Elizabeth Hodge is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and seven years of industry experience. She has been with Charles Schwab Bank, SSB since 2019 and also has prior work experience at The Fractured Prune and The Cheesecake Factory. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and provides integrated brokerage, custody, and cash-sweep services.

Michelle Feland is a financial advisor with LPL Financial based in Sun Lakes, AZ, holding Series 63 and Series 65 credentials and 26 years of industry experience. Her prior roles include positions at Raymond James Financial, The Private Wealth Group, and Wealth Enhancement Advisory Services. She is also involved with Exp Realty, providing mortgage and real estate services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by technology tools for operational and research purposes.

Gregory Ashcraft is a Wealth Management Advisor at Merrill Lynch Wealth Management with a career in financial services that began in 1984. In his role, he assists clients in developing wealth management strategies tailored to their individual needs, focusing on a comprehensive approach that includes listening and helping clients make informed decisions. Gregory's client focus areas include college education planning, managing new wealth, personal retirement planning, and retirement income. Gregory holds a Bachelor's Degree from the University of Nebraska System and a Master's Degree from the University of Houston System. He holds professional designations as a CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). He has been recognized multiple times on Forbes' "Best-in-State Wealth Advisors" list and as a member of the Ashcraft Group on Forbes' "Best-in-State Wealth Management Teams" list. Outside of his professional work, Gregory is involved in the Academic Decathlon community program. His personal interests include hiking, photography, and scuba diving.

Aldo Zuniga is a financial advisor at Merrill with a Series 66 credential and over 20 years of industry experience. His prior work includes a long tenure at Wells Fargo Bank from 2002 to 2025, followed by positions at Merrill and Bank of America. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Nicholas Wade is a Series 66-registered financial advisor with Merrill, based in Chandler, AZ, and has three years of industry experience. His work history includes positions at Bank of America and Northwestern Mutual. Outside of finance, he was involved with Dark Sky Brewing Co. in 2023. Merrill provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal and third-party managers.

Debra Gallegos Caldwell is a financial advisor at Cetera with 34 years of industry experience. She holds Series 63, Series 65, and Series 66 licenses and has been affiliated with Cetera and its related entities since 2013. Outside of advisory services, she owns and operates Caldwell Financial Inc., which sells dental plans, insurance, and health products, and she also works as an insurance agent offering life, health, disability, annuities, and long-term care products. Additionally, she refers clients for estate planning services through American Living Trust Services, LLC. Cetera Investment Advisers LLC is an SEC-registered advisor serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services with access to multiple program platforms and third-party money managers.

Samuel Carlson is a Series 66 licensed financial advisor with nine years of industry experience. He is currently with Charles Schwab & Co., Inc., where he has worked for five years, and previously held positions at Bank of the West and Morgan Stanley. Based in Phoenix, AZ, Carlson’s career spans roles with major financial institutions. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options using multi-asset model portfolios and a centralized operational structure that supports a wide range of advisory and custody services.

Samuel Coleman is a financial advisor with LPL Financial in Tempe, AZ, holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining LPL Financial, he worked in various roles within the restaurant industry and retail sector. Outside of finance, he continues to be involved in restaurant management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Alexis Schumann is a financial advisor at Cambridge Investment Research Advisors with 23 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including Ladenburg Thalmann & Co., Inc., Cadaret Grant & Co., Inc., and Grove Point Investments, LLC. Cambridge Investment Research Advisors serves a broad range of individual and institutional clients by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management, offers access to third-party advisers, and manages proprietary model strategies under the Founders Gate Capital brand.

Nestor Montoya is a CFP® and ChFC® with 27 years of industry experience, currently affiliated with Cambridge Investment Research Advisors, where he has worked since 2016. Prior to this, he spent a decade at TIAA-CREF from 2005 to 2015. Montoya is also the owner of Nestor Montoya Wealth Management, LLC, a separate wealth management practice based in Tempe, AZ. Cambridge Investment Research Advisors serves a diverse range of individual and institutional clients, including pension and charitable organizations, by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of Financial Professionals and offers both discretionary and non-discretionary management with multiple platform options and proprietary model strategies.

Tatiana Shoptaugh is a financial advisor at Merrill with two years of industry experience. She holds a Series 66 designation and has worked at Bank of America, N.A. since 2006. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional investors.

Michael Joyce is a financial advisor with Merrill in Chandler, AZ, holding a Series 66 designation and eight years of industry experience. His career includes two separate periods at Merrill and a year at Robinhood Financial. Outside of his advisory role, he is involved in music as the owner of an LLC that produces and sells music and related merchandise under the name "Charm The Villain." Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Andre Lepe is a financial advisor at Fidelity with four years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at The Vanguard Group, Edward Jones, and several other firms. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction in its investment process.

Alexander Cook is a financial advisor with J.P. Morgan Securities based in Tempe, AZ. He holds the Series 66 designation and has two years of industry experience, including roles at JPMorgan Chase Bank and Morgan Stanley. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory program offers non-discretionary, written asset allocation advice supported by centralized due diligence and combines quantitative and qualitative research to develop customized investment recommendations.

Joseph Steele is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds Series 63 and Series 66 licenses. Outside of his advisory role, he works part-time as a contractor training AI software and drives for Lyft to fund his retirement accounts. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research to develop model asset allocations, incorporating an ESG eligibility framework and leveraging broader derivatives and commodities capabilities.

Lauren Marshell is a financial advisor with Mass Mutual Investors Services in Phoenix, AZ, holding Series 63 and Series 65 licenses and having 14 years of industry experience. She has worked at MML Investors Services LLC and MassMutual Life Insurance Company since 2015, and previously at Voya Investment Management Co. LLC from 2013 to 2015. Outside of her advisory role, she is involved in individual and group life and health insurance sales through Revere Financial. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers, offering financial planning, asset management, and educational seminars.

Anthony Palmucci is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds a Series 66 designation and previously worked at Bank of America, N.A. and Merrill for 13 years. He is based in Tempe, Arizona. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting through a non-discretionary program. The firm’s advisory process combines quantitative and qualitative research and includes broader derivatives and commodities capabilities.

Laura Navarro is a financial advisor at Merrill with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Merrill since 2014, also working with Bank of America since 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ramona Bachman is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has been with Merrill since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Christine Baim is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. She has been with Merrill since 2012. Outside of her advisory role, she is a co-owner of family rental properties in Indiana and Arizona. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for a variety of client types.