Fipe Higginbotham is a financial advisor at Morgan Stanley with seven years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2019, with prior experience at E*Trade Securities. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies.

Shelby Poulton is a financial advisor with Wells Fargo Clearing based in Salt Lake City, UT. She holds the Series 65 and Series 63 designations and has been with Wells Fargo Bank since 2021. Prior to her financial services career, she worked in retail at Game Stop, Box Lunch, and Hot Topic. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap‑fee programs, and retirement plan consulting to a broad range of clients, including individuals, corporations, and institutions. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Jared Flack is a financial advisor at Morgan Stanley with two years of industry experience. He holds a Series 66 designation and previously worked at Select Portfolio Servicing, Walmart, Western Governors University, and Allegheny Technologies Incorporated. Outside of his advisory role, Jared co-hosts and creates content for a podcast called The Chaos Commitment, which focuses on relationship insights for marriage and parenting. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm emphasizes a structured planning process supported by advanced modeling tools and serves clients through both direct and corporate financial planning arrangements.

Christopher Anderson is a financial advisor with Morgan Stanley in South Jordan, UT, holding Series 63 and Series 66 credentials and 13 years of industry experience. He has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by firm-approved tools and market simulations.

Graham Bailey is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. His prior work includes roles across various sectors such as pest control, education, and retail. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios and model investment solutions.

William Kennedy is a financial advisor at Fidelity with five years of industry experience. He holds a Series 66 designation and has worked at Fidelity Investments since 2021. Outside of his advisory work, he serves as an Independent Contractor officiating football and basketball for the Utah High School Athletic Association and acts as the Varsity Offensive Coordinator for the football team at Ben Lomond High School. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional investors. The firm utilizes a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and fund advisory services.

Sydney Anderson is a financial advisor at Fidelity with four years of industry experience. She holds Series 63 and Series 66 designations and has worked at Fidelity Investments since 2021. Outside of her advisory role, she teaches dance several times a year as an independent contractor for Dance Dynamics. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage and advise on investments, including model portfolios for Fidelity Institutional Wealth Adviser.

Ben Barlow is a financial advisor with Fidelity, holding Series 63 and Series 66 designations and 27 years of industry experience. He has been associated with multiple Fidelity entities since 1997, including Strategic Advisers since 2003 and Fidelity Personal and Workplace Advisors since 2018. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to build model portfolios from mutual funds, ETFs, and ETPs, and serves as an advisor to multiple registered investment companies with a distinctive role in proxy voting and governance.

Lauren Davis is a financial advisor with Fidelity Investments based in Salt Lake City, UT. She holds a Series 66 designation and has two years of industry experience. Prior to joining Fidelity, she held roles at Chartway Federal Credit Union and Northwestern Mutual. Outside of finance, she previously operated a piano studio. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its advisory role to multiple registered investment companies and use of systematic methodologies in portfolio management.

Allison Osgood is a Series 66-licensed financial advisor with nine years of industry experience. She has worked at U.S. Bancorp Investments, Securities America, and Smedley Financial Services before joining LPL Financial and Zions Bank in 2024. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of representatives. The firm offers a range of financial planning and advisory programs, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Jonathan Bacon is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 designations and bringing 37 years of industry experience. He previously worked at Zions Direct for 32 years before joining Fidelity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction and serves as an advisor to multiple registered investment companies while delivering model portfolios through Fidelity Institutional Wealth Adviser.

Amy Trappett is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Her prior work includes multiple roles at Wells Fargo Bank from 2017 to 2022. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Kaden Stout is a financial advisor at Merrill with Series 63 and Series 66 licenses and two years of industry experience. Prior to joining Merrill and Bank of America in 2026, he worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. from 2023 to 2026. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kent Thai is a financial advisor with Fidelity in Salt Lake City, UT. He holds a Series 66 designation and has been with Fidelity Investments since 2025. His previous work experience includes roles at Yuteai LLC, Nordstrom, Target, Zara, Domino's, Jordan River Insurance, and the University of Utah. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad range of clients, including retail and institutional investors, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and deliver model solutions.

Justin Adams is a financial advisor with Wells Fargo Clearing in Salt Lake City, UT, holding a Series 66 designation and 20 years of industry experience. He has worked with Wells Fargo Bank since 2005 and has been with Wells Fargo Clearing since 2016. Outside of his advisory role, he is involved in managing rental properties jointly owned with his spouse. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a range of financial products such as insurance-related vehicles and bank deposit sweep options.

Daren Jepson is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2014. He has been with Fidelity since 2005, progressing through roles including Financial Representative, Investments Representative, Fixed Income Specialist, and various consultant positions before his current role. Throughout his career, Daren has developed extensive experience in financial consulting, focusing on crafting and executing personalized strategies that align with clients' financial goals. He holds insurance licenses in Arkansas and California. Outside of his professional work, Daren enjoys football, hiking, horseback riding, skiing, and tennis.

Keith Young is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2024. He has been with Fidelity Investments since 2013, progressing through roles including Financial Consultant, Portfolio Specialist, Fixed Income Specialist, Retirement Planner, and High Net Worth Service Representative. With over a decade of experience in the financial industry, Keith works with individuals and families to develop and monitor holistic financial plans tailored to their preferences and goals. He holds insurance licenses in Arkansas and California. Outside of his professional work, Keith enjoys hiking, reading, running, sailing, skiing, and snowboarding.

Gordon Vetas is a financial advisor with Ameriprise Financial Services LLC, holding Series 66 and Series 63 designations and two years of industry experience. His prior roles include positions at Fidelity Investments and RBC Wealth Management, as well as entrepreneurial work in custom framing and gallery management. Ameriprise is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning services that focus on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Matthew Meese is a financial advisor with LPL Financial in West Jordan, UT, holding a Series 66 designation and 20 years of industry experience. He has been with LPL Financial since 2009. Outside of his advisory role, he is also involved as an agent providing non-variable insurance services, including Medicare Advantage plans and term life insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management with access to model portfolios and research from multiple sources.

Spencer Davies is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds Series 63 and Series 66 registrations and has previously worked at U.S. Bank and Utah Community Credit Union. Outside of finance, he was briefly involved with Mom's Place Gluten Free, LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized manager due diligence. The firm integrates an ESG eligibility framework in its investment recommendations and offers a range of products through its broader broker-dealer and banking organization.