David Galluccio is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and possessing 33 years of industry experience. He has worked with Wells Fargo Investments and Wells Fargo Clearing for over two decades. Galluccio serves as a conservator for his mother. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm combines research and analytics with diversification principles and modern portfolio theory to evaluate investment options across brokerage and advisory solutions.

Son Ha is a Series 66-licensed financial advisor with Merrill in San Diego, CA, with seven years of industry experience. He has been associated with both Merrill and Bank of America, N.A. since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brian Orrico is a financial advisor with Robert Baird & Co. in Rancho Santa Fe, CA, holding Series 63 and Series 65 designations and bringing 38 years of industry experience. He has been with Robert Baird & Co. since 2014. Robert Baird & Co.’s DDK Group, where Orrico works, serves individuals including high net worth clients, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, discretionary and non-discretionary portfolio management, and separately managed account programs.

Jason Roeske is a financial advisor with Charles Schwab in Carlsbad, CA, holding Series 63 and Series 66 licenses and 17 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2018 and previously at TD Ameritrade from 2016 to 2018. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Nicholas Mc Spadden is a CFP® certificant with 15 years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities since 2012. He has also been associated with JPMorgan Chase Bank, NA since 2010. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their program delivers non-discretionary, written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a blend of quantitative and qualitative research.

Julie Nagle is a financial advisor with UBS Financial Services in San Diego, CA, holding Series 63 and Series 65 designations and 24 years of industry experience. Her career includes prior roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney, where she worked for a combined 18 years before joining UBS in 2023. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research to tailor investment strategies to clients' goals and risk tolerances.

Matthew Hansen is a CFP®-certified financial advisor with 20 years of industry experience. He is currently with Morgan Stanley in Poway, CA, having previously worked at UBS Financial Services, Lucia Capital Group, and Raymond J. Lucia Companies. Outside of his advisory role, Hansen is a partner in H Five Holdings LLC, a real estate investment and property management business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering comprehensive financial planning and a wide range of advisory programs. The firm utilizes structured planning tools and investment research to support tailored financial strategies.

Samuel Altamirano Ramirez is a financial advisor at Merrill with Series 63 and Series 65 registrations. He has one year of industry experience, including current roles at Merrill and Bank of America. Prior to his career in finance, he held positions outside the industry, including work at Tino and Sons Drywall Finishers and Rudolph and Sletten, Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional entities.

Chad Taylor is a financial advisor with LPL Financial in Del Mar, CA. He holds the CFP® and Series 66 designations and has 27 years of industry experience. His prior roles include positions at UBS Financial Services, Morgan Stanley, Citigroup Global Markets, RJL Financial Network, and Raymond J. Lucia Companies. Taylor is also a trustee of a revocable living trust and is involved in a tax preparation and accounting business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, retirement advice, and institutional platforms, supported by a large network of advisors and various operational and research tools.

Tiffany Roussis is a Series 66 licensed advisor with six years of industry experience, currently with J.P. Morgan Securities in San Diego, CA. Her work history includes roles at JPMorgan Chase Bank, N.A. and Wells Fargo. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and manager research.

Ashley Hines is a Financial Consultant at Fidelity Investments, a role she has held since 2023. She has been with Fidelity Investments since 2019, previously serving as an Investment Consultant from 2021 to 2023 and as a Financial Representative from 2019 to 2021. Prior to joining Fidelity Investments, Ashley worked at OneMain Financial as a Branch Manager Trainee from 2016 to 2019, and at TMX Finance as a Store Manager from 2012 to 2016. Ashley holds a California Insurance License, which supports her professional work in financial consulting. Her approach involves understanding the priorities of her clients and their families to develop personalized financial strategies. Outside of her professional duties, Ashley's personal interests include spending time at the beach, cooking and baking, hiking, reading, traveling, and volunteering.

Vincent Alessi is a financial advisor at Edward Jones in Carlsbad, CA, holding a Series 66 designation with 16 years of industry experience, all at Edward Jones since 2010. Outside of his advisory role, he is involved in professional surfing, participating in occasional photo shoots and managing related communications. Edward Jones is a full-service wealth management firm serving over four million clients with a wide range of investment options, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of advisors and branch offices.

Christopher Pennington is a Series 66-registered financial advisor with UBS Financial Services in San Diego, CA, and has 26 years of industry experience. He previously worked at Morgan Stanley from 2001 to 2008 before joining UBS in 2013. Outside of his advisory work, Pennington is an officer of Pennington's Inc. Auto Sales and Leasing, a family-owned business, and is involved as a partner in PMR Holdings LLC, which invests in real estate, hotels, and rentals. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor plans and delivers both fiduciary financial planning and capital markets services.

Rodney Graham is a financial advisor at OSAIC with 10 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at Woodbury Financial Services and as a self-employed advisor. He serves as a board member for the End Alz Association and owns the Rodney Graham Financial Coaching / Wealth Management Institute, where he teaches financial literacy and money management through various classes and workshops. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform, offering comprehensive financial planning and advisory services. The firm’s investment process emphasizes model-based asset allocation and portfolio optimization, supporting a range of customizable strategies delivered through affiliated broker-dealer and RIA relationships.

Kevin Bowcock is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Stifel since 2019. He previously worked at Wells Fargo Clearing from 2016 to 2019. Bowcock is a board member of the Escondido East Rotary. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, providing brokerage and advisory services supported by proprietary investment analysis and asset allocation methodologies developed by its Investment Strategy Group.

Rashaad Shaw is an Investment Consultant at Fidelity Investments, a position he has held since 2023. Prior to this role, he worked as a Financial Representative at Fidelity Investments from 2021 to 2023 and gained experience as a Banker at Wells Fargo from 2017 to 2021. His professional background encompasses investment consulting and financial representation within the financial services industry. Rashaad holds a California Insurance License, supporting his work in financial advising and investment consultation. His approach focuses on partnering with clients to understand their unique situations and goals, aiming to develop clear and understandable financial strategies. Outside of his professional work, Rashaad has personal interests in cars, fitness, music, snowboarding, and surfing.

Marissa Akkineni is a financial advisor with J.P. Morgan Securities in San Diego, CA, holding a Series 66 designation and four years of industry experience. Her prior work includes roles at JP Morgan Chase Bank and Limoncello LLC, as well as a brief position at Sorrento Ristorante & Pizzeria. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with a focus on eligible strategies, including an ESG eligibility framework.

Eben Kohn is a financial advisor at Edward Jones in San Diego, CA, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, he worked at Guidepoint for four years and has experience in transportation studies and education. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs, managed solutions, and affiliated investment products through a nationwide network of financial advisors and branch offices.

Monique Herrera Chalker is a financial advisor at LPL Financial with a Series 66 designation and six years at LPL following eight years at Lucia Securities. She has a total of 14 years of industry experience. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions, offering a range of financial planning, portfolio management, and institutional platforms.

Brandon Cass is a financial advisor at Osaic with 21 years of industry experience. He holds a Series 66 designation and has worked previously at SagePoint Financial, D.A. Davidson & Co., and Crowell, Weedon & Co. He is also the president and founder of Intrepid Wealth Management, where he manages his existing client base and recruits financial advisors. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers brokerage and advisory services across multiple programs, emphasizing model-based asset allocation and portfolio optimization supported by technology and risk-management tools.