Hannah Ramos is a financial advisor at J.P. Morgan Securities with eight years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Wells Fargo and The Vanguard Group. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm focuses on non-discretionary guidance and offers access to a broad range of approved funds and strategies.

Mitchell Papenfus is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing two years of industry experience. His prior roles include positions at Charles Schwab and AML Rightsource. Outside of finance, he is also active as a Twitch streamer. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, including access to model portfolios, third-party asset managers, and institutional platforms.

William Kohlmann is a financial advisor at Charles Schwab with 11 years of industry experience. He holds Series 63 and Series 66 designations. His prior roles include positions at USAA Investment Management Company and Schwab Private Client Investment Advisors, and he has maintained a sole proprietorship since 2019. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary portfolios and offers a multi-asset investment approach supported by centralized supervision and custody.

Louis Gatchell II is a financial advisor with Morgan Stanley in Phoenix, AZ, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked with Morgan Stanley Private Bank since 2015 and has been with Morgan Stanley Smith Barney since 2009. Prior to that, he was associated with Citigroup Global Markets starting in 1993. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm utilizes structured planning tools and models to support client outcomes while generally acting in an advisory capacity.

Nama Soukouna is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at Edward Jones in Tempe, AZ. Their work history includes multiple tenures at Edward Jones as well as a three-year period at The Vanguard Group, Inc. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Jerry Frady is a financial advisor with Primerica Advisors in Queen Creek, AZ, holding Series 63 and Series 65 licenses and 26 years of industry experience. He has been with Primerica Advisors since 1999 and has additional affiliations with Primerica Financial Services dating back to 1998. Outside of his advisory role, he is involved in selling home security and automation products through part-time referrals with Primerica Client Services, Inc. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and a limited selection of separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap-fee structure, focusing on retail clients rather than institutional or pension plan management.

Sara Matheson is the Vice President and Branch Leader at Fidelity Investments, where she leads the team of financial professionals at the Chandler, Arizona Investor Center. She focuses on financial planning and aims to provide an outstanding client experience. Sara has been with Fidelity Investments since 2004, holding various roles including Assistant Branch Leader, Branch Service Manager, Interim Service Manager, Financial Representative, Senior Investment Consultant, and Investment Consultant before her current position. Her extensive experience within the company spans areas related to client service and financial advising. No information about her education, credentials, personal interests, or community involvement has been provided.

Rodrigo Monteverde Jr. is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses, and has 13 years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2012 and currently works at Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary investment guidance and access to affiliated discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Gavin Dollison is a financial advisor with Merrill in Phoenix, AZ, holding a Series 66 designation and five years of industry experience. He has worked at Bank of America and Merrill since 2017, with prior experience outside the financial sector at Dairy Queen. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors, supported by internal and third-party portfolio management teams.

Ian Fawcett is a financial advisor at Charles Schwab with 12 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Charles Schwab since 2020. Prior to that, he was employed at USAA Financial Planning Services, USAA Financial Advisors, Inc., and USAA Investment Management Company from 2014 to 2020. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios alongside a centralized operational structure.

Kyle Smith is a Series 66 licensed financial advisor with six years of experience at LPL Financial and Castle Investment Advisors. Prior to his career in finance, he served five years in the United States Marine Corps. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing both proprietary and third-party strategies, supported by technology tools for operational and research purposes.

Kyle Masingill is a financial advisor at Merrill with 12 years of industry experience. He holds the Series 66 designation and has worked at both Merrill and Bank of America since 2014 and 2018, respectively. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Benjamin Mangels is a financial advisor at Morgan Stanley in Gilbert, AZ, holding a Series 66 designation with three years of industry experience. His work history includes roles at Russ Lyon Sotheby's International Realty and Next Generation Real Estate, as well as experience with the University of Arizona and Desert Mountain Golf Club. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

Ron Schonscheck is a financial advisor with Fidelity in Mesa, AZ, holding Series 63 and Series 66 licenses and eight years of industry experience. His previous roles include eight years at The Vanguard Group, Inc. and running his own business in design and graphics. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a systematic investment process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction.

Erik Jensen is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and bringing 17 years of industry experience. Prior to joining Ameriprise in 2023, he worked at Wells Fargo Clearing for seven years. Outside of finance, Jensen has been involved in freelance photography and art creation, operating businesses related to stock photography and artwork since the 1980s and 2000s. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service focused on retirement income planning through personalized recommendation reports and ongoing advice.

Christian Campbell is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2018, including a prior contractor role in client services. Outside of his advisory work, he is the owner of an e-commerce LLC named CDAC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, and institutional investors.

Samuel Ferrara is a financial advisor with Merrill based in Chandler, AZ, holding Series 63 and Series 66 licenses and seven years of industry experience. His work background includes roles at Bank of America and Merrill, as well as prior experience with Delaware North Systems, Uber, Lyft, and Chandler Unified School District. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Kimberly Horstmann is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. She has worked at Bank of America since 2022 and Merrill since 2021. Prior to her career in finance, she was employed at Arizona's Children Association from 2015 to 2021. Outside of her advisory role, she assists with bookkeeping for a telecom consulting business associated with her spouse. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Corey Graving is a financial advisor at Charles Schwab with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at multiple firms including Scottrade, TD Ameritrade, MUFG Union Bank, and Charles Schwab. Outside of his advisory role, he owns a rental property managed through a third-party company. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment solutions alongside integrated brokerage, custody, and cash management services.

Kyle Bellemare is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and eight years of industry experience. He has worked at Charles Schwab since 2017 and previously was affiliated with Arizona State University from 2015 to 2017. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers primarily non-discretionary investment guidance supplemented by access to discretionary separately managed accounts, combining scale and integrated operations in its wealth management approach.