Vanessa Pan is a financial advisor with LPL Enterprise holding Series 63 and Series 66 credentials and two years of industry experience. She has worked at Prudential Insurance Company of America and other financial firms since 2024. Outside of her advisory role, she coaches at Encore Volleyball Club in Redwood City, CA. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, banks, and charitable entities. The firm’s investment approach is largely model-driven, utilizing portfolios developed by internal and third-party strategists, and it also offers access to third-party asset managers and financial planning services.

Jiyoung Chung is a financial advisor at Fidelity with 17 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at firms including American Investors Company and StarOne Credit Union. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm is notable for its use of systematic methodologies, AI-driven research, and its advisory roles to registered investment companies and fund-of-funds.

Li Xu is a Planning Consultant at Fidelity Investments, a position held since 2021. In this role, Li collaborates closely with clients and advisors to understand investment needs and objectives, supporting clients throughout the financial planning process to help them pursue their investment goals confidently. Li has extensive experience in financial services, having worked as a Financial Consultant at TD Ameritrade from 2018 to 2021 and as an Investment Consultant at Scottrade from 2009 to 2018. Li holds a California Insurance License, which supports the provision of comprehensive financial and insurance planning services.

Sylvie Leon is a Wealth Management Senior Relationship Manager at Fidelity Investments. In her current role, she serves as an advocate for families pursuing their retirement or investment goals, focusing on providing personalized experiences by leveraging the firm's resources. She emphasizes deepening client relationships through regular outreach and collaboration with partners and subject matter experts to identify appropriate strategies. Ms. Leon has held various roles within Fidelity Investments since 2024, including Planning Consultant and Relationship Manager. Prior to joining Fidelity, she served as Vice President and Client Relationship Manager at Elevon Wealth Management from 2016 to 2023, and as Assistant Vice President and Senior Registered Client Associate at Hitchcock Rosenfield Investment Group Wells Fargo Advisors from 1998 to 2016. She holds a California Insurance License. Outside of her professional responsibilities, Sylvie enjoys art, family activities, movies, music, parenthood, and traveling.

Danny Chung is a Financial Consultant currently working at Fidelity Investments since 2018. He focuses on assisting clients in making informed decisions about their financial futures by developing and implementing comprehensive financial plans tailored to their goals. His professional experience includes roles as an Investment Consultant at Fidelity Investments from 2016 to 2018, a Financial Advisor at Bank of America Merrill Lynch from 2012 to 2015, a Financial Advisor at Morgan Stanley from 2009 to 2012, and a Fixed Income Specialist at ML Stern & Co. from 2003 to 2009. Danny holds a California Insurance License.

Jeffrey Buk is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 25 years of industry experience. He has been with Wells Fargo Clearing since 2016. Outside of his advisory role, he owns a vehicle import business in Montana. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets through more than 14,000 advisors, offering both brokerage and advisory solutions.

Michael Bernier is a Series 63-licensed financial advisor at LPL Financial in Milpitas, CA, with 34 years of industry experience. He previously worked at Western International Securities, Inc. for 28 years before joining LPL Financial in 2025. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of investment adviser representatives using both proprietary and third-party strategies.

Alka Kumar is a Vice President and Financial Consultant at Fidelity Investments, a role she has held since 2020. She has over a decade of experience in the financial services industry, working with clients to develop financial plans tailored to their goals and priorities. Her work focuses on helping clients achieve financial freedom and peace of mind. Prior to her current position, Kumar served as Vice President Financial Solutions Adviser at Bank of America Merrill Lynch from 2016 to 2020. She also held the role of Vice President Private Client Adviser at JP Morgan Chase N.A. from 2011 to 2016 and was a Licensed Banker at Chase from 2006 to 2010. Kumar holds a California Insurance License. She emphasizes building trust and sincerely caring for her clients' financial well-being in her professional approach.

Rakan Sawalha is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and having seven years of industry experience. He has worked with Wells Fargo Clearing Services LLC since 2018 and Wells Fargo Bank NA since 2013. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

John Silk is a Financial Advisor at Merrill Lynch Wealth Management and a member of the GD Group. He offers personalized investment guidance tailored to clients’ goals, risk tolerance, time horizon, and liquidity needs. John focuses on areas including education planning, family wealth management strategies, legacy planning, personal retirement planning, and retirement income. He holds a Bachelor's Degree from the University of Southern California and professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). John works collaboratively with clients to develop individualized financial strategies designed to support their long-term objectives. Outside of his professional responsibilities, John enjoys golfing, hiking, fishing, baseball, football, pickleball, reading, skiing, volleyball, and spending time with his family. He actively participates in community volunteering, reflecting the Merrill tradition of engagement in the communities they serve.

Phuong Mai is a financial advisor at Ameriprise with nine years of industry experience and a Series 66 designation. She previously worked at Kestra Advisory and Transitions Wealth Advisors and has provided comprehensive financial planning, risk management, and asset management services. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Caryna Corzine is a Wealth Management Advisor with Merrill Lynch Wealth Management. She is committed to providing advice and guidance to individuals, families, businesses, and non-profit organizations through a planning-based approach tailored to their goals and priorities. Her focus includes executive compensation, family wealth management strategies, retirement income, philanthropic planning, and investment strategy for individuals and corporations. Her expertise centers on placing the investor at the center of the wealth management process, using an understanding of clients' lives as the foundation for recommending financial strategies designed to help them pursue their goals and adjust their plans over time. Caryna is aligned with the philosophy of The Eyer – Corzine – O'Connell Group, which emphasizes long-term progress and personalized financial management. Caryna holds a Bachelor's Degree from Rutgers University. Outside of her professional work, she enjoys golfing, hiking, tennis, and spending time with her family.

Valerie Kuo is a financial advisor at J.P. Morgan Securities with one year of industry experience. She holds a Series 66 designation and has previously worked at firms including Stifel, Nicolaus & Co., Inc. and Jpmorgan Chase Bank, N.A. Valerie’s background also includes roles outside of finance, such as positions at UC San Diego and Rakuten Viki. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative analysis, incorporates ESG considerations, and includes unique regulatory registrations related to derivatives and commodities.

Michelle Ruan is a Financial Advisor with Merrill Lynch Wealth Management, where she focuses on connecting all aspects of clients' financial lives to help prioritize and pursue their most important goals. Her approach begins with understanding each client's short-, mid-, and long-term objectives to develop personalized wealth management strategies. Michelle's expertise encompasses college education planning, family wealth management, liquidity management, retirement planning, portfolio management, and tax minimization, among other areas. She collaborates with Bank of America specialists to offer clients access to banking, credit, home financing, and small business solutions. She holds the Certified Investment Management Analyst (CIMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA) designations. She earned a Bachelor's Degree from the California State University System and communicates with clients in both English and Chinese. Outside of work, Michelle enjoys badminton, hiking, running, swimming, and yoga.

Daniel Dols is a Financial Consultant at Fidelity Investments, where he has been serving since 2023. He has been with Fidelity Investments since 2021, previously holding roles as an Investment Consultant and Financial Representative. Daniel brings a personal understanding of the financial challenges faced by clients in Silicon Valley, drawing on his background as the son of immigrants and his local upbringing. Daniel holds a California Insurance License. Outside of his professional work, he has interests in cars, food, social events, golf, hiking, and traveling.

Arman Bhangu is an Investment Consultant currently working at Fidelity Investments since 2025. He previously served as a Financial Solutions Advisor at Merrill Lynch from 2024 to 2025. In his role, Arman focuses on goal-based planning and providing personalized investment guidance to help clients achieve financial confidence. Arman holds a California Insurance License, which supports his efforts to offer comprehensive financial advice. His approach aims to foster trust and assist clients in navigating important financial decisions with clarity and confidence. Outside of his professional work, Arman has personal interests that include cars, comedy, fitness, hiking, and spending time with pets.

Kim Pham is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and seven years of industry experience. She has been with Wells Fargo Clearing Services LLC since 2018 and Wells Fargo Bank NA since 2015. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related investment options and bank deposit sweep programs among its offerings.

Erick Ortez is a financial advisor with Wells Fargo Clearing in Cupertino, CA, holding Series 63 and Series 66 designations and 15 years of industry experience. He previously worked at J.P. Morgan Securities from 2012 to 2018 before joining Wells Fargo Clearing. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Catherine Fang is a financial advisor at Morgan Stanley in Palo Alto, CA, holding Series 63 and Series 65 licenses with 22 years of industry experience. She has worked with Morgan Stanley Smith Barney since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by firm-approved tools and market simulations.

Vaibhav Rana is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and four years of industry experience. His prior work includes roles at JPMorgan Chase Bank, Realty Assistant Pvt Ltd, Tata SIA Airlines Limited, and Jet Airways (i) Ltd. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm employs a centralized due diligence process combining quantitative and qualitative research, with offerings that include a range of eligible strategies and an ESG eligibility framework.