Luis Jaime is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill, and Verizon Wireless. Outside of his advisory role, he is a partner in Compu-Service LLC, a business focused on computer services and video game sales. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm operates with a non-discretionary program, combining institutional advisory services with brokerage, distribution, and investment management capabilities.

Alexander Zajac is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. He previously worked at Wells Fargo Advisors Financial Network and Wells Fargo Advisors Private Client Group, and practiced law at the Law Offices of Shardlow & Vick. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios and advise multiple registered investment companies.

Frank Ortiz is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016, following four years at Wells Fargo Advisors. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment management. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Denise Brady is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. She has been with J.P. Morgan Securities since 2012 and previously worked at Mes Amis Pasadena, LLC and Wm Financial Services, Inc. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program delivered by a select group of Wealth Advisors.

Veronica Aguirre is a financial advisor at Raymond James & Associates with 27 years of industry experience. She holds Series 63, Series 65, and Series 66 licenses and previously worked at UBS Financial Services Inc. for 11 years before joining Raymond James in 2020. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Derek Yu is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds a Series 63 designation and has worked at Wells Fargo Clearing Services LLC since 2016 and Wells Fargo Bank NA since 2015. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Daniel Chiaracharuwat is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 12 years of industry experience. He previously worked with Bank of America and Merrill from 2015 to 2023. Outside of advisory work, he is a co-owner of a real estate acquisition company focused on wholesale properties and residential construction. Cetera Investment Advisers LLC is an SEC-registered firm serving individual and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with various program structures and investment options.

Sapphira Chow is a financial advisor at Cetera with 12 years of industry experience. Her background includes positions at JP Morgan Securities LLC and East West Bank. Outside of finance, she is a licensed real estate agent and part-owner of a dog daycare and boarding business, Family Paws Resort LLC. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management and retirement services and operates a multi-manager platform that includes model portfolios and third-party manager options.

Chunyi Lei is a financial advisor at J.P. Morgan Securities with 15 years of industry experience and holds the ChFC® and Series 66 designations. Prior to joining J.P. Morgan in 2016, Lei established AJ4properties, LLC, where they continue to be involved. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its recommendations.

Lidan Zhang is a financial advisor at Cetera with four years of industry experience and holds a Series 66 designation. Prior to joining Cetera, Zhang worked at KCAL Insurance Company and East West Bank. Zhang took a year for extended travel between 2016 and 2017. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that supports various investment strategies and program structures.

Hsueh Sheng Su is a financial advisor at UBS Financial Services with 29 years of industry experience. He holds Series 63 and Series 66 registrations and has been with UBS since 2016. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and alternative product distribution. The firm combines institutional trading capabilities with wealth management and conducts principal trading, underwriting, and market-making activities alongside its advisory services.

Daryush Jahanbigloo is a financial advisor at UBS Financial Services with 16 years of industry experience. He holds the Series 66 designation and has been with UBS Financial Services since 2011. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Alexander Badoyan is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior roles include positions at Kith and Option One Lending. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Tatiane Minetti is a financial advisor at UBS Financial Services in Pasadena, CA, holding a Series 66 designation with 11 years of industry experience. She has been with UBS since 2016. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocation to tailor plans to clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services, providing a broad range of financial products and solutions.

Harry Kim is a financial advisor at OSAIC with 24 years of industry experience. He holds a Series 66 designation and has previously worked at Sagepoint Financial and LPL Financial. Kim also operates Quest Wealth Management and provides insurance services as a sole proprietor. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs advanced asset-allocation tools and multiple investment platforms to manage diverse portfolios.

Joanie Liu is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 10 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors, LLC from 2003 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Joshua Leu is a Wealth Management Advisor at Merrill Lynch Wealth Management. He specializes in helping individuals, families, and businesses achieve their financial goals through a systematic, goals-based wealth management approach. His work incorporates the investment insights of Merrill Lynch and banking services from Bank of America, providing customized solutions tailored to clients' risk tolerance, time horizon, liquidity needs, overall investment goals, and related costs. Joshua's areas of expertise include divorce transition planning, family wealth management strategies, services for endowments, foundations, and non-profits, defined benefit plans, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, individual and corporate investment strategy, and tax minimization. He holds several professional designations, including Certified Exit Planning Advisor (CEPA), CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Joshua earned his bachelor's degree from the University of California System and his master's degree from the University of Southern California. He is fluent in English, Mandarin, and Yue (Cantonese). Personal interests include cooking, golfing, hiking, photography, reading, singing, spending time with family, traveling, and watching movies.

Jamie Harwood is a CFP® professional with 20 years of industry experience and has been with Edward Jones since 2005. He holds Series 63 and Series 66 licenses. Outside of his advisory role, Harwood serves as Vice President of the Chino Youth Museum, where he participates in meetings and fundraising activities. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages over $1 trillion in assets through a nationwide network of more than 23,000 financial advisors and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies and tax-efficient overlay services.

David Flores is a financial advisor with LPL Financial in Pasadena, CA, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. His prior roles include positions at Wells Fargo Bank and Wells Fargo Clearing Services. In addition to his advisory work, he serves as a notary. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by model portfolios, research, and both discretionary and non-discretionary management options.

Raffi Kendirjian is a Wealth Management Advisor at Merrill Lynch Wealth Management. He provides customized investment advice and financial services to high and ultra-high-net-worth families, tailoring solutions based on clients' risk tolerance, time horizon, liquidity needs, investment goals, and associated costs. His services include investment management, retirement and estate planning, real estate lending, and life insurance strategies within the framework of his wealth management practice. Raffi began his career in financial services with UBS in 2007 and joined Merrill Lynch Wealth Management in Los Angeles in 2009. Before that, he served as a Senior Economist with the United Nations Development Program in Beirut, Lebanon, from 1999 to 2005, advising the Lebanese Treasury on international Eurobond issuance, debt, and public finance management. He also lectured in Financial and Cost Accounting at Haigazian University during that time. He holds a Master's degree in Money and Banking (Financial Economics) from the American University of Beirut and a Bachelor's degree in Business Administration from Haigazian University. Raffi is a CERTIFIED FINANCIAL PLANNER® and Chartered Retirement Planning Counselor™ (CRPC). He is involved in community organizations including Haigazian University Alumni USA, Western Diocese of the Armenian Church, World Vision Armenia, and YMCA Glendale. Raffi is fluent in Arabic, Armenian, and English.