Jack Teale is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2016, with prior roles at Wells Fargo Clearing and Wells Fargo Bank. Outside of his advisory work, he is a co-owner of a property rental business in Mountain View, California. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Nicholas Thornhill II is a Financial Advisor with Merrill Lynch Wealth Management. He specializes in assisting individuals, families, and business owners in achieving their financial objectives through tailored wealth management strategies. He focuses on areas including executive compensation, equity compensation services, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, and tax minimization. Nicholas works closely with clients to understand their priorities and develop customized approaches for investment management, retirement readiness, risk management, and wealth transfer. He holds a Master of Business Administration (MBA) from the University of North Carolina System and carries the Personal Investment Advisor (PIA) designation. He communicates in both English and Spanish. Outside of his professional role, Nicholas is involved with King's Charity Inc. He enjoys boating, cooking, fishing, golfing, pickleball, scuba diving, skiing, surfing, traveling, and spending time with his family.

Kai Wen Tan is a financial advisor with Morgan Stanley in San Jose, CA, holding a Series 66 designation and bringing 12 years of industry experience. He has been with Morgan Stanley since 2014 and has worked with Morgan Stanley Private Bank, National Association since 2017. Outside of his advisory role, Tan is the managing member of Blue Iron Ventures, LLC, an education and recreation business. Morgan Stanley Wealth Management is a large, SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and a wide range of advisory programs, managing approximately $2.74 trillion in client assets.

Laura Jarrell is a financial advisor at Morgan Stanley with 13 years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2012. Outside of finance, she owns and manages a franchise hair salon through her company Redpoint Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and market modeling.

Morena Palacios is a financial advisor at Wells Fargo Advisors with 24 years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo Advisors and its affiliated entities since 2009. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, including specialized planning for business-owner transitions, sports and entertainment, special-needs, and divorce, using proprietary research and planning tools.

Bryan Carp is a financial advisor at Morgan Stanley in Palo Alto, CA, holding a Series 66 designation with six years of industry experience. He has been with Morgan Stanley since 2017 and also worked at Postmates from 2016 to 2024. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured discovery processes and proprietary planning tools.

Ian Sorenson is a Series 66 licensed financial advisor with two years of industry experience, currently with Thrivent Investment Management. His prior work includes roles at Thrivent Financial and positions related to education and local government. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written financial plans without portfolio management, and allows clients to combine planning with managed-account programs under a consolidated billing option.

Robert Schloer is a financial advisor at J.P. Morgan Securities with two years of industry experience. He previously worked at Credit Suisse Hong Kong Ltd for eleven years. Outside of his advisory role, he holds a passive minority equity stake in Clinova Ltd, a healthcare company. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary advisory program.

Dennis Laughlin is a financial advisor with Edward Jones in San Jose, CA. He holds the CFP® and Series 66 designations and has 18 years of industry experience. He has been with Edward Jones since 2007. Outside of his advisory role, he manages a residential rental property in Indialantic, FL. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Fernanda Graziela Hardy is a financial advisor at Fidelity with Series 63 and Series 66 credentials and two years of industry experience. Her prior roles include positions at Quest Flex Consulting, Primerica Financial Services, and Metro by T-Mobile. Outside of advising, she is involved in creating social media content and websites, writing and publishing children’s books in partnership with friends, and providing occasional pet and child care. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, employing a process that combines proprietary research, quantitative analysis, and algorithmic portfolio construction across a range of mutual funds, ETFs, and ETPs.

Ricardo Paguaga is a financial advisor at Charles Schwab with eight years of industry experience. He holds Series 63 and Series 66 designations. His work history includes roles at Charles Schwab & Co., Inc., Charles Schwab Bank, Clemson University, and The Gordran Group. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment services with a multi-asset model portfolio approach and centralized operational support.

Elizabeth Kent Levy is a financial advisor at Morgan Stanley with 29 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and has been with Citigroup Global Markets since 1995. She holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a variety of advisory programs to individuals and institutional clients. The firm offers tailored financial planning services and manages approximately $2.74 trillion in client assets.

Robert Couse is a financial advisor with Mass Mutual Investors Services in San Jose, CA, holding Series 66 and Series 63 licenses and bringing 16 years of industry experience. He previously worked at New York Life Insurance and NYLIFE Securities LLC for 11 years before joining Mass Mutual in 2023. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved software tools for goal analysis and provides collaborative annual planning relationships tailored to client needs.

Benjamin Sowards is a financial advisor at LPL Financial with one year of industry experience. He is also an attorney and has co-owned a legal marketing firm alongside two LLCs related to marketing and rental real estate with his wife since 2009. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services with discretionary and non-discretionary management supported by in-house and third-party research.

Ho Yu Liu is a financial advisor with Morgan Stanley in Cupertino, CA, holding Series 63 and Series 66 licenses and four years of industry experience. Prior to joining Morgan Stanley in 2022, Mr. Liu worked at several financial institutions including Bank of America, Citibank, J.P. Morgan Securities, and Bank of The Orient. He also gained experience outside finance with roles in engineering and construction firms. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers advisory programs including tailored financial planning supported by structured discovery processes and proprietary modeling tools.

Fred Abajelo is a financial advisor at LPL Financial with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at LPL Financial since 2019. Prior to that, he was with Cetera and Technology Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations nationwide. The firm offers various advisory programs, retirement plan consulting, and brokerage services, with access to research, model portfolios, and both discretionary and non-discretionary management options.

Weiqing Li is a Financial Advisor with Merrill Lynch Wealth Management. In this role, Li assists clients by uncovering their priorities and developing strategies aimed at pursuing their financial goals. Li holds the designation of Personal Investment Advisor (PIA) and possesses academic qualifications including a Master's Degree from the University of Science and Technology Beijing, a Master's Degree from the University of Southern California, and a Bachelor's Degree from Shaanxi University of Science and Technology. Li communicates professionally in both English and Chinese.

Daniel Zachary is a financial advisor at Edward Jones in Fremont, CA, with 14 years of industry experience. He holds the CFP®, ChFC®, and Series 66 credentials. Prior to joining Edward Jones in 2018, he worked at E*TRADE Capital Management LLC and E*Trade Securities LLC from 2015 to 2018. Outside of his advisory role, he participates as a visitor host for BNI Business Success Partners in Newark, CA. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets through a nationwide network of over 23,000 financial advisors and provides a range of advisory programs with discretionary and non-discretionary strategies under a fiduciary standard.

Michael Milton is a financial advisor at LPL Financial with 17 years of industry experience. He holds the Series 66 designation and has been with LPL Financial since 2016. Prior to and concurrently with his role at LPL, he has worked at Fremont Bank since 2015, where he also serves as a Director of Branch Banking overseeing nine bank locations. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a broad network of representatives. The firm offers diverse advisory programs, financial planning, and retirement consulting, utilizing research and model portfolios from various sources to support both discretionary and non-discretionary investment management.

Deborah Mckellar is a financial advisor at Ameriprise with 42 years of industry experience. She has been with Ameriprise and its affiliated entities since 2009 and holds Series 63 and Series 65 licenses. In addition to her advisory work, she has been involved in independent insurance brokering, including fixed annuity products with several providers. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing planning focused on income sources and tax-aware withdrawal strategies for clients approaching or in retirement.