Irena Ngo is a financial advisor at Ameriprise with three years of industry experience. She holds a Series 66 designation and has worked previously at CBRE and Team ABC, LLC. Ngo is also employed by Insperity PEO Services L.P., which provides employment compensation services for franchise advisors. Ameriprise offers retirement-income planning services aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research and modeling with a centralized consulting team to deliver tailored, non-discretionary retirement recommendations.

Kai Yuan Hu is a financial advisor at Charles Schwab with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Charles Schwab since 2022, following prior roles at Prudential Insurance Company of America, Ameriprise Financial Services, and Cetera Investment Services. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment management services supported by multi-asset model portfolios and centralized operational infrastructure.

Pengxin Fang is a financial advisor at Merrill with four years of industry experience. He holds the Series 66 designation and has been with Merrill since 2022. Prior to that, he has been associated with Bank of America, N.A. since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Lorraine Darosa is a financial advisor at Merrill in Los Angeles, CA, with 14 years of industry experience. She holds Series 63 and Series 66 registrations and has been with Merrill and Bank of America since 2015. Outside of her advisory role, she serves as a successor trustee for a living trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Irma Deluna is a financial advisor at J.P. Morgan Securities with 29 years of industry experience. She holds a Series 63 designation and has worked previously at Merrill Lynch, Credit Suisse Securities, Wells Fargo Investments, Citigroup Global Markets, and Morgan Stanley. Deluna is currently employed by both JPMorgan Securities and JPMorgan Bank, enabling her to offer a range of bank products and services alongside securities advice. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory approach combines quantitative and qualitative research and includes broader derivatives and commodities capabilities.

Franc Burzotta is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Morgan Stanley, Charles Schwab, and USAA Financial Advisors. Outside of his advisory role, he is the sole member of HEX3N LLC, a publishing business based in Norwalk, California. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

Vivian Chang is a financial advisor at Ameriprise with 29 years of industry experience. She has been with Ameriprise and its affiliated entities since 1996 and holds Series 63 and Series 65 licenses. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to produce written Recommendation Reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities, utilizing algorithmic tools alongside dedicated oversight committees to generate personalized retirement recommendations.

Sylvia Lee is a financial advisor with Mass Mutual Investors Services in Pasadena, CA, holding a Series 66 designation and eight years of industry experience. Her prior experience includes roles at Charles Schwab and Co., TD Ameritrade, and Coldwell Banker New Century. Outside of advisory work, she is also licensed as a real estate broker and insurance broker. Mass Mutual Investors Services, a subsidiary of MassMutual, is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including wrap and money-manager services, as well as educational seminars.

Lilly Tung is a financial advisor with Cetera in Pasadena, CA, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. Her prior roles include five years with HSBC Securities USA and HSBC Bank USA National Association, along with multiple tenures at Cetera and East West Bank. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals across wealth levels, retirement plans, corporate and charitable clients, and institutions. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and a multi-manager platform with diverse program options.

Taoran Li is a Financial Advisor with Merrill Lynch Wealth Management. He holds professional designations including Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He earned a Master's Degree from the California State University System. In his role, Taoran provides financial advice and wealth management services, leveraging his specialized certifications to serve clients with retirement planning and investment needs, including those in sports and entertainment industries.

Wei Han Jack Chang is a CFP® and Series 66 licensed advisor with 13 years of experience. He has worked at J.P. Morgan Securities since 2019 and previously held roles at Fidelity, Morgan Stanley, Cetera, and Merrill. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, offering non-discretionary, written asset allocation advice and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.

Rodzl De Los Reyes is a financial advisor with Merrill in Baldwin Park, CA, holding Series 63 and Series 66 credentials and possessing 10 years of industry experience. He has worked at Merrill since 2016 and is also affiliated with the California Military Department and Bank of America, N.A. Outside of advising, he serves as an officer, director, and owner of Rexxons Holdings, Inc., a real estate property management company. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Mishima is a financial advisor with J.P. Morgan Securities who holds Series 63 and Series 66 designations and has 15 years of industry experience. He has worked at J.P. Morgan Securities since 2012 and at JPMorgan Chase Bank, N.A. since 2015. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative screens and qualitative research in its advisory process and offers capabilities in derivatives and commodities through its broader regulatory registrations and affiliations.

Eric Lee is a financial advisor at Merrill with six years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at HSBC Bank USA NA, Cetera Investment Services, and East West Bank. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Alvin Lam is a Senior Financial Advisor with Merrill Lynch Wealth Management. He works with individuals, families, and business owners to develop wealth strategies focused on growth, preservation, and intergenerational transfer. Alvin emphasizes creating clear, coordinated financial plans to support clients' long-term goals and aspirations. His areas of expertise include college education planning, family wealth management strategies, special needs planning, individual and corporate investment strategy, tax minimization, retirement income planning, and legacy planning. Alvin collaborates closely with clients' CPAs, tax advisors, and attorneys to ensure integrated financial and estate planning. He holds the Personal Investment Advisor (PIA) designation. Alvin attended the California State University system without obtaining a degree and holds a high school diploma or GED. He speaks English, Cantonese (Yue), and Chinese. He participates in community organizations such as Ability First, the South Pasadena Royal Lions Club, and Taiwanese American Professionals - Los Angeles. Outside of work, Alvin enjoys golfing, skiing, spending time with family, traveling, and watching movies.

Matthew Regan is a Series 66 licensed financial advisor at UBS Financial Services with 27 years of industry experience. He has been with UBS since 2012. Outside of his advisory role, he serves as Treasurer and is a member of the Board of Directors for Friends of La Canada Baseball, a charity supporting the La Canada High School Baseball team. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs model-based asset allocations and proprietary research to tailor financial plans to client goals and risk tolerances.

Shane Waarbroek is a Wealth Management Advisor at Merrill Lynch Wealth Management. He leads a team of investment professionals that provides comprehensive wealth planning and personalized financial strategies, aiming to give clients confidence as they navigate various financial markets. His practice focuses on serving high net worth individuals, families, foundations, retirement plans, entrepreneurs, corporate executives, and clients in sports and entertainment. With 18 years of experience in the financial services industry, Shane joined Merrill in 2003. He has expertise in corporate benefits, including equity compensation, defined benefit and contribution plans, executive compensation, and retirement planning. His team offers customized consultation that covers investments, lending through Bank of America, alternative investments, and diversification strategies. Shane’s responsibilities include selecting and overseeing specialized fund managers with tactical and strategic asset allocation. Shane earned a Bachelor’s degree in Psychology with specializations in Computing and Business Administration from the University of California, Los Angeles. He holds professional designations including Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and Sports & Entertainment (SE). Outside of his professional work, Shane has been involved with UCLA alumni organizations and the Rotary Club of Westwood Village.

Kylie Silva is a financial advisor with Morgan Stanley in Pasadena, CA, holding Series 65 and Series 63 licenses with nine years of industry experience. She has worked at Morgan Stanley Private Bank and Morgan Stanley since 2017, following earlier roles at NYLife Securities LLC and New York Life Insurance. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers both direct client plans and Corporate Financial Planning agreements.

Luis Pascual Curiel is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His work history includes roles at Merrill since 2019 and Bank of America, N.A. since 2024, as well as positions at Home Depot Inc. and Sierra Foods Inc. prior to joining the financial services sector. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Felix Urena Jr. is a financial advisor at J.P. Morgan Securities with 24 years of industry experience. He holds a Series 66 designation and has worked previously at Citigroup Global Markets and Citicorp Investment Services. He serves as a board member of LA Waterkeeper, a nonprofit organization dedicated to protecting and restoring Los Angeles waterways. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and incorporates ESG eligibility frameworks when appropriate.