Michael Hatch is a CFP® with 24 years of experience in financial services, currently serving as a financial advisor at Morgan Stanley. He previously worked at UBS Financial Services for 17 years before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney in 2020. Hatch is also involved in several nonprofit organizations, including serving as a board member for the LA Sports Council and its foundation. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and research from its Global Investment Committee.

Angela Dax is a financial advisor at Ameriprise with 24 years of industry experience. She holds the CFP® and Series 66 designations and has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis, delivering personalized, algorithm-supported advice primarily for clients with Ameriprise-managed accounts.

Joseph Bachop is a CFP® professional with 41 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. Prior to that, he worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment solutions. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Rohit Kumar is a financial advisor at Cetera with a Series 66 designation and three years of industry experience. Prior to his advisory roles at Cetera since 2023, he has worked at Genpact India PVT LTD since 2017. Cetera Investment Advisers LLC is an SEC-registered firm that provides services through a nationwide network of independent advisors to individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with various program options and custodial relationships.

Elise Harada is a financial advisor at Ameriprise with 20 years of industry experience. She holds a Series 66 designation and has been with Ameriprise and its affiliate since 2005. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with specific eligibility criteria, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored retirement advice, primarily for clients maintaining assets in Ameriprise-managed accounts.

Brandon Vertullo is a financial advisor at Ameriprise with six years of industry experience. He holds a Series 66 designation and has been with Ameriprise since 2019. Prior to his advisory role, he worked at Vincitore Italian Restaurant and attended Chapman University. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning through detailed recommendation reports and tax-aware withdrawal strategies.

Daniel Grampp II is a CFP®-certified financial advisor with 28 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Grampp holds Series 63 and Series 66 licenses and is based in El Segundo, CA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Bridge Nathanson is a financial advisor at Morgan Stanley in Long Beach, CA, holding a Series 66 designation. He has recently begun his career in the financial industry, with prior roles including experience at Raymond James and involvement in various community and educational organizations such as the South OC Flag Football League and Capistrano Unified School District. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets through a structured planning process that includes firm-approved tools and scenario modeling.

Aaron Davis is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan entities since 2012, including JPMorgan Chase Bank. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering advisory services alongside brokerage, distribution, and investment management capabilities.

Ciera Northrop is a financial advisor with Fidelity Investments holding a Series 66 designation and has been in the industry since 2024. Her work history includes roles at Charles Schwab & Co, TD Ameritrade, and contracting through Magnit Global. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, using a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across mutual funds, ETFs, and ETPs. The firm also serves as an adviser to multiple registered investment companies and constructs model portfolios for Fidelity Institutional Wealth Adviser.

Kristin Coons is a CFA® charterholder with 14 years of experience in the financial industry. She currently works at RBC Capital Markets and RBC Global Asset Management (U.S.) Inc., where she has been employed since 2019. Her prior experience includes roles at PeerStreet and Sentinel Financial Services Company. Outside of her advisory work, she owns rental properties in Oregon and California. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm provides multiple advisory programs with tailored portfolio management and financial planning services, utilizing a combination of in-house and third-party investment managers.

Jon Berry is a financial advisor with Morgan Stanley in Rolling Hills Estates, CA, holding a Series 66 designation and 17 years of industry experience. He has been with Morgan Stanley Smith Barney since 2012. Outside of finance, he is involved in the arts as a musician and participates in acting and improv, including teaching and directing at the Youth Academy of Dramatic Arts and The Second City. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a variety of advisory programs supported by structured discovery processes and firm-approved planning tools.

Jose Claudio is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes roles at JPMorgan Chase & Co., Bank of America, N.A., and Hennes & Mauritz. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Hovhannes Tokatlian is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and seven years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, Bank of America, and Merrill Lynch. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Michael Towle is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 16 years of industry experience. He previously worked at Bank of America and Merrill from 2010 to 2019 before joining LPL Financial in 2019. Outside of his advisory work, Towle serves as Interim Chief of the Worthington Township Fire Department in Butler, Ohio. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and research support.

Jonathan Resin is a financial advisor with RBC Capital Markets in Manhattan, CA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with RBC Capital Markets since 2013. Resin serves on the finance committee for Congregation Tikvat Jacob and is a board member of the Quarry Employee Scholarship Foundation. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers tailored advisory programs that combine in-house and third-party investment managers, providing discretionary and non-discretionary portfolio management alongside financial planning, custody, and brokerage services.

William Nguyen is a financial advisor with Cetera, holding a Series 66 designation and two years of industry experience. He has worked in various roles within Cetera and its affiliated entities since 2023. Outside of advising, he serves as an administrative assistant involved in financial planning support. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients including individuals, retirement plans, corporations, and institutions. The firm offers diversified investment management and financial planning services through a large network of independent advisors, utilizing a multi-manager platform with a range of program options.

Kyle Cryer is a financial advisor with Ameriprise in Los Angeles, CA, holding Series 63 and Series 65 credentials and possessing 10 years of industry experience. His prior roles include positions at Kinecta Financial & Insurance Services, LPL Financial, LLC, and Wells Fargo affiliates. Ameriprise specializes in retirement-income planning for clients generally holding at least $1 million in investable assets, offering tailored, research-driven recommendations through a centralized consulting team and employing algorithmic tools to support its advisory process.

Jennifer Lee is a financial advisor with Wells Fargo Clearing in Los Angeles, CA, holding a Series 66 designation and 14 years of industry experience. Her prior roles include positions at Citigroup, JP Morgan Securities, LLC, and Mirae Asset Wealth Management (USA) Inc. Wells Fargo Clearing specializes in retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, providing both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and based on modern portfolio theory, offering a wide range of investment options including insurance-related vehicles and bank deposit sweep programs.

Jacob Esperanto is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and 19 years of industry experience. He has been with JPMORGAN Chase Bank, N.A. and J.P. Morgan Securities since 2015. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering its program on a non-discretionary basis while supporting clients with a centralized due-diligence framework.