Trevor Schwartz is a CFP® with four years of industry experience, currently affiliated with Raymond James Financial in Newport Beach, CA. His prior roles include positions at Capital Group and Northwestern Mutual. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, and institutional investors. The firm offers non-discretionary planning tailored to client goals, utilizing analytical tools and technology, and maintains unique municipal advisory capabilities alongside specialized retirement plan consulting services.

Jack Deavila is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and two years of industry experience. His prior work includes roles at Wheaton College and Occidental College. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Junru Ma is a financial advisor with J.P. Morgan Securities in Irvine, CA, holding Series 65 and Series 63 licenses and seven years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2019, Ma worked at Haitou LLC, California Actuarial Consultants, and the University of California, San Diego. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative due diligence and incorporates a range of eligible investment strategies, including an ESG eligibility framework.

David Matthey is a Senior Vice President and Senior Financial Advisor at Merrill Lynch Wealth Management. Since joining Merrill in 1990, he has worked with affluent individuals and families to address their financial needs through customized wealth management strategies. His approach emphasizes understanding each client's financial situation, risk tolerance, and time horizon to develop personalized plans aligned with their goals and priorities. He collaborates with clients to periodically review their strategies to ensure continued alignment with life changes. With over three decades in the financial services industry, David has expertise in areas such as family wealth management, legacy planning, retirement income, and philanthropic planning. He holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). David earned a Bachelor’s Degree in Business Administration and Finance from California State University, Fullerton. David resides in Irvine with his wife and four children. He is involved in his local community, supporting organizations such as the Anaheim family YMCA, Ginny’s Kids, and Kiwanis International. Outside of work, he enjoys baseball, music, reading, and traveling.

Jonathan Chang serves as a Senior Vice President and Wealth Management Advisor at Merrill Lynch Wealth Management. Since beginning his career in financial services in 2003 and as a Wealth Management Advisor in 2006, Jonathan has focused on helping clients navigate the complexities of financial markets and wealth management. He applies a holistic approach in advising clients, considering their risk tolerance, personal timelines, lifestyle needs, and long-term goals, with an emphasis on capital preservation and downside risk mitigation. Jonathan holds a Bachelor's degree in Finance from California State University, Fullerton, and has earned professional designations including Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). As a qualified Portfolio Manager, he is authorized to manage discretionary investment strategies incorporating individual securities, Merrill Lynch model portfolios, and third-party strategies. Throughout his career, Jonathan and his team have received recognition from Forbes, being named to the Best-in-State Wealth Management Teams List consecutively from 2023 to 2026, and to the Best-in-State Next-Generation Wealth Advisors List in 2019 and 2022. He is involved in the community through support of the Second Harvest Food Bank. In his personal time, Jonathan enjoys adventure sports, basketball, football, golfing, ice hockey, music, photography, skiing, traveling, and spending time with his family.

Joseph Dibuono is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds the CFA® designation and Series 66 license. His prior experience includes roles at Merrill and CITIZENS Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary advisory framework.

Jeffrey Heimstaedt is a financial advisor at Wells Fargo Clearing with 45 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Merrill from 1997 to 2008 and Oppenheimer from 2008 to 2014 before joining Wells Fargo in 2016. Outside of his advisory role, he is the sole owner of a webcam business based in Newport Beach, California. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

David Teper is a financial advisor at Osaic with 11 years of industry experience. He holds a Series 66 designation and previously worked for Lincoln Financial Advisors for 11 years. In addition to his advisory role, he offers fixed insurance products through Continuum Consulting Group and assists clients with life settlements. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm utilizes a model-based investment process with a range of advisory programs supported by risk management tools and offers access to third-party money managers and proprietary strategies.

Arezoo Agharezakashi is a financial advisor at J.P. Morgan Securities with six years of industry experience. She holds Series 63 and Series 66 licenses and has worked at several financial institutions including Wells Fargo and Schoolsfirst Federal Credit Union. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering written asset allocation advice, investment manager searches, and customized performance reporting. The firm employs a centralized due diligence process combining quantitative and qualitative research and offers a broad range of derivatives and commodities capabilities.

Sophie Spiegel is a financial advisor at Osaic with a Series 66 designation and one year of industry experience. Prior to joining Osaic in 2025, she worked at Spiegel Financial and spent six years at R1 RCM. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering both brokerage and advisory services. The firm’s investment process utilizes model-based asset allocation and portfolio optimization supported by quantitative tools and offers a range of managed account strategies and third-party manager options.

Stephen Rouse is a financial advisor with LPL Financial, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at BMO Bank NA, Bank of the West, Wells Fargo Investments, and Morgan Stanley. He is also involved with BMO Investment Services and serves as a Premier Banker at BMO Bank NA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Keith Tran is a financial advisor at UBS Financial Services with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at UBS since 2011. His prior roles include positions at Merrill, Banc of America Investment Services, and Morgan Stanley. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and a range of investment products. The firm combines institutional trading capabilities with wealth management and delivers advisory services supported by proprietary research and model-based asset allocation.

Emily Nuth is a Series 65-licensed financial advisor with J.P. Morgan Securities, based in Irvine, CA, and has one year of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A., she worked at Schwarz Dygos Wheeler Investment Advisors and US BANK. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process incorporates quantitative and qualitative due diligence, model asset allocations, and may include ESG considerations.

Corey De Mers is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at J.P. Morgan Securities since 2012, with concurrent experience at JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The program emphasizes a combination of quantitative and qualitative due diligence supported by a centralized manager solutions team.

John Manalili is a financial advisor with Charles Schwab, holding a Series 66 designation and bringing 22 years of industry experience. His prior roles include 13 years at Merrill Lynch before joining Charles Schwab and Charles Schwab Bank in 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm operates a hybrid advisory model with both non-discretionary and discretionary investment options, supported by centralized custody and due diligence on alternative investments.

Hooman Karbasion is a CFP® professional with 16 years of industry experience, currently serving as a financial advisor at Edward Jones since 2017. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Bank NA. He is a member of the Finance Committee at the Presbyterian Church of the Master in Mission Viejo, CA, where he reviews investment policies and overall finances. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers comprehensive advisory programs, including managed solutions and separately managed accounts, and operates under a fiduciary standard with a large national network of advisors and branch offices.

Kevin Giang is a financial advisor at Merrill in Newport Beach, CA, with seven years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at J.P. Morgan Securities, JPMorgan Chase Bank, and Equitable Advisors. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.

Anthony Erenyi is a CFP®-designated financial advisor at LPL Financial with 37 years of industry experience. He previously spent 22 years with Crown Capital Securities, L.P. Outside of his advisory role, he is involved in fixed insurance sales on a part-time basis. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with research and technology tools.

Austin Delve is a financial advisor at UBS Financial Services in Costa Mesa, CA, with 13 years of industry experience. He holds a Series 66 designation and has been with UBS since 2012. Outside of his advisory role, he is involved with Channel Islands Social Services as a respite caregiver. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor client strategies.

Jerice Walker is a financial advisor with Wells Fargo Clearing based in Irvine, CA, holding a Series 66 designation and bringing 19 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and was previously with Wells Fargo Investments and Wells Fargo Bank, N.A. Prior to his current role, his career has been concentrated within the Wells Fargo organization. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets with over 14,000 financial advisors and offers both brokerage and advisory solutions.