Andrew Chase is a financial advisor with Morgan Stanley in San Francisco, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has been with Morgan Stanley since 2009, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Outside of his advisory work, he manages several LLCs involved in real estate investments and land development, including rental properties and Airbnb rentals. Morgan Stanley Wealth Management serves both individual and institutional clients with a broad range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm employs structured financial planning tools and offers various investment and planning solutions through its extensive network of advisors.

Ana De Loizaga is a financial advisor with Equitable Advisors in San Francisco, holding a Series 66 designation and beginning her advisory career in 2025. Prior to joining Equitable Advisors, she has held positions at Target and Blenders in the Grass, and is currently involved with Deja and Company Exquisite Jewels as a sales professional. She has also worked in educational roles at the University of California, Santa Barbara, and the American School of Madrid. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients by offering financial planning, retirement plan consulting, and asset-management programs. The firm delivers its services through a network of Investment Adviser Representatives and employs a range of third-party advisory programs and fiduciary services.

William Anderson is a CFA® charterholder and holds Series 63 and Series 66 licenses, with six years of experience in the financial services industry. He is currently with UBS Financial Services in San Francisco, having previously worked at Northwest Capital Management, Parcion Private Wealth Management, and PitchBook Data. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory services, combining institutional trading capabilities with wealth management. The firm uses proprietary research and model-based asset allocations to tailor financial plans and portfolio management to client goals and risk profiles.

Raymundo Othon Galvez is a financial advisor with J.P. Morgan Securities, holding Series 66 and Series 63 credentials and 10 years of industry experience. He has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2016. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to build model asset allocations and incorporates an ESG eligibility framework.

Jackson Joyce is a Financial Consultant at Fidelity Investments, where he has been serving since 2023. In this role, he collaborates closely with clients to analyze their portfolios and assist them in making informed financial decisions aligned with their life and family goals. Jackson's experience at Fidelity Investments spans several roles, including Investment Consultant (2022-2023), Planning Consultant (2021-2022), and Financial Representative (2020-2021). This progression reflects his ongoing commitment to supporting clients in their financial planning and investment needs. He holds a California Insurance License, which complements his financial advisory capabilities.

Daniel Cutter is a Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in financial strategies for families and individuals with special needs or disabilities. He is a key contributor to the development of Merrill's Special Needs Team, a group dedicated to assisting clients through collaborative planning, investment management, and fiduciary services, with offices in California. Daniel holds a Bachelor's Degree from Northern Illinois University and a Master's Degree from the University of San Francisco. He maintains professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). His expertise encompasses working with families and private professional fiduciaries to define goals and establish wealth management strategies that adapt to life changes, specifically addressing the financial complexities faced by society's vulnerable populations. Active in his community, Daniel participates in organizations such as Autism Speaks, Albany Little League, Disability Affinity Network, The Arc, and YMCA. Outside of work, he enjoys camping, hiking, running marathons, skiing, soccer, spending time with family, and practicing yoga.

Michael Yochum is a financial advisor with UBS Financial Services in San Francisco, holding Series 63 and Series 65 licenses and with 42 years of industry experience. He has been with UBS Financial Services since 1986. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Julian Capen is a financial advisor with Morgan Stanley in San Francisco, holding a Series 66 designation and 10 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC from 2015 to 2019 and returned to the firm in 2020 after a brief period at ICONIQ Capital, LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by advanced modeling tools.

Louis Hudson is a financial advisor at Charles Schwab with 25 years of industry experience. He holds Series 63, 65, and 66 credentials and has previously worked at Morgan Stanley and E*TRADE. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a combination of non-discretionary and discretionary investment solutions supported by a multi-asset model portfolio approach.

Scott Geller is a financial advisor with Morgan Stanley in San Rafael, CA, holding Series 63 and Series 66 credentials and 18 years of industry experience. His work history includes roles at Wells Fargo Clearing, Bank of America, and Merrill prior to joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs to individuals and institutions, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and provides a structured planning process that utilizes firm-approved tools and modeling techniques.

Kristi Prince is a financial advisor with Morgan Stanley in San Francisco, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery processes and proprietary tools to develop customized plans.

Linda Campbell is a CFA® charterholder with 41 years of experience in the financial services industry. She has been with UBS Financial Services since 2006 and co-owned The Campbell Group, Inc., dba Alternative Investments Company, from 1984 until it became inactive. Campbell serves as chair of the Endowment Advisory Committee for the ARCS Foundation, overseeing endowment investments and participating in university assessment activities related to grant compliance. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, combining institutional trading capabilities with wealth management through a range of fee-based financial planning, portfolio management, and capital markets services.

Justin Kobe is a CFA® charterholder with 14 years of industry experience. He has been with Cambridge Investment Research Advisors since 2016 and previously worked at Protected Investors of America. He is based in San Francisco, CA. Cambridge Investment Research Advisors serves a diverse client base including individual and institutional investors such as pension and charitable organizations. The firm offers financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals and manages a multi‑billion dollar asset base across multiple platforms and custodians.

Seamus Bruner is a financial advisor with Merrill in San Francisco, CA, holding a Series 66 designation and 24 years of industry experience. He has worked at Merrill since 2009 and is also associated with Bank of America, N.A. Bruner is involved in art production and sales, and serves as a director of the HANA Foundation, a charitable organization focused on selling art to donate proceeds to other charities. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors, combining internal and third-party management with customized portfolio implementation.

Paul Minasian is a financial advisor with Morgan Stanley based in San Francisco, CA. He holds Series 63 and Series 65 licenses and has 31 years of industry experience. Minasian has been with Morgan Stanley and its related entities since 2007. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies.

Maria Reyes is a financial advisor at Morgan Stanley with 22 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and was previously employed at Citigroup Global Markets from 2007 to 2009. Reyes holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a broad range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a financial planning process based on structured discovery and firm-approved tools.

Richard Armellini is a financial advisor with Charles Schwab in San Francisco, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2014 and was previously with TD Ameritrade from 2022 to 2024. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management, financial planning, and custody services supported by a multi-asset model portfolio approach and alternative investment options.

Oliver Choy is a Series 66-licensed financial advisor at Stifel with 22 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. for 12 years before joining Stifel in 2023. Stifel serves a broad range of clients, including individuals, institutional accounts, and charitable organizations, offering brokerage and investment advisory services based on proprietary investment analysis and allocation guidance developed by its Investment Strategy Group.

Jack Caswell is a financial advisor at Morgan Stanley in San Rafael, CA, holding a Series 66 designation with two years of industry experience. His prior work history includes roles at Mirador, Inc., Rookie Road, Inc., and Fiddlehead Brewing Company. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies.

John D'amico is a financial advisor at UBS Financial Services with 27 years of industry experience. He holds Series 63, Series 65, and Series 66 designations. Prior to joining UBS in 2019, he worked at Bank of America and Merrill Lynch, Pierce, Fenner & Smith, Inc. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.