Tanner Dix is a CFP® with six years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, Inc. Prior to joining Schwab, he worked at J.P. Morgan Securities LLC and Robinhood Markets Inc. Outside of his financial advisory role, he owns a car rental business operating through the Turo platform. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab’s asset allocation models and research tools while requiring client approval for trades.

Rachel Costello is a financial advisor at Rockefeller Financial LLC with one year of industry experience. She holds the Series 66 designation and previously worked in roles outside the financial sector, including positions at PYG Therapy, Crossroads Preschool and Kindergarten, and Building Blocks. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, as well as institutional clients, retirement plans, foundations, and corporations. The firm offers a range of portfolio management and financial planning services, operating uniquely as both a registered investment adviser and broker-dealer, with capabilities that include securities transactions, variable insurance products, placement, and investment banking services.

Alexa Jones is a financial advisor with Schwab Wealth Advisory and holds a Series 66 designation. She has 10 years of industry experience, including positions at Charles Schwab and Charles Schwab Bank. Jones is based in Phoenix, AZ. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm’s guidance utilizes Schwab’s asset-allocation models and internal research, offering tailored recommendations with client approval required for trades.

Michael Klarfeld is a financial advisor at Guardian Life with 42 years of industry experience. He holds the ChFC® designation and Series 63 license, and has been with Guardian Life since 1992. Klarfeld is also involved with Kirshner & Klarfeld Financial Group, an insurance and financial services firm focusing on life, disability, and long-term care insurance. Guardian Life, through its Park Avenue® Wealth Management subsidiary, provides brokerage and advisory services to individuals, corporations, retirement plans, and nonprofits. The firm offers a combination of advisor-led discretionary management and model-based strategies, access to proprietary and third-party programs, and integrated solutions that include insurance and alternative investments.

Bruce Meyer is a financial advisor with Beacon Pointe Advisors, LLC in Scottsdale, AZ, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Beacon Pointe Advisors since 2020 and has concurrently served as a licensed insurance agent at Beacon Pointe Insurance Services, LLC since 2011. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse client base, including individuals, institutions, charitable organizations, and retirement plans. The firm employs a manager-of-managers approach using a proprietary Focus List and combines active and passive strategies, supported by formal due diligence and ongoing performance monitoring.

Brent Sayler is a financial advisor at Allworth Financial, L.P. in Phoenix, AZ, holding CFP® and Series 63 designations with six years of industry experience. His prior experience includes roles at The Vanguard Group, Inc. from 2016 to 2021, followed by independent advisory work from 2021 until joining Allworth Financial in 2024. Allworth Financial serves individual and high-net-worth clients, pension and profit-sharing plans, trusts, corporations, and charitable organizations, offering a range of services including financial planning, portfolio management, and retirement plan consulting. The firm uses a combination of quantitative and qualitative analysis to create customized investment allocations and provides educational resources such as newsletters, podcasts, and seminars.

Glen Mc Dowell is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and five years of industry experience. He has worked at Schwab Wealth Advisory since 2026 and previously held roles at Charles Schwab & Co., Inc. and Merrill. His background also includes a three-year tenure at Yelp. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on standardized asset-allocation models and internal research, with trades executed only upon client authorization.

Jaron Carmichael is a financial advisor with Mercer Global Advisors Inc. in Scottsdale, AZ, holding CFP®, PFS™, and Series 65 credentials and bringing 17 years of industry experience. Prior to joining Mercer, he operated Rowland Carmichael Advisors, Inc. for 13 years. Outside of advisory roles, Carmichael is a CPA who owns and operates a tax preparation business. Mercer Global Advisors provides investment advisory and planning services to individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm employs a Modern Portfolio Theory-based approach with globally diversified, risk-appropriate portfolios and offers a range of implementation options and affiliated service lines.

Hugo Meraz is a CFP® with 19 years of industry experience and currently works at Mariner. His prior roles include positions at Ultra Financial Partners, Claraphi Advisory Network, and Annexus Group. He serves as chairperson of the City of Scottsdale Public Safety Personnel Retirement System. Mariner provides investment management, financial planning, and retirement plan consulting to a diverse client base, including high-net-worth individuals, pension plans, trusts, and charitable organizations. The firm employs discretionary, customized portfolios supported by in-house research and third-party managers, with a notable integration of tax and accounting services uncommon among large advisory enterprises.

James Marsh is a financial advisor at United Planners' Financial Services of America with 13 years of industry experience. He holds Series 66 and Series 63 licenses and has worked with firms including Sunnyhill Financial and Rocket Mortgage. Outside of advisory roles, Marsh has experience as a mortgage loan officer and has a background with Amazon.com and Amway. United Planners Financial Services is a national wealth-management enterprise serving individual investors, retirement plans, corporations, trusts, estates, and other institutional clients. The firm supports independent investment adviser representatives with a range of custodians, money managers, and platform programs, primarily managing assets on a non-discretionary basis.

Austin Fetch is a CFP® with 10 years of industry experience, currently advising at AE Wealth Management, LLC. His prior roles include positions at Charles Schwab and Ameriprise Financial Services, Inc. He also serves as an advisor for Dare To Retire U, where he teaches financial education classes. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base, including individuals, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm offers model portfolio solutions, discretionary asset management, financial planning, and plan services through a platform that combines multiple model strategies and advisor customization.

Chris Anoya is a CFA® credentialed financial advisor with 13 years of industry experience. He is currently with Schwab Wealth Advisory in Phoenix, AZ, having joined in 2025. His prior experience includes roles at Fidelity Investments and Fisher Investments. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients in the Schwab Wealth Advisory program, utilizing Charles Schwab & Co.’s asset allocation models and research tools to guide investment selection and reviews tailored to client goals and risk tolerance.

Zackary Meier is a financial advisor at Schwab Wealth Advisory with two years of industry experience. He holds a Series 66 designation and has previously worked at Charles Schwab Bank, Charles Schwab & Co., Inc., The Boeing Company, Glendale Union High School District, and the Arizona Army National Guard. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm’s guidance is based on internal research and asset-allocation models, with trades executed only upon client authorization.

Joseph Reyes is a CFP® professional with 21 years of experience in financial advising. He is currently with Schwab Wealth Advisory, Inc., where he has worked since 2026, and has been affiliated with Charles Schwab and related entities since 2013. Prior to that, he held roles at USAA Financial Planning Services and USAA Investment Services Company. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on proprietary asset allocation models and internal research, offering tailored recommendations without discretionary trading authority.

Barry Cook is a financial advisor with Eagle Strategies (NY Life) based in Phoenix, AZ. He holds the ChFC® and Series 63 designations and has 42 years of industry experience, including long-standing roles at NYLife Securities LLC and New York Life Insurance Company. Eagle Strategies serves a diverse client base, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm offers a variety of advisory programs tailored to individual and institutional clients, with an emphasis on non-discretionary asset management and integrated solutions involving insurance and annuity products.

Renee Wilkinson is a financial advisor with AE Wealth Management, LLC, holding Series 63 and Series 65 credentials and bringing 15 years of industry experience. She previously worked at 360 Wealth Management, Inc. for 15 years and is also associated with Arizona Realty One Group. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base, using a combination of discretionary model portfolios and multiple investment strategies. The firm manages approximately $49.8 billion across more than 127,000 clients, emphasizing standardized model and platform services.

Jasmine Lee is a CFP® professional with five years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. Her prior roles include positions at Morgan Stanley, Merrill Lynch, and Navy Federal Credit Union. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm’s advice is based on proprietary asset-allocation models and internal research tools, with investment decisions executed only upon client authorization.

Robert Bowen is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and 23 years of industry experience. He has worked extensively with Charles Schwab and USAA-affiliated firms throughout his career. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on standard asset-allocation models and internal research tools, with an emphasis on tailored recommendations aligned with clients’ goals and risk tolerance.

Michael Peterson is a CFP® with nine years of industry experience, currently affiliated with Integrity Alliance, LLC. His prior roles include positions at Impact Wealth Management LLC and Bankers Life Advisory Services, Inc. In addition to his advisory work, he is involved in insurance sales through Key Retirement Solutions. Integrity Alliance serves a diverse client base, including individual investors, corporations, and qualified retirement plans, managing approximately $5.4 billion in assets through a network of over 300 independent advisors. The firm offers portfolio management, financial planning, and both wrap and non-wrap programs, utilizing a range of investment approaches and platforms.

Landen Lunsway is a CFP® with 17 years of industry experience and currently serves as a financial advisor at Beacon Pointe Advisors, LLC in Scottsdale, AZ. He has been with Beacon Pointe Advisors and its predecessor entities since 2014. Beacon Pointe Advisors provides investment advisory and consulting services to individual and institutional clients, utilizing a mix of discretionary wealth management, financial planning, and retirement plan consulting. The firm employs a manager due-diligence process and allocates primarily through third-party independent managers, also sponsoring proprietary investment vehicles and acting as an operating general partner for multiple private funds.