Jennifer Bottalico is a Certified Financial Planner (CFP®) with 29 years of industry experience. She has been with Raymond James & Associates in Belvedere Tiburon, CA, for 10 years. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and municipal advisory services.

Alex Kennedy is a financial advisor with Merrill in San Francisco, CA, holding a Series 66 designation and four years of industry experience. He has worked at Merrill since 2017 and previously was employed at EdPlus at Arizona State University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Mark Lavan is a Certified Financial Planner® with 25 years of experience, currently with Edward Jones since 2001. He serves as a board member for Summit Adventure, where he assists in steering the organization and fundraising efforts. Edward Jones is a full-service wealth management firm serving a broad client base, including individual and institutional clients, through a nationwide network of financial advisors. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard.

Lucille Hu is a financial advisor with Morgan Stanley in San Francisco, holding a Series 66 designation and six years of industry experience. She has worked at Morgan Stanley and Morgan Stanley Private Bank since 2017, and previously held roles at FBG Capital and Value Retail China. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer that serves individual and institutional clients with a broad range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market simulations to support its services.

Christopher Oerman is a financial advisor with Merrill based in San Francisco, CA, holding Series 63 and Series 65 licenses. He has 13 years of industry experience, including roles at Western Growers Financial Services and multiple positions within Bank of America and Merrill since 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to a range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

Angela Lew is a financial advisor at Morgan Stanley with 28 years of industry experience. She has been with Morgan Stanley since 2015 and holds Series 63 and Series 66 licenses. Outside of her advisory work, she is a sole proprietor involved in property management of a rental property. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and advisory programs backed by firm‑approved planning tools and extensive asset management.

Christian Murphy is a financial advisor at UBS Financial Services in San Francisco, CA, holding a Series 66 designation with three years of industry experience. He joined UBS in 2022 after completing his education at the University of the Pacific. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, employing proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, providing a broad range of offerings including fee-based financial planning and principal trading activities.

Dominick Giovinazzo Jr. is a financial advisor at Morgan Stanley in San Francisco with six years of industry experience. He holds the Series 66 and Series 63 designations and previously worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. He has held various roles in both financial services and hospitality sectors. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, emphasizing tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers comprehensive wealth management services, including estate planning and corporate financial planning agreements.

Connor Addiego is a financial advisor with Morgan Stanley in San Francisco, holding a Series 66 designation and four years of industry experience. His work history includes roles at Morgan Stanley since 2021, as well as prior positions at Bigge Crane & Rigging Co and TransPak. He also spent four years at Pitzer College. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides tailored financial planning and manages approximately $2.74 trillion in client assets, employing structured planning tools and a range of advisory programs.

Fung Yee Georgiana Suen is a financial advisor at UBS Financial Services with 19 years of industry experience. She holds a Series 66 designation and has been with UBS since 2016. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Carol Hu is a financial advisor with Wells Fargo Clearing and has been in the industry since 2025. She previously worked at Northern Trust from 2021 to 2025 and held roles at Wells Fargo Bank between 2011 and 2021. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Cassandra Pate is a financial advisor with Morgan Stanley in San Rafael, CA, holding a Series 66 credential and seven years of industry experience. She has been with Morgan Stanley since 2018 and previously worked at Starbucks Coffee Company for five years. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm‑approved tools and analysis. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Christel Robbins-Whittier is a Financial Consultant at Fidelity Investments, a role she has held since 2019. She has been with Fidelity Investments since 1998, with previous positions including Retirement Planner, Relationship Manager, Financial Representative, and Senior Investment Data Analyst. Her experience spans various aspects of financial planning and client relationship management within the firm. Robbins-Whittier holds a California Insurance License, which supports her work in the financial services sector. She is committed to partnering with clients and their families to work towards their financial goals. Outside of her professional career, she has personal interests that include cars, family activities, movies, pets, Pilates, and traveling.

Aimee Karol is a CFP® professional with 43 years of industry experience, currently serving at Wells Fargo Clearing since 2016. She previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Based in San Francisco, CA, she holds Series 63 and Series 65 licenses. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes insurance-related vehicles and bank deposit sweep options among its investment offerings.

Paul Schieber is a financial advisor with Wells Fargo Clearing in Santa Rosa, CA, holding Series 63, 65, and 66 licenses and 34 years of industry experience. His prior roles include positions at Fidelity Investments and Principal Funds Distributor. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Karen Varnhagen is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and possessing 43 years of industry experience. She has worked at Morgan Stanley Private Bank, National Association since 2015 and has been affiliated with Morgan Stanley Smith Barney and Citigroup Global Markets since 2009 and 2006, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools along with Monte Carlo simulations to model outcomes, while acting primarily in an advisory capacity.

Audrianna Sibiski is a financial advisor at Morgan Stanley with eight years of industry experience. She holds Series 65 and Series 66 licenses and has worked previously at BNY Mellon and Bank of America. Outside of her advisory role, she is the sole proprietor of a property management business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools.

Grace Ngai is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. She previously worked at Charles Schwab Co., Inc. and Charles Schwab Bank, SSB for 12 years. Outside of her advisory role, she manages a rental property in Napa, California. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Alexander Taft is a financial advisor at UBS Financial Services in Mill Valley, CA, holding Series 63 and Series 65 designations with 36 years of industry experience. He has been with UBS since 1989. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client strategies.

John Myers is a Private Wealth Advisor with Merrill Private Wealth Management. He collaborates with high-net-worth clients and their families, focusing on executives, founders, and investors in the technology and life sciences sectors. His work centers on building customized investment portfolios aligned with clients' long-term wealth management goals and managing concentrated and restricted securities holdings. John leverages his professional network and Merrill resources such as research analysts, investment bankers, and the Venture Services Group to provide specialized expertise to his clients. With over 30 years of experience in finance, John began his career in the Corporate Executive Services group at Prudential Securities. Before joining Merrill in 2002, he was a principal in the Private Client Group at Robertson Stephens, managing assets for corporate executives, venture capitalists, and founders of emerging growth companies. He holds the Chartered Financial Analyst (CFA) designation and is a member of the CFA Institute and the Society of Security Analysts of San Francisco. John earned a Bachelor of Arts degree in economics from Princeton University. John supports Merrill's tradition of community service through his role as a trustee and chair of the finance committee at the University of San Francisco, where he also serves on the executive committee. Outside of his professional commitments, he enjoys hiking, music, swimming, and yoga.