Grant Ponder is a financial advisor with Morgan Stanley in Beverly Hills, CA, holding a Series 66 credential and 19 years of industry experience. He previously worked at Bank of America and Merrill from 2015 to 2024 before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. Outside of his advisory role, he is involved in property management as a partner in a rental property business in College Station, Texas. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutions, focusing on tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers various investment and planning services across retail and institutional markets.

Fred McNeely is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and more than 44 years of industry experience. He has been with Raymond James since 2009 and previously operated MCNEELY FINANCIAL STRATEGIES, LLC dba LIFESTONE WEALTH MGMT. from 2009 to 2019. McNeely also manages a support company, Legend Wealth Management, based in Northridge, CA. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using various analytical tools and maintains specialized services in municipal finance and SIMPLE IRA employer advisory programs.

Cesar Cap is a financial advisor with Fidelity in Santa Clarita, CA, holding a Series 66 designation and bringing 21 years of industry experience. His career includes roles at Fidelity Investments since 2007 and Wells Fargo Investments from 2005 to 2007. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Kenneth Quon is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at JPMorgan Chase Bank, N.A. since 2019. Prior to his current role, he held positions at Howroyd Wright Employment Agency Inc and Zagg InvisibleShield. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG framework to support its recommendations.

Todd Melillo is a financial advisor with LPL Financial, holding a Series 63 designation and 42 years of industry experience. His prior work experience includes roles at Western International Securities, Inc., Ladenburg Thalmann Asset Management Inc., Ladenburg Thalmann & Co. Inc., and Financial West Group. Outside of his advisory activities, he is involved with MJ Partnership, a family business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, leveraging both proprietary research and third-party strategies.

Max Levy is a financial advisor with Thrivent Investment Management based in Burbank, CA. He holds Series 63 and Series 66 credentials and has two years of industry experience. Prior to joining Thrivent, he worked at New York Life and Bishop Gold Group. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based analyses and written recommendations across various financial topics, without discretionary trading authority or institutional portfolio management.

Spencer Williams is a Client Experience Advisor at Merrill Lynch Wealth Management. In this role, he works with clients to understand their current financial situations and introduces them to solutions available through Merrill and Bank of America. Spencer aims to empower clients with the knowledge and tools necessary to take control of their financial lives and select the platform that best fits their needs. He holds a Bachelor's Degree from Harvard University and has earned several professional designations, including Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). These credentials support his expertise in retirement planning, personal investment, and wealth management for sports and entertainment clients. Spencer's professional approach centers on helping clients uncover what matters to them and their families to create strategies aligned with their financial goals.

Ki Hyung Ryow is a financial advisor with Equitable Advisors in Los Angeles, CA, holding a Series 66 designation and possessing 24 years of industry experience. He has been with Equitable Advisors since 2001, including through its predecessor Axa Advisors. Outside of advising, Ryow is involved in several community and nonprofit organizations, serving as a director for the Krossland Foundation Inc., president and secretary of Saint Gabriel Korean School Inc., a board member of the Korean American Chamber of Commerce Los Angeles and the Korean Institute of Southern California, and is also a restaurant owner and member of the Los Angeles Koreatown Lions Club. Equitable Advisors provides a broad range of financial planning and retirement consulting services to individuals, plans, corporations, and institutions. The firm utilizes various advisory programs and third-party asset managers to tailor investment strategies, offering access to mutual funds, ETFs, separately managed accounts, and select alternative investments.

Susan Kakiki is a financial advisor with Edward Jones in Santa Clarita, CA, holding a Series 66 designation and with three years of industry experience. She has been with Edward Jones since 2003. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, alongside affiliated mutual funds and tax-efficient services.

Scott Grove is a financial advisor with MassMutual Investors Services in Los Angeles, CA, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. He has been with MassMutual Investors Services since 2002 and with MassMutual Life Insurance Company since 2001. In addition to his advisory role, he owns a consulting business focused on life insurance and premium financing portfolios. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides comprehensive financial planning and asset management through structured, collaborative engagements using firm-approved analytical tools.

Chelsea Crowder Luke is a financial advisor with J.P. Morgan Securities in Los Angeles, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. Prior to joining J.P. Morgan, she worked at Goldman Sachs for six years. Outside of her advisory role, she is involved in community and entrepreneurial activities, including ownership of an indoor play center for young children and a health and wellness platform connecting families with mental health resources. She also serves on the advisory council for AMP and is a director on the investment committee of the YMCA of Metropolitan Los Angeles. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through a structured, non-discretionary process that integrates quantitative modeling and ESG criteria.

Melinda Beard is a Financial Consultant at Fidelity Investments, a role she has held since 2025. She provides personalized guidance and strategies to help clients work toward reaching their financial goals with confidence. Prior to her current position, Melinda has held various roles at Fidelity Investments, including Investment Consultant from 2023 to 2025, Relationship Manager from 2022 to 2023, and Financial Representative in 2022. She also worked as a Relationship Manager at JP Morgan & Chase Bank from 2021 to 2022. Melinda holds a California Insurance License, supporting her expertise in financial and insurance services. Outside of her professional career, she enjoys spending time at the beach, exploring culinary experiences as a foodie, caring for her pets, practicing Pilates, and reading.

Richard Stevens is a financial advisor with Wells Fargo Clearing in Woodland Hills, CA, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics.

Robert Carrington III is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. His prior roles include positions at Wells Fargo Clearing Services and Bank of the West. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment approach.

Jonathan Magana is a financial advisor at Merrill with six years of industry experience. He holds Series 63 and Series 66 designations. His prior roles include positions at Morgan Stanley, J.P. Morgan Securities LLC/Chase Bank, Bank of America, N.A., and Target Corporation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Anterias Nerses Hindoyan is a financial advisor at Merrill with three years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America and BLOM Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Armen Terhakopian is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 designations and bringing eight years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2017 and previously worked at California Credit Union. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence, and applying an ESG eligibility framework in its recommendations.

Samantha Angueira is a financial advisor with RBC Capital Markets in Beverly Hills, CA, holding Series 63 and Series 65 credentials and seven years of industry experience. Prior to joining RBC in 2020, she worked at Morgan Stanley for four years. Outside of her advisory role, she is involved in dog walking and sitting as an independent contractor and operates a YouTube channel focused on restaurant reviews and unboxing videos. RBC Wealth Management serves a wide range of clients, including individual investors, institutions, and charitable organizations, offering tailored advisory programs and portfolio management through a combination of in-house and third-party investment managers.

Beatriz Ponton is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. She has been with Wells Fargo entities since 2012, with a brief tenure at Ameriprise Financial Services, Inc. from 2019 to 2020. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and external sources.

Lorena Sarco is a financial advisor at Cetera with 24 years of industry experience and holds a Series 66 designation. She has been with Cetera and its affiliated entities since 2013. Outside of advisory work, Sarco is involved in real estate sales and serves as the Community Outreach Director for the National Association of Hispanic Real Estate Professionals, collaborating with Habitat for Humanity on events. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a nationwide network of independent advisors, serving a diverse client base including individuals, retirement plans, and institutional accounts. The firm offers various portfolio management and consulting services and operates a multi-manager platform with a range of program options and affiliations.