Jose Lopera Guevara is a financial advisor with Truist Advisory Services, holding the ChFC® designation and Series 66 license, and has 18 years of industry experience. He has worked with Truist Advisory Services since 2021 and previously held positions at Bb&T Securities, LLC and BBTIS. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm utilizes both discretionary and non-discretionary management approaches and integrates technology and affiliate resources in its investment processes.

Christian Espinal is a financial advisor with Citigroup Global Markets, holding Series 65 and Series 63 designations and two years of industry experience. He has been with Citibank since 2016. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm combines large institutional scale with specialized market roles, implementing multi-asset, multi-manager strategies through discretionary and non-discretionary programs.

Maykel Barrios is a financial advisor with Truist Advisory Services in South Miami, FL, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. He has worked extensively within the Wells Fargo affiliated firms from 2005 to 2024 before joining Truist in 2024. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, investment policy analysis, fiduciary support, and uses a combination of discretionary manager relationships and non-discretionary consulting to implement advice.

Karla Avecillas is a financial advisor at Janney Montgomery Scott with nine years of industry experience. She holds a Series 66 designation and previously worked at Raymond James & Associates, LWM Advisory Services, and LPL Financial. Outside of her advisory work, she owns a tutoring and pet-sitting business. Janney Montgomery Scott is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering comprehensive brokerage, financial planning, and advisory services.

Jiri Iglesias Farinas is a financial advisor with Eagle Strategies (NY Life) based in Miami, FL. He holds Series 66 and Series 63 designations and has three years of industry experience. His prior work includes roles at NYLIFE Securities LLC, New York Life Insurance Company, Family First Life, American Income Life Insurance Company, and Space Coast Credit Union. Eagle Strategies serves a diverse client base including individual investors, institutional clients, and retirement plans, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored advice through multiple program types and manages a significant portion of its assets on a non-discretionary basis.

Eduardo Navaza is a financial advisor at Truist Advisory Services with 10 years of industry experience. He holds a Series 66 designation and has worked at firms including Santander Securities, Charles Schwab, TD Ameritrade, and SunTrust Investment Services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm offers a combination of discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research tools and a multi-affiliate operating model.

Dorian Gonzalez is a CFP® with 29 years of industry experience and has been with Oppenheimer in Coral Gables, FL since 2007. He holds Series 63 and Series 65 licenses. Oppenheimer serves individuals, including high-net-worth clients, corporations, pooled vehicles, and retirement plans, offering a range of advisory programs such as portfolio management, consulting, and financial planning. The firm employs varied investment approaches tailored to different programs and advisors, managing approximately $36.7 billion in assets as of December 31, 2025.

Michael Costa is a financial advisor with OSAIC Institutions, Inc. holding a Series 66 designation and 13 years of industry experience. He has worked at several firms including Popular Bank, Infinex Financial Group, and Wells Fargo Advisors. He is dually employed as a private banker at Popular Bank and Infinex, managing client relationships and servicing accounts. OSAIC Institutions, Inc. serves individuals, retirement plans, trusts, estates, and corporate clients by offering customized advisory services, financial planning, ERISA plan services, and access to alternative investments and lending solutions. The firm operates a hybrid adviser/broker-dealer model with both discretionary and non-discretionary account management, supporting a diverse range of client needs through a network of investment adviser representatives.

Sandra Sepulveda is a financial advisor with Citigroup Global Markets in Miami, FL, holding Series 63 and Series 65 licenses and 22 years of industry experience. She has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains large institutional scale with specialized market roles, including derivatives and futures services.

Francisco Pages is a financial advisor with Citigroup Global Markets in Miami, FL, holding Series 63 and Series 65 designations and possessing 25 years of industry experience. He has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and maintains institutional-scale operations including in-house research, swap dealing, and futures commission merchant activities.

Nolan Davis is a financial advisor at Citigroup Global Markets with three years of industry experience. He holds a Series 66 designation and has previously worked with Hier Group and Vermont National Country Club. Citigroup Global Markets Inc. provides investment advisory, brokerage, and custody services to individual and institutional clients across various wealth segments. The firm offers multi-asset, multi-manager strategies through discretionary and non-discretionary programs and supports complex advisory solutions for high-net-worth clients.

Diego Higuera Cardenas is a financial advisor at Citigroup Global Markets with nine years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. His career includes roles at Citibank and Citi International Financial Services LLC since 2016. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and operates with in-house research, swap dealer, and futures commission merchant capabilities, catering to both discretionary and non-discretionary client needs.

Aleksandar Simeonov is a financial advisor with Truist Advisory Services based in Miami, FL. He holds Series 65 and Series 63 licenses and has 11 years of industry experience. His career includes roles at Truist Investment Services, Bci Securities, and Wells Fargo Clearing. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, offering asset allocation, fiduciary support, and a manager-selection program implemented through a combination of discretionary manager relationships and non-discretionary consulting.

Jason Laing is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with SunTrust Advisory Services since 2016 and has worked at Suntrust Investment Services, Inc. since 2003. Outside of his advisory role, he serves as a consultant for Phoenix Rising AI, which develops artificial intelligence digital agents for automotive industry sales leads. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plans, and charitable organizations. The firm utilizes a combination of discretionary and non-discretionary strategies supported by third-party platforms and manager arrangements, emphasizing integration across its affiliated entities.

Eduardo Franca De Macedo is a Series 66 licensed financial advisor at Citigroup Global Markets with eight years of industry experience. He has worked at Citibank N.A. and Citi International Financial Services LLC since 2017, following a year at XP Securities and three years at the University of Miami. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and operates with large institutional scale, including unique market roles such as a swap dealer and futures commission merchant.

Lina Melek is a financial advisor at Citigroup Global Markets with four years of industry experience. She holds the Series 66 designation and has worked at firms including Morgan Stanley and J.P. Morgan Securities LLC. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains in-house research and security-pricing activities, supporting both discretionary and non-discretionary investment solutions.

Loraine Urt is a financial advisor at Citigroup Global Markets with Series 66 and Series 63 licenses and two years of industry experience. She previously worked at Banco do Brasil S.A. for seven years before joining Citigroup in 2021. Citigroup Global Markets Inc. serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with specialized market roles, including swap dealing and futures commission merchant activities.

Maximo Razetti is a financial advisor at Citigroup Global Markets with a Series 66 license and three years of industry experience. He has worked at Citigroup Global Markets since 2022 and previously held positions at Citibank NA in Argentina and Citibank Peru. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm operates with large institutional scale and provides a broad range of advisory, execution, and custody services, including derivatives and futures capabilities.

Jericho Borges is a financial advisor at Citigroup Global Markets with 26 years of industry experience. He holds Series 63 and Series 65 licenses. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Advisors. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with specialized market roles, providing both discretionary and non-discretionary portfolio management and alternative investment exposures.

Elio Rey is a financial advisor at Truist Advisory Services in Miami, FL, holding a Series 66 designation with four years of industry experience. His work history includes roles at Truist Investment Services, Truist, Regions Bank, and Citibank. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, investment policy analysis, fiduciary support, and access to third-party manager solutions through its AMC Advantage program.