Scott Gilbert is a financial advisor with Morgan Stanley in Kirkland, Washington, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2017 and previously worked at LoCorr Distributors. Outside of advising, he serves as president of the board for a recreational club in Mercer Island, Washington. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm emphasizes a structured planning process using firm-approved tools and offers a broad range of retail and institutional investment options.

Tanya Anderson is a financial advisor with J.P. Morgan Securities in Bellevue, WA, holding a Series 66 designation and 25 years of industry experience. Her career includes long tenures at Merrill Lynch and First Republic Investment Management prior to her current role. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, utilizing a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm’s services are offered on a non-discretionary basis, with final investment decisions retained by clients.

Smaly Khong is a Series 66-registered financial advisor with Morgan Stanley in Kirkland, WA, where he has worked since 2015. He has eight years of industry experience. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools alongside research from its Global Investment Committee.

Chun Mei Zhu is a CFP® professional with 21 years of industry experience, currently affiliated with LPL Financial since 2020. Prior to joining LPL, she worked for Waddell & Reed, Inc. and various insurance carriers for 16 years. Outside of her advisory role, Zhu works as a ski instructor on weekends. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers financial planning, advisory programs, and retirement plan consulting, utilizing discretionary and non-discretionary management supported by in-house research and third-party models.

Thomas Fowler is a financial advisor with OSAIC in Bellevue, WA, holding Series 63 and Series 65 licenses and bringing 56 years of industry experience. His prior roles include 15 years at Woodbury Financial Services and ongoing involvement with Rainier Brokerage Group and Fowler Financial Group, where he serves as president. Outside of advisory work, Fowler is active as an elder committee member at Crossroads Bible Church and engages in public speaking and authoring financial articles. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, employing asset-allocation tools and multiple investment platforms to offer tailored portfolio management and third-party solutions.

Peter Kline is a Senior Vice President and Wealth Management Advisor at Merrill Lynch Wealth Management, with a 43-year history in wealth management services. He provides guidance to a diverse client base including business owners, executives, entrepreneurs, professionals, and multigenerational families. His areas of expertise include wealth planning, investment management, trust and estate planning services through Bank of America Private Bank, family wealth dynamics, executive compensation, access to credit through Bank of America, college education planning, divorce transition planning, legacy planning, personal retirement planning, portfolio management, special needs planning, tax minimization, and retirement income strategies. Peter began his career in wealth management in 1988 with Merrill and has developed a significant tenure and continuity at the firm. Prior to joining Merrill, he spent seven years as a Financial Advisor and Manager with an advisory firm in Bellevue. He holds a Bachelor of Science degree from the University of Wyoming with an emphasis in Investment Analysis and Portfolio Management. Peter maintains professional credentials including CERTIFIED FINANCIAL PLANNER™ (CFP), Certified Investment Management Analyst® (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Peter is actively involved in community initiatives such as Marathons with Meaning, where he combines his passion for endurance running and support for athletes with disabilities. Outside of his professional work, his personal interests include adventure sports, horseback riding, running marathons, scuba diving, and skiing.

Vitaliy Petrov is a financial advisor with Thrivent Investment Management in Bellevue, WA, holding a Series 66 designation and eight years of industry experience. He previously worked at Park Place LTD from 2015 to 2018 before joining Thrivent Financial and Thrivent Investment Management in 2018. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm delivers goal-based, holistic analyses addressing a wide range of planning topics, offering options for integrating planning with managed accounts under a consolidated billing arrangement.

Kevin Nanthrup is a financial advisor with Ameriprise in Fall City, WA, holding a Series 66 designation and 16 years of industry experience. He has been with Ameriprise and its affiliated entities since 2007. Outside of his advisory role, he is involved in managing an advisory business at Heritage Wealth Advisors LLC. Ameriprise offers retirement-income planning services primarily for clients with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations. The firm serves clients through a broad range of advisory, brokerage, and insurance solutions typical of large institutional firms.

Jacob Burns is a Private Wealth Advisor with Merrill Private Wealth Management in Seattle. He provides advisory services to a select group of entrepreneurs and their families, focusing on managing substantial wealth and assisting clients in navigating critical financial decisions and transitions. Jacob Burn's career in wealth management began in 2000 and includes experience with several prominent institutions. His previous roles include positions at J.P. Morgan as an Executive Director in Private Wealth Management, at Goldman Sachs as a Private Wealth Advisor, and at UBS where he served as a Financial Advisor and Divisional Lending Advisor. He holds a Bachelor's degree in Economics from Fordham University and an MBA in Accounting, Finance, and Strategy from the University of Washington's Michael G. Foster School of Business. Additionally, he earned a Certificate in Business Strategy from Harvard Business School Online. Jacob also maintains the Personal Investment Advisor (PIA) designation.

Steven Beals is a financial advisor with OSAIC based in Bellevue, WA, holding Series 63 and Series 66 designations and bringing 29 years of industry experience. He previously worked at Woodbury Financial Services for 10 years and has been with The Wealth Network for over two decades in leadership and advisory roles. Outside of financial advising, he engages in public address broadcasting for local sports teams. OSAIC serves a diverse client base that includes individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools, risk assessments, and multiple platform options to manage portfolios with a broad range of investment products.

Kyle Putnam is a financial advisor with Ameriprise in Enumclaw, WA, holding a Series 66 designation. He has been with Ameriprise since 2025 and previously operated a massage therapy business for eight years. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver non-discretionary recommendations through a centralized consulting team.

Kyle Spitzer is a financial advisor with Raymond James Financial, holding a Series 66 designation and 13 years of industry experience. He has worked with AMS Financial Group and Commonwealth Financial Network prior to joining Raymond James in 2022. Spitzer also works as a Senior Associate Financial Planner at Mainspring Wealth Advisors LLC. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm offers non-discretionary planning tailored to client goals using analytical tools and supports clients through various advisory programs and institutional consulting.

Daniel Goldman is a CFA® charterholder with 16 years of industry experience. He is currently with Raymond James & Associates, having joined in 2025. His prior roles include positions at Cetera Advisors LLC, Olson Investment Advisors, LLC, and First Allied Securities, Inc. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Prabpreet Minhas is a Financial Advisor at Merrill Lynch Wealth Management. He works closely with clients to understand their priorities and develop personalized strategies to pursue their short-, mid-, and long-term financial goals. His approach includes providing guidance on investing, retirement planning, and savings, and facilitating access to Bank of America specialists for banking, credit, home financing, and small business solutions. Prabpreet brings experience rooted in helping individuals and families, particularly those from immigrant backgrounds, to make confident and informed financial decisions. His professional designations include Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He holds a high school diploma from Kent Meridian High School and a bachelor's degree from Western Governors University. Outside of his professional role, Prabpreet enjoys basketball, biking, cooking, music, photography, spending time with his family, traveling, and watching movies. He is also a husband and sports enthusiast who values discipline, preparation, and lifelong growth, principles that inform his work as a financial advisor.

Jeffrey Crosby is a financial advisor with Ameriprise in Kirkland, WA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Ameriprise and its affiliated entities since 1994. Outside of advising, Crosby is involved in several business ventures, including providing leadership for a boat rental and storage company and owning a multisport racing business. Ameriprise serves clients primarily through retirement-income planning services designed for individuals with significant investable assets, utilizing a combination of research, modeling, and tax-efficient strategies. The firm operates as a large institutional provider offering a broad range of advisory, brokerage, and insurance solutions.

Curt Pederson is a financial advisor with LPL Financial in Issaquah, WA, holding Series 63 and Series 66 credentials and 33 years of industry experience. His prior experience includes six years at Ameriprise and 26 years with MML Investors Services, Inc. He is associated with Sound Wealth, a business related to his LPL activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a broad range of advisory and brokerage services, utilizing discretionary and non-discretionary management, model portfolios, and research to support diverse investment strategies.

Kurt Schulz is a Wealth Management Advisor at Merrill Lynch Wealth Management who specializes in serving a diverse clientele including active and retired athletes, entertainers, physicians, attorneys, executives, business owners, and families. Since joining Merrill Lynch in 2003 after a ten-year career in the National Football League, Kurt has focused on helping clients manage new wealth, personal retirement planning, portfolio management, sports and entertainment financial matters, individual and corporate investment strategies, and tax minimization. Kurt's financial approach emphasizes practical, straightforward strategies, encouraging clients to establish consistent saving and investment habits, manage debt prudently, and utilize available resources effectively. He works with clients from initial goal-setting through the development and implementation of customized financial strategies that address investment, retirement planning, income generation, tax minimization, and estate planning. His expertise is supported by professional credentials including the CERTIFIED FINANCIAL PLANNER® certificant and Certified Investment Management Analyst® (CIMA®) designation. Before his financial advisory career, Kurt played in the NFL, recording 30 interceptions and participating in two Super Bowls with the Buffalo Bills, and concluding his career with the Detroit Lions. He was also a three-time GTE Academic All-American while earning a Bachelor’s degree in Accounting from Eastern Washington University. Outside of work, Kurt engages in soccer with his adult sons, practices yoga and workouts daily, and enjoys skiing, tennis, and fly-fishing when time permits.

Steven Fleck is a financial professional with two years of industry experience, currently affiliated with Cetera. He holds the Series 66 designation and has prior experience at Edward Jones and several companies outside the financial sector. He is also involved with Cascaded Guided Wealth, where he works with clients to manage and grow their assets. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management, financial planning, and retirement services, utilizing a multi-manager platform with discretionary and non-discretionary program options.

Curtis Baker is a financial advisor at Charles Schwab with a Series 66 designation and three years of industry experience. His prior work includes roles at Keyston Bros Seattle and Charles Schwab Bank SSB. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts.

Charles Shaffer III is a financial advisor with LPL Enterprise based in Mercer Island, WA, holding Series 63 and Series 66 licenses and seven years of industry experience. His prior work includes roles at Mass Mutual Investors Services, New York Life, and The Prudential Insurance Company of America. Outside of his advisory role, he owns a business focused on strategic planning, branding, and target audience research for small advertising agencies. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, model portfolio programs, third-party asset management, and brokerage and insurance products through an integrated advisory and broker-dealer platform.