built from mutual funds, ETFs, and ETPs.

Lillian Leo is a financial advisor at Fidelity with 25 years of industry experience. She holds Series 66 and Series 63 licenses and has worked at Fidelity Investments since 2022, with prior experience at Triad Advisors and Diversified Investors Securities Corp. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and serves as an advisor to multiple registered investment companies.