Dennis Samade is a Series 66-licensed financial advisor with 11 years of industry experience. He has been with Wells Fargo Clearing since 2017 and previously worked at Simply Derivative. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

N Anthony Melara is a financial advisor at Wells Fargo Clearing with 16 years of industry experience. He holds a Series 66 designation and has previously worked at Merrill Lynch, JPMorgan Chase Bank, N.A., and J.P. Morgan Securities. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients by providing investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and utilizes research and analytics to support its investment approach.

Gregory Vojtanek is a CFP® and holds a Series 65 license with five years of industry experience. He is the sole advisor at Fade In Financial in Burbank, CA, and has previously worked at Incline Wealth Advisors and Christopher V Haro, CPA. Fade In Financial is an independent advisory firm serving individual clients and households, managing approximately $4.5 million across about 20 client relationships. The firm incorporates derivatives into separately managed accounts alongside conventional portfolio management and offers client communications through newsletters, educational seminars, and regular account reviews.

Robert Bagarotti is the sole advisor at Granada Capital Management, LLC, an independent investment advisory firm based in Granada Hills, CA. He holds a Series 65 designation and has 21 years of industry experience. In addition to his advisory work, he serves as Controller for Jons Marketplace, a supermarket, where he is responsible for finance and accounting. Granada Capital Management provides portfolio management and investment advisory services primarily to individual clients, operating with a very small client base and assets under management.

Max Kramer is a financial advisor at Kramer Investment Advisors, Inc. in Topanga, CA, with 10 years of industry experience. He holds Series 65 and Series 63 licenses and has been with Kramer Investment Advisors since 2015. Outside of his advisory role, he serves as a financial executive involved in fixed insurance products. Kramer Investment Advisors focuses on selecting and referring third-party money managers and providing financial planning without continuous portfolio management. The firm primarily acts as an intermediary, assisting clients with onboarding and liaising with third-party managers while not executing trades or managing assets directly.

Cheyzel De Leon is a financial advisor at Investment Management Solutions, Inc. with a Series 65 credential and one year of industry experience. Prior to joining the firm, De Leon worked in audit and assurance at EDC, CPA Audit & Assurance Co and was self-employed for three years. Investment Management Solutions, Inc. serves individuals, businesses, charities, and retirement plans by recommending and monitoring third-party investment advisers and providing non-fiduciary retirement plan consulting. The firm operates primarily as a co-advisor, conducting due diligence on model portfolio managers and overseeing performance while third-party advisers handle portfolio management and trading.

Ronald Kramer is a financial advisor at Kramer Investment Advisors, Inc. with 23 years of industry experience. He holds a Series 66 designation and has operated his own accounting firm, Kramer Accountancy Corporation, since 1993. In addition to his advisory work, he is involved in insurance services through Kramer Insurance Services and other related business activities, including accounting, tax, and business management. Kramer Investment Advisors offers advisory services primarily by selecting and referring third-party money managers and providing financial planning at no additional charge. The firm serves individuals, trusts, retirement plans, and institutions, acting as an intermediary rather than directly managing client assets or executing trades.

Cathlyn Jade Junio is a financial advisor at Investment Management Solutions, Inc. with one year of industry experience. She holds a Series 65 credential and has previously worked in educational roles at La Crescent High School, La Sierra University, and Loma Linda University. Investment Management Solutions, Inc. serves individual clients, business entities, charities, and retirement plans by recommending and monitoring third-party investment advisers and providing non-fiduciary retirement plan consulting. The firm operates primarily as a co-advisor, conducting due diligence on third-party model portfolio managers and monitoring performance while the third-party adviser manages portfolio execution.

Hilal Yilmaz is a CFA® charterholder with two years of industry experience. She is currently an advisor at XYPN Sapphire and has previously worked at Insight Investment Counsel, Inspicio, LLC, Forward Wealth Management, and Quantitative Financial Strategies. XYPN Sapphire provides investment management and financial planning services to individuals, trusts, estates, business entities, and retirement plans. The firm employs a long-term, risk-based allocation strategy grounded in Modern Portfolio Theory and supports a range of portfolio management and planning services, including discretionary and non-discretionary management.