David Diaz is a Wealth Management Advisor with Merrill Lynch Wealth Management, serving high net worth individuals, family offices, non-profits, and corporations with wealth management strategies since 1987. He holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), which he obtained in 2001, CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and credentials in Sports & Entertainment (SE). David's expertise encompasses areas such as college education planning, divorce transition planning, family wealth management strategies, institutional and corporate benefit services, services for endowments, foundations, and non-profits, liquidity management, managing new wealth, personal retirement planning, sports and entertainment, and tax minimization. He earned a Bachelor's degree from Florida State University. Residing in South Florida with his wife and three children, David is active in his community through his church and his children's schools. His personal interests include baseball, camping, fishing, hunting, reading, spending time with family, and traveling.

Gabriel Baptista is a financial advisor at Merrill with one year of industry experience. He holds a Series 66 designation and has previously worked at Interactive Brokers LLC, Banco do Brasil Americas, and Samsung SDS America, Inc. His professional background also includes roles at Florida International University and other firms. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Patricio Salvidea Rodriguez is a financial advisor at UBS Financial Services with three years of industry experience. He previously worked at Morgan Stanley for four years. He holds a Series 66 designation and is based in Miami, FL. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary capital market assumptions and research to tailor financial plans to clients’ goals and risk tolerances.

Joseph Bowden is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management, one of the world's top wealth management firms. He focuses on a planning and process-driven approach to advisory services, aiming to meet the diverse financial needs of individuals and companies through a single relationship. Joseph emphasizes personalized financial strategies designed to help clients pursue their long-term goals by addressing key considerations such as risk tolerance, tax optimization, lending options, and institutional retirement plan services. With over 15 years of experience in investment and lending, Joseph has concentrated on commercial loans through Bank of America, including both recourse and non-recourse lending. He collaborates with the Private Bank's Institutional Investments & Philanthropic Solutions group to provide tailored advice to endowments and 501(c)(3) charities. His expertise is further demonstrated by his multiple professional designations, including Certified Exit Planning Advisor (CEPA®), Certified Investment Management Analyst® (CIMA®), Chartered Retirement Planning Counselor™ (CRPC™), Certified Plan Fiduciary Advisor® (CPFA®), and Sports & Entertainment Accredited Wealth Management Advisor™ (SE-AWMA™). Additionally, he was named to the 2024 Forbes "Best-in-State Wealth Advisors" list. Joseph holds a Bachelor's Degree from Weber State University and a Master's Degree from Florida International University. He is involved in professional organizations such as The Church of Jesus Christ of Latter-Day Saints and participates in community activities including the Boy Scouts of America. His personal interests include boating, chess, hiking, music, racquetball, running, skiing, soccer, spending time with family, and watching movies.

Gina Ferreira is a financial advisor at Raymond James & Associates with 11 years of industry experience and holds a Series 66 designation. Prior to joining Raymond James in 2026, she worked at Jefferies Investment Advisers LLC and Jefferies LLC from 2023 to 2026, and at Morgan Stanley Smith Barney LLC and related Morgan Stanley entities from 2016 to 2023. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, investment consulting, and institutional fiduciary solutions with a non-discretionary advisory approach.

Nicholas Hernandez is a financial advisor with LPL Financial, holding a Series 66 designation and four years of industry experience. Prior to joining LPL Financial in 2026, he worked at UBS Financial Services from 2022 to 2026 and ParmaMarket from 2019 to 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors and utilizes a variety of portfolio strategies and operational tools.

Hector Rosario Cuevas is an International Wealth Advisor with Merrill Lynch Wealth Management. He has over 12 years of experience in the financial services industry and joined Merrill Lynch in 2010 after three years as an institutional investment consultant. Hector holds a bachelor's degree in accounting and finance, graduating magna cum laude from the University of Puerto Rico, and earned his Juris Doctor from the University of Puerto Rico School of Law. He is also a Certified Public Accountant by training. In his role, Hector focuses on family wealth management strategies, managing new wealth, personal retirement planning, and the sports and entertainment sectors. He and his team work with both institutions and individuals, developing strategies tailored to their goals and objectives with an emphasis on risk management. His professional designations include Personal Investment Advisor (PIA), Sports & Entertainment (SE), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Hector resides in Guaynabo with his wife and three children.

Carlos Abreu Jr. is a financial advisor with Primerica Advisors in Hialeah, FL, holding a Series 65 designation and eight years of industry experience. He has worked at Primerica Advisors and Primerica Financial Services since 2017 and previously spent ten years at Dade Christian. In addition to his advisory role, he is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm curates third-party asset managers and uses a tiered wrap-fee structure, offering a range of strategic, tactical, tax-aware, and income distribution investment models.

Anydelisse Santiago Miranda is a financial advisor at Merrill with two years of industry experience. She holds the Series 66 designation and previously worked at Oppenheimer for eleven years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ilana Torres Souza Cotrim is a financial advisor at Merrill with 13 years of industry experience. She holds a Series 66 designation and has worked with firms including Bank of America, XP Advisors Inc, and EFG Capital Advisors Inc. Her current tenure at Merrill began in 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party teams, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jeremy Schinder is a financial advisor with LPL Financial in Hollywood, FL, holding Series 65 and Series 66 licenses and 16 years of industry experience. He has worked at LPL Financial since 2020 and previously served at Kestra Financial Services, Inc. and GSK Wealth Advisors, Inc. He also maintains an active attorney license in West Palm Beach, FL. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to various portfolio programs, with an emphasis on both discretionary and non-discretionary investment management.

Mark Hopper is a Senior Financial Advisor at Merrill Lynch Wealth Management. Since joining Merrill Lynch in 2015, he co-founded the Stoss Hopper & Associates group, focusing on the financial affairs of families and institutions. His role centers on designing and implementing customized wealth management strategies that address clients' priorities and help them achieve their financial goals. Mark's expertise includes family wealth management strategies, international wealth management, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and retirement income. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's Degree from Florida State University. Originally from New York, Mark now resides in Fort Lauderdale, South Florida, with his wife Amy and their son Henry. He is involved with the organization A Prom to Remember, reflecting his community engagement. Outside of work, Mark enjoys spending time with his family, traveling, and golfing.

Yan Binder is a financial advisor with Morgan Stanley in Aventura, Florida, holding Series 63 and Series 65 licenses and 28 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2020 and Morgan Stanley Smith Barney LLC since 2019, following a prior role at Wells Fargo Advisors from 2015 to 2019. Outside of his advisory work, he is the sole proprietor and business developer of Yemoh LLC, a retail and online store based in Parkland, Florida. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through a large network of financial advisors.

Thomas De Marffy Mantuano is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has worked since 1999. He serves a select group of clients, including individuals and corporations, providing expertise in areas such as investments, estate planning strategies, retirement forecasting and planning, credit and lending through Bank of America, N.A., and tailored financial strategies. Thomas focuses on creating customized financial plans that reflect the unique complexities of clients' lives and help them move toward their envisioned futures. Thomas holds a Bachelor of Arts degree in Religion and Philosophy from St. Olaf College and a high school diploma from Minnehaha Academy in Minneapolis, MN. He has earned several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His client focus areas include college education planning, legacy planning, LGBT wealth planning, managing new wealth, personal retirement planning, portfolio management services, socially responsible and values-based investing, women and wealth, individual and corporate investment strategy, and retirement income. Active in his community, Thomas volunteers with organizations such as Habitat for Humanity, SWWS Booster President, and Wishes and More. He lives in Minneapolis with his wife Sara, their three children—Owen, Gabe, and Wren—and their dog, Mylo.

Carolina Rodriguez is an International Wealth Advisor with Merrill Lynch Wealth Management, where she has been serving clients since 2011. With over 20 years of experience in the wealth management industry, Carolina has developed expertise in managing portfolios and structuring customized financial solutions for high-net-worth families and business owners. She employs a Goals-Based Wealth Management approach, tailoring strategies to her clients’ risk tolerance, investment goals, time horizon, and liquidity needs. Prior to joining Merrill Lynch, Carolina worked at BNP Paribas Miami for seven years and at Banque Sudameris Miami and Banco Sudameris Colombia for a combined nine years. Her career began as a trader and treasurer at a bank, roles that provided her with valuable exposure to institutional, multinational corporate, and ultra-high-net-worth client relationships and portfolio management. Carolina leverages the resources of both Merrill Lynch and Bank of America, including specialized teams, to address wealth preservation, estate planning, trusts, insurance, philanthropy, and tax efficiency for both international and domestic clients. Carolina holds a bachelor’s degree in Industrial Engineering from Universidad Javeriana in Colombia and a master’s degree in Economics from Universidad de Los Andes in Colombia. She also holds Series 7, 63, and 65 FINRA registrations and the designation of Personal Investment Advisor (PIA). Outside of her professional work, Carolina is interested in chess, painting, traveling, and yoga.

Eugenio Gandini is a financial advisor at Raymond James & Associates with 10 years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutions, and municipal entities, providing financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Joseph Sacco is a financial advisor with Raymond James & Associates, holding a Series 63 designation and bringing 39 years of industry experience. He has been with Raymond James & Associates since 2011. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, charitable organizations, and municipal entities, offering a range of financial planning, investment consulting, and institutional fiduciary services.

Victoria Soiza Pineyro is a financial advisor with Morgan Stanley in Miami, FL, holding a Series 66 designation and eight years of industry experience. She has worked at Morgan Stanley since 2017, including five years with Morgan Stanley Private Bank, N.A. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured financial planning process utilizing approved planning tools and serves clients in both individual and corporate financial planning agreements.

John Flynn is a CFP® professional with 17 years of industry experience, currently serving at Wells Fargo Clearing since 2016. His prior roles include positions at Wells Fargo Advisors and Merrill. Outside of his advisory work, he serves as co-trustee for a family education trust and is involved with the finance and investment committees at Christ Church School in Fort Lauderdale, FL. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics to support client investment decisions.

Pedro Rocha is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at Bank of America/Merrill Lynch and Wells Fargo Bank. Outside of his advisory role, he is the owner of a property management business. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.