Darwin Juarez is a Series 66-licensed financial advisor with 13 years of industry experience. He is currently with J.P. Morgan Securities, where he has worked since 2014 following a one-year tenure at Equitable Advisors. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates quantitative and qualitative research and may include ESG considerations, with implementation supported by affiliated investment-management entities.

Nicole Luo is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and 10 years of industry experience. She has been with Wells Fargo Clearing since 2016 and has also worked at Wells Fargo Bank, N.A. since 2014. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Patrick Holmquist is a Financial Advisor at Merrill Lynch Wealth Management. He offers guidance to individuals, families, and organizations managing significant wealth, focusing on thoughtful planning and education to help clients understand their choices and prioritize effectively. With a background that includes a decade in education, Patrick applies his teaching experience to simplify financial complexities and ensure clients comprehend the rationale behind their decisions. He assists with various financial planning needs, including retirement and balancing financial goals. Patrick holds a Bachelor's Degree from Creighton University, an MBA and a Master's Degree in Education from Loyola Marymount University, and a certificate from an Accredited Program at the University of California System. Outside of his professional work, he is involved in his church and community as a member of the Knights of Columbus, and enjoys activities with his family.

Andrew Huerta is a Financial Consultant at Fidelity Investments. In his role, he works closely with clients and their families to develop personalized financial plans aimed at achieving their goals. He emphasizes providing peace of mind through thoughtful investment and retirement planning, building lasting relationships based on trust. Andrew's experience at Fidelity Investments includes roles as a Financial Consultant since 2022, Investment Consultant from 2021 to 2022, and Financial Representative from 2020 to 2021. He holds a California Insurance License. Outside of his professional work, Andrew enjoys camping, family activities, food, outdoor adventures, tennis, and traveling.

Rong Wang is a financial advisor at Merrill with 7 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Bank of America, J.P. Morgan Securities, and J.P. Morgan Chase Bank. Merrill provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm combines internal Chief Investment Office teams and third-party style managers to implement trading, account administration, and custody support.

Eric Anderson is a financial advisor at Merrill with a Series 66 credential. He has experience at Bank of America and Merrill since 2025. Prior to his current roles, he was the owner of Method15, LLC, an engineering services business that has since been closed. He also worked at Northrop Grumman Corp from 2009 to 2017. Merrill serves a broad range of clients including individuals, retirement plans, corporations, and institutional clients by offering managed account programs, discretionary portfolio management, brokerage execution, and custody services. The firm utilizes multiple program strategies and emphasizes manager selection and tax-efficient implementation, supported by its integration with Bank of America affiliates.

Liliana Soto is a CFP® professional with 19 years of experience in financial services. She is currently with Cetera, where she has worked since 2013, and she also holds the role of Director of Financial Services at Crane & Associates, a financial planning and investment firm. In addition to her advisory work, Soto is a licensed public notary. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to various program structures and third-party money managers.

Jennifer Gershon is a Wealth Management Advisor with Merrill Lynch Wealth Management. She holds the CERTIFIED FINANCIAL PLANNER® certification and the Personal Investment Advisor designation. Jennifer helps individuals grow their financial assets and realize their life priorities by developing personalized financial strategies. Her areas of expertise include college education planning, managing new wealth, personal retirement planning, portfolio management services, socially responsible and values-based investing, women and wealth, and tax minimization. Jennifer earned her bachelor's degree from Santa Clara University. Jennifer participates in the communities she serves, including volunteering with the American Red Cross. Outside of work, she enjoys boating, cooking, gardening, hiking, music, reading, spending time with her family, swimming, and tennis.

Daven Zahn is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has been with Cetera and its affiliate Cetera Financial Specialists LLC since 2000 and operates Zahn & Zahn, Inc., providing investment services, accounting, and tax consulting since 1988. Outside of his advisory work, he is an authorized agent involved in group medical sales to small businesses. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors and supports multiple program structures with access to various third-party and affiliated investment managers.

Cole Heydorff is a financial advisor at Ameriprise with six years of industry experience. He holds the Series 66 designation and has worked at Ameriprise since 2018. Prior to his advisory role, he was employed by California State Parks for six years. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning through written recommendation reports and ongoing advice centered on dependable income sources and tax-aware withdrawal strategies.

Joshua Murty is a Senior Vice President and Wealth Management Advisor at Merrill Lynch Wealth Management. He works primarily with high-net-worth and ultra-high-net-worth individuals and families who have complex planning needs. Joshua focuses on investment strategy and long-term wealth planning, assisting clients in evaluating how their portfolios, estate plans, and financial structures align with their goals over time. He has experience with complex investment strategies and estate planning, especially for families dealing with multi-generational planning, concentrated wealth, and significant life transitions. Joshua employs a disciplined approach to investment management, emphasizing alignment between strategy, risk tolerance, liquidity needs, and long-term objectives. He often collaborates with clients' attorneys, CPAs, and other advisors to coordinate investment and estate planning decisions. Joshua earned a Bachelor's Degree from California State University, Fullerton, College of Business and Economics, and completed an executive education program at Yale University. He holds the designations of CERTIFIED FINANCIAL PLANNER® (CFP®), Certified Investment Management Analyst® (CIMA®), and CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA). His personal interests include boating, camping, fishing, football, and golfing.

Majid Taheran is a financial advisor with Cetera who holds Series 65 and Series 63 licenses and has 31 years of industry experience. He has worked at Avantax Advisory Services and Cetera Wealth Services, and he has operated his own financial advisory and legal practices. Taheran also serves as a professor teaching financial accounting and mathematics at the University of Phoenix. Cetera Investment Advisers LLC is an SEC-registered advisor that supports over 10,000 independent advisors nationwide, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management and consulting services, including access to third-party managers and customizable investment solutions.

Brian Lineberger is a financial advisor at UBS Financial Services with 16 years of industry experience. He holds a Series 66 designation and has been with UBS since 2006. Outside of his advisory role, he manages a family-owned property that is rented short-term through platforms like Airbnb and VRBO. UBS Financial Services serves individual, corporate, and institutional clients by offering a combination of brokerage and investment advisory services, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management, using proprietary research and asset allocation models to tailor client strategies.

Cornel Catrina is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2017. In this role, he works with individuals and their families to develop customized financial plans, focusing on retirement planning, income strategies, and tax-efficient investing. His approach is centered on helping clients achieve their personal and financial goals. Prior to his current role, Cornel served as a Financial Advisor at Merrill Lynch from 2016 to 2017. He also held the position of Regional Manager at GL Advisor between 2010 and 2014, and was a Registered Representative with Datek and Heartland Securities from 1996 to 2002. Cornel holds a California Insurance License. Outside of his professional work, Cornel enjoys biking, running, swimming, and tennis.

Guillermo Salas is a Series 66 registered advisor with 18 years of industry experience. He has been with J.P. Morgan Securities since 2012 and also has experience at JPMorgan Chase Bank, N.A., Wells Fargo Clearing, and Wells Fargo Investments. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The program incorporates centralized due diligence, quantitative and qualitative research, and may include an ESG eligibility framework.

Pablo Flores Maza is a financial advisor at Merrill based in Los Angeles, CA, holding a Series 66 designation. He has been with Merrill and Bank of America since 2026, with additional prior experience at Bank of America since 2019 and at other firms dating back to 2010. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and charitable organizations.

Johnny Le is a Financial Advisor affiliated with Merrill Lynch Wealth Management. In his role, he assists clients in developing personalized financial strategies that align with their individual ambitions and family goals. He focuses on areas such as planning for education funding, retirement lifestyle, and potential healthcare costs. Johnny's approach involves simplifying investment complexities and fostering transparent communication to guide clients through their financial planning journey. Johnny holds the designation of Personal Investment Advisor (PIA). He earned his High School Diploma from Fullerton Union High School. His professional philosophy centers on identifying what matters most to clients and their families to create effective financial strategies.

Shanon Still is a financial advisor with Merrill in Los Angeles, CA, holding Series 63 and Series 65 registrations and 18 years of industry experience. Before joining Merrill in 2019, Shanon worked at Morgan Stanley for seven years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, and institutional investors using model-based and discretionary strategies developed by internal CIO teams and third-party managers.

Modesty Briggs is a financial advisor with Primerica Advisors in Los Angeles, holding Series 63 and Series 65 licenses and six years of industry experience. She has worked at Primerica Advisors since 2019 and has been involved with Mirrau Events, an event planning and décor business, since 2010. Prior to her current role, she was affiliated with the Crenshaw Church of Christ for three years. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options primarily for individual and high-net-worth clients. The firm utilizes third-party asset managers and BNY Mellon Advisors for model implementation, with a distinctive tiered wrap fee structure and ongoing oversight of manager selection.

Danny Kim is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds a Series 66 designation and has worked with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. He is based in Los Angeles, CA. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs that include tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services that combine broad retail and institutional offerings with access to investment companies, private funds, and structured-product activities.