Brian Nething is a Senior Financial Advisor with Merrill Lynch Wealth Management. He is a Certified Plan Fiduciary Advisor (CPFA) and holds the Retirement Benefits Consultant title. Brian began his career at Merrill in 2012 and is a member of The Longnecker-Nething-Leonard Wealth Management Team, which was recognized on the Forbes Best-In-State Wealth Management Teams 2026 list. His expertise includes retirement benefits consulting, wealth management strategies for high-net-worth individuals, and investment consulting for defined contribution and defined benefit plans. Brian is a Summa Cum Laude graduate of Arizona State University, where he earned a B.S. in Communication. He takes a consultative and objective approach, focusing on understanding each client's financial situation, preferences, goals, risk tolerance, time horizon, and liquidity needs. He works with a diverse client base including owners, executives, C-suite professionals, surgeons, physicians, dentists, and lawyers, helping them develop personalized wealth management and tax deferral strategies. In addition to his professional work, Brian is involved in community organizations such as the Girl Scouts of America and the Lucky Dog Animal No Kill Shelter. He also holds the Eagle Scout rank with the Boy Scouts of America. Brian resides in Phoenix with his wife, daughter, and three dogs.

Samantha Mosher is a financial advisor at Fidelity with a Series 66 credential and four years of industry experience. Her prior work includes roles at JPMorgan Chase and Renaissance Financial. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios.

Marin Masters is a financial advisor at Cetera with a Series 66 designation and one year of industry experience. Prior to joining Cetera, Marin has held roles in various organizations including Renaissance Financial and The Ironman Group, where Marin works as a merchandise sales representative involved in race event operations. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm provides portfolio management, financial planning, and access to multiple program platforms with both discretionary and non-discretionary options.

Srdjan Calija is a financial advisor with J.P. Morgan Securities, holding Series 66 and Series 63 designations and bringing 20 years of industry experience. He has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2014. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide investment recommendations.

Melissa Santangelo is a financial advisor at LPL Enterprise with three years of industry experience. She holds a Series 66 designation and has previously worked at Pruco Securities LLC and Auxilia Asset Management. She has also been involved with Push Models LLC and Clipper Magazine in prior roles. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, consulting, third-party asset management, and access to a broad range of financial products via an integrated platform that combines advisory programs with insurance and lending services.

Tom McNertney is a Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2014. He has more than 18 years of experience in the financial services industry, during which he has worked in various capacities including Investment Consultant and Retirement Solutions Representative at Fidelity Investments. His professional background spans wealth accumulation, retirement income planning, and financial legacy protection. Tom is committed to building trust-based relationships with clients and focuses on simplifying investment complexities while prioritizing clients' interests. Tom holds a California Insurance License and has been associated with Fidelity Investments since 2008, following his initial experience with Northwestern Mutual.

Connor Rosser is a financial advisor with Charles Schwab & Co., Inc. in Phoenix, AZ, holding Series 63 and Series 66 designations and five years of industry experience. He has been affiliated with Charles Schwab since 2020 and concurrently operates the Rosser Law Group. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios alongside alternative investment options.

Nicholas Fieldson is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 17 years of industry experience. He has worked at LPL Financial since 2010 and has been associated with Credit Union West since 2008. Outside of his financial career, he is also active as a musician in the Southwestern United States. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm provides a range of financial planning and advisory programs, offering both discretionary and non-discretionary management with support from LPL Research and various third-party subadvisors.

Micah Davidson is a financial advisor at Thrivent Investment Management with credentials including Series 63 and Series 65 licenses. He began his advisory career in 2025, with prior experience at Trinity Wealth Securities, LLC and Florida Financial Advisors DBA Four Corners Financial Advisors. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering one-time or ongoing planning engagements that cover a broad range of financial topics without implementing recommendations directly. The firm combines holistic, goal-based analyses with a managed-account program under a consolidated billing option called “WealthPlan,” while maintaining separation between planning and portfolio management services.

Walter Bigelow is a financial advisor at Charles Schwab with 8 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Charles Schwab & Co., Inc. since 2017, including a role at Charles Schwab Bank, SSB. Prior to his financial career, he was employed at Eddie V's Seafood Restaurant and Arizona State University. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Kathryn Prescott is a financial advisor at Fidelity with 18 years of industry experience. She holds the Series 66 designation and has worked at Fidelity Investments since 2021, with prior roles at Charles Schwab and USAA Financial Services. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, fund advisory services, and model portfolios.

Forrest Holland is a financial advisor with Cambridge Investment Research Advisors in Phoenix, AZ, holding a Series 66 designation and seven years of industry experience. His prior work history includes roles at Morgan Stanley, Yelp, and Arizona State University. Outside of his advisory duties, he is involved in video game streaming and operates a retail sales business on eBay. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory services. The firm supports a range of investment strategies through various custody platforms and proprietary models under the Founders Gate Capital brand.

Andrew Walle is a financial advisor at Charles Schwab with a Series 66 credential and one year of industry experience. His prior roles include positions at Moser Marriott PLLC, RW Baird, and Mirabella, as well as work outside the financial sector. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, employing a multi-asset model portfolio approach supported by centralized supervisory and custody services.

Carrine Langley is a financial advisor at Morgan Stanley with 23 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at JP Morgan Securities. Outside of finance, she has been involved in photography and co-owns a charcuterie catering business, The Grazing Slate, as well as operating a sound healing and wellness venture called Pause for Life. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies.

Jonathan Vanderwerff is a CFP® professional with 12 years of industry experience, currently serving at Charles Schwab & Co., Inc. in Phoenix, AZ. His prior roles include positions at My Financial Coach, A-Advantage Tax and Financial Services, and Northwestern Mutual, among others. Vanderwerff holds Series 63 and Series 66 licenses in addition to his CFP® designation. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, leveraging multi-asset model portfolios and an integrated operational structure.

Jeffrey Ellish is a financial advisor with Ameriprise in Phoenix, AZ, holding a Series 63 designation and 26 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he owns Little Wing Publishing, a publishing company, and serves as treasurer on the Board of Directors for All Saints' Episcopal Church. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, utilizing a combination of research, modeling, and tax-efficiency analysis to develop tailored, non-discretionary recommendations delivered through a centralized consulting team.

Emmanuil Kandinov is a financial advisor at Cetera with 15 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to joining Cetera in 2019, he worked at Foresters Financial Services and Foresters Advisory Services LLC. He is also the owner of Emmanuil Kandinov LLC, an independent business. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors, providing access to various investment strategies and program structures.

Christopher Armenta is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds the Series 66 designation and has previously worked at USAA Investment Services Company and USAA Life Insurance Company. Outside of his advisory role, he is involved with the Church of God for the Nations in Phoenix, where he participates as a worship team member providing musical support. J.P. Morgan Securities LLC offers institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Kevin Krestan is a CFP® professional with 43 years of industry experience, currently serving at Charles Schwab in Phoenix, AZ since 2012. He previously worked at Arizona Christian University in 2016. Outside of his advisory role, he is a Reserve Deputy Sheriff with the Maricopa County Sheriff's Office. Charles Schwab serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services, combining non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts and alternative investment options.

Sarah Marson is a Senior Vice President, Senior Financial Advisor, and Portfolio Manager with Merrill Lynch Wealth Management. She is a founding member of The Hersh/Marson Group, an all-women advisory team that serves high-net-worth individuals, entrepreneurs, company founders, and families. Sarah's work focuses on helping clients navigate financial complexity with clarity, discipline, and confidence to achieve long-term financial goals. With more than a decade of experience, Sarah provides highly personalized guidance supported by the global capabilities of Merrill Lynch Wealth Management and the banking and credit resources of Bank of America and Bank of America Private Bank. She employs an intentionally consultative approach, beginning with a thorough understanding of each client's goals and circumstances before designing integrated financial strategies. Collaboration with clients' outside professionals—including estate planning, tax, and transactional advisors—is encouraged to ensure comprehensive service. Sarah holds a Bachelor of Science degree in Economics from Bridgewater State University and is a member of the Bridgewater State Alumni Association. Originally from Massachusetts, she currently resides in Arizona with her husband Louis and their three children. In her personal time, Sarah enjoys spending time with her family and watching baseball.