Joseph Dehni is a financial advisor at Merrill with six years of industry experience and holds a Series 66 designation. His prior experience includes roles at Bank of America, J.P. Morgan Securities, and Fidelity Investments. Outside of his advisory work, he is a general partner and managing member of Brothers Associates LLC, a UPS Store franchise, and Detroit Pizza Company LLC, where he assists with advertising and promotion on a limited basis. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth investors, pension plans, and charitable organizations.

Nathan Truax is a financial advisor with OSAIC Wealth, Inc. in Irvine, CA, holding Series 63, 65, and 66 licenses and bringing 24 years of industry experience. His previous roles include positions at Lincoln Financial Advisors, CCG Wealth Management LLC, and D.A. Davidson & Co. He is also a sole proprietor agent involved in fixed insurance products such as annuities and life insurance. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform. The firm offers a range of brokerage and advisory services emphasizing model-based asset allocation and portfolio optimization, supported by a complex affiliate network and a focus on both discretionary and third-party managed strategies.

Jacob Ramirez is a Series 66-licensed financial advisor with Wells Fargo Clearing, based in Santa Ana, CA. He has three years of industry experience and has been with Wells Fargo Clearing since 2021, also working at Wells Fargo Bank, N.A. since 2015. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related investment options and bank deposit sweep programs.

Konstantinos Gregory is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. He holds a Series 66 designation and has worked with firms including LPL Financial, Manulife Investment Management, John Hancock Investment Management, and Wells Fargo Investments. He has been with JPMorgan Chase Bank and J.P. Morgan Securities since 2014. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process is supported by centralized due diligence, combining quantitative screens and qualitative research to build model asset allocations that may incorporate an ESG eligibility framework.

Melissa Bergeron is a financial advisor at Fidelity Investments with 14 years of industry experience. She holds the Series 63, Series 65, and Series 66 credentials and has previously worked at firms including Edward Jones, Liberty Capital Strategists, and Primary Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves multiple registered investment companies and emphasizes systematic methodologies and long-term asset allocation.

Israel Nazari is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 licenses and three years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2022 and previously spent nine years at The Lemoine Group, Inc. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Its advisory program emphasizes written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and incorporating an ESG eligibility framework.

Mark Stickney is a financial advisor with Ameriprise in Irvine, CA, holding a Series 66 designation and seven years of industry experience. He has worked with Ameriprise and its affiliated entities since 2014. Outside of his primary role, he serves as an associate financial advisor for an Ameriprise franchise owner under R&J Pacific Management LLC. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets. The firm uses a combination of research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Vanessa Li is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and 15 years of industry experience. She has been associated with Wells Fargo Clearing since 2016 and joined Wells Fargo Advisors Financial Network in 2026. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services tailored to clients meeting specific net-worth thresholds, utilizing Wells Fargo research and planning tools to develop customized recommendations.

June Vinci is a financial advisor with Osaic in Tustin, CA, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. She has worked at Osaic since 2007, following prior roles at Crown Capital Securities, L.P. and 1st Global Advisors Inc. In addition to advising, she serves as a FINRA arbitrator for Los Angeles and San Diego counties and acts as a successor trustee for family trusts. Osaic Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporations, offering brokerage and advisory services across a variety of programs. The firm employs a model-based investment process with portfolio optimization and supports discretionary and advisor-managed strategies alongside third-party manager options.

Weihsiung Liang is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Cetera and Cetera Financial Specialists LLC since 1999 and is also the owner of a CPA firm, Liang & Company Accountancy Corp, which provides accounting and tax services. Additionally, he works as an insurance agent, selling life insurance, annuities, and long-term care products. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and consulting services through a large network of independent advisors and utilizes a multi-manager platform with access to affiliated and third-party managers.

Kevin Barrow is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds Series 63 and Series 65 licenses and has worked within various divisions of JPMorgan Chase since 2015. Outside of his advisory role, he has been involved with local lacrosse organizations for several years. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative screening and qualitative research to develop model asset allocations, incorporating ESG frameworks where applicable.

Brandon Lam is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds the Series 66 designation and previously worked at Thrivent Financial and Thrivent Investment Management Inc. Outside of finance, he has been involved with the Boys & Girls Club of Garden Grove and worked in hospitality and parking management. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory process combines quantitative and qualitative research to deliver written asset allocation advice and customized performance reporting, with clients retaining final decision-making authority.

Cidilea Mayumi Daikuhara Santos is a financial advisor with LPL Enterprise holding Series 63 and Series 65 licenses and five years of industry experience. Her prior roles include positions at NYLIFE Securities LLC, Eagle Strategies LLC, and New York Life Insurance Co. She also has experience in insurance agency operations through a non-variable insurance business. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm employs a model-driven investment approach using portfolios developed by internal research and third-party strategists, and offers financial planning, access to external asset managers, and insurance product facilitation through affiliated entities.

Jerome Schmitt is a CFP® professional with 21 years of industry experience, currently advising at OSAIC since 2025. He previously spent 20 years with Lincoln Financial Advisors. In addition to his advisory role, Schmitt serves as an insurance agent offering disability and traditional life insurance, and he is a board member of the Newport Hills Community Association. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations, offering a range of brokerage and advisory programs supported by model-based asset allocation and multiple custodial arrangements.

Matthew Grossbard is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Morgan Stanley, U.S. Bank, and Wells Fargo Bank. Grossbard has had two separate tenures at J.P. Morgan Securities and JPMorgan Chase Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program that focuses on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s investment approach combines quantitative screens and qualitative research, incorporating an ESG eligibility framework and leveraging affiliates for portfolio implementation.

Raoul Dubery is a financial advisor with OSAIC in Tustin, CA, holding Series 63 and Series 65 licenses and 27 years of industry experience. He has been with OSAIC since 1999 and previously worked at Liberty Capital Management for 11 years. Outside of his advisory role, Dubery operates a sole proprietorship providing insurance solutions for companies and individuals and is involved in real estate sales. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporations through a multi-advisor platform offering brokerage and advisory services. The firm uses a model-based investment process with portfolio optimization tools and offers discretionary and advisor-managed strategies alongside third-party and proprietary investment options.

Wei Yue is a financial advisor at Merrill with Series 66 credentials and one year of industry experience. Prior to joining Merrill and Bank of America in 2025, Wei worked at Wells Fargo and held positions at the University of California, San Diego, and China Merchants Securities Co., Ltd. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Curtis Eakin III is a financial advisor at Wells Fargo Clearing with 13 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at UBS Financial Services and earlier at Wells Fargo Clearing. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a range of investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics to guide investment decisions.

Kenneth Ganz is a financial advisor at Wells Fargo Clearing with 33 years of industry experience. He holds Series 63 and Series 65 designations. Ganz previously worked at Wells Fargo Investments, LLC from 2002 to 2011 before joining Wells Fargo Clearing in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, offering investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.