Ching Koh is a financial advisor with Ameriprise in Kirkland, WA, holding a Series 66 designation and 20 years of industry experience. He has worked with Ameriprise and its affiliated entities since 2006. Outside of his advisory role, he manages an advisory business as a practice manager for another advisor. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver personalized recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Ulrika Claesson is a Series 66–registered financial advisor with Edward Jones in Redmond, WA. She has been with Edward Jones since 2008 and has 18 years of industry experience. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,000 advisors.

Rachel Fash is a financial advisor at Merrill in Bellevue, WA, holding a Series 66 designation with five years of industry experience. She previously worked at Windermere Real Estate/East, Inc. and held roles at Amazon and the Army and Air Force Exchange Service. Outside of advisory work, she is a sole owner of a rental property. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

John Kozol is a CFA® charterholder with 43 years of experience in the financial services industry. He is currently affiliated with Cetera and serves as the owner of Headwater Wealth Advisors, a financial services firm. His prior roles include long tenures at First Allied Advisory Services, Inc. and First Allied Securities, Inc. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform featuring both affiliated and third-party investment options.

Kyle Temple is a CFP® professional with nine years of industry experience, currently affiliated with OSAIC in Bellevue, WA. He has previously worked at Securities America Advisors and Sovereign Wealth Advisors, and operated a self-employed advisory business for one year. Osaic Wealth, Inc. serves a diverse client base that includes individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm utilizes asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to create portfolios with a range of investment options, while offering integrated brokerage and advisory services.

Marc Sickles is a financial advisor at Morgan Stanley with 25 years of industry experience. He has held positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney, as well as Citigroup Global Markets. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. Its financial planning process uses firm-approved tools and modeling techniques to support client goals, with advisory services delivered through a broad range of investment offerings.

Tanner Peelen is a financial advisor at UBS Financial Services in Bellevue, WA, holding a Series 66 designation with 15 years of industry experience. He has been with UBS since 2010. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, combining institutional trading capabilities and wealth management services to provide tailored financial planning, portfolio management, and capital markets solutions.

Christopher Pham is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. He has worked at Charles Schwab since 2008 and at Charles Schwab Bank since 2017. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to affiliated discretionary SMA portfolios and a formal alternative-investment onboarding process.

Zachary Sanidad is a financial advisor at Raymond James Financial in Bellevue, WA, with two years of industry experience. He holds a Series 66 designation and has previously worked at Yukon Appraisal, Anthony's Restaurants, Amazon, and Washington State University. Outside of advising, he is involved with Baker Day LLC, a support company based in Bellevue. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, institutional, and nonprofit clients. The firm employs tailored, non-discretionary planning and analytical tools to align investment strategies with client goals.

Jonah Stevens is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he worked at Amazon Flex and U.S. Bank. He has also held positions at Apple and Levi Strauss. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, combining fundamental research with quantitative analysis and algorithmic portfolio construction to create model portfolios from a broad investable universe of mutual funds, ETFs, and ETPs.

Tracy Crowley is a CFP® professional with 12 years of experience in the financial advisory industry, all with Edward Jones since 2014. She is based in Redmond, WA. Outside of her advisory role, she hosts a podcast featuring interviews with friends about their life stories and sells books related to workforce re-entry. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment options. The firm manages over $1 trillion in assets and operates a nationwide network of more than 23,700 financial advisors.

Matthew Arbogast is a financial advisor at Merrill with seven years of industry experience. He holds the Series 66 designation and has been with Merrill since 2017. Prior to joining Merrill, he worked briefly at Northwestern Mutual and has an academic background from Oregon State University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Ethan Froula is a financial advisor with Equitable Advisors in Bellevue, WA. He holds the Series 66 designation and has been in the industry since 2026. His prior experience includes roles at Education at Work, McKinstry Essentions, and Baker Boyer National Bank, among others. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions. The firm provides financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating primarily through LPL-sponsored programs and endorsed third-party managers.

Melanie Rubinstein is a financial advisor with UBS Financial Services in Bellevue, WA, holding the Series 66 designation and having 10 years of industry experience. She has worked at UBS since 2015, including time with UBS Asset Management since 2017. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and a range of investment products. The firm integrates institutional trading capabilities with wealth management and uses proprietary research and model-based asset allocations to tailor client strategies.

Terry Terrell is a financial advisor with Equitable Advisors in Bellevue, WA, holding a Series 66 designation and 18 years of industry experience. He has been with Equitable Advisors since 2007 and previously worked at Axa Advisors, LLC. Outside of his advisory role, he manages an LLC that hires administrative support for his personal financial consulting practice. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and a range of third-party asset managers. The firm operates a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

Andrew Roed is a financial advisor at Robert Baird & Co. with 24 years of industry experience. He has been with Robert Baird & Co. since 2014 and holds a Series 66 designation. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that advises a diverse client base, including individuals, families, pensions, corporations, and charitable organizations. The group provides tailored consulting and portfolio services, utilizing a range of investment strategies and overlay services to meet client goals and risk tolerances.

Patricia Fletcher is a financial advisor at Morgan Stanley with 42 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer providing a wide range of advisory programs to individual and institutional clients. The firm emphasizes structured financial planning using approved tools and offers various investment and planning services across retail and institutional markets.

Peter Hamilton is a financial advisor with LPL Financial in Bellevue, WA, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. Prior to joining LPL Financial in 2022, he worked at Ameriprise Financial Services for 17 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and various investment strategies.

Doan Trang Bell is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. She has been with Raymond James & Associates since 2016. Outside of advising, she provides notary public services on a part-time basis. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, and municipal entities, offering financial planning and advisory services supported by a range of portfolio management styles and extensive research resources.

Bradley Mcintosh is a financial advisor at Stifel with seven years of industry experience and holds the Series 66 designation. His prior roles include positions at Money Concepts Capital Corp, Seia LLC, Royal Alliance Associates, and Stifel Nicolaus & Co Inc. Stifel serves a wide range of clients, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm uses a proprietary methodology developed by its Investment Strategy Group to provide capital market guidance and asset allocation analyses.